Fraud screening on every charge
Device intelligence and velocity rules score each transaction before it settles, so bad payments stop at the door.
Accept cards, bank transfers, wallets, pay-over-time and stablecoins through a single Anytime Capital account — then put that money to work in banking, cards, invoicing and payouts without ever leaving the platform.
$48,250.00
Settled today across three rails
Who we work with
From a two-person accounting practice to a dealership floor to a touring artist's LLC — if money moves through your business, it can move through Anytime Capital.
One integration
Cards, bank rails, wallets, pay-over-time and digital dollars — all switched on from a single account, with no extra processors to negotiate or maintain.
Visa · Mastercard · Amex · Discover
Same-day and standard settlement
One-tap on iOS and Safari
One-tap on Android and Chrome
Pay from a Cash App balance
Customer pays over time, you get paid upfront
USDC and USDT, settled in minutes
BTC, ETH and more with no extra setup
Deposit at an Anytime Capital branch
Move funds between your own accounts
Net terms with automatic reminders
Plus region-specific methods so customers pay the way they already do at home.
Smart routing
Every charge takes the path most likely to succeed. If the first processor declines, we retry on another rail in real time — the checkout never breaks and your customer never notices.
$249.00
Visa ending 4242 · United States
Routing engine
Scoring available rails
Ways to start
Start with a link and move to an API when you're ready. Nothing has to be rebuilt when you graduate from one to the next.
Create a link, share it in a text, email or DM, and get paid. No website and no developer required.
Drop our checkout straight into your existing site or funnel so customers never leave your brand.
Build charges, refunds, subscriptions and payouts directly into your own product.
Send an invoice with terms and let the customer choose how they'd rather pay it.
Payouts
Settle into a business checking account, onto a card, or straight into stablecoins. You pick the speed and the rail per payout — not once for the whole platform.
Move settled funds into your Anytime Capital business checking in seconds, including weekends.
Standard ACH and wire payouts that land the same business day, with no minimum.
Take settlement in USDC or USDT when you need value to cross a border without waiting on a correspondent bank.
Push the same balance into bill pay, expense cards and contractor payouts without a transfer step.
Payout queue
LiveControl & compliance
Fraud, disputes, verification and reconciliation are where payments quietly cost you money. They're part of the platform, not a stack of add-ons you assemble yourself.
Device intelligence and velocity rules score each transaction before it settles, so bad payments stop at the door.
Evidence is assembled from the order, the customer record and the checkout session automatically when a dispute lands.
Collect documents, licenses and KYB details in the same place your payments run — no separate portal for your customers.
Decide who can issue a refund, who can move a payout, and who can only look. Every action is attributed.
Charges, fees, refunds and payouts land against the customer and order they belong to, so month-end is a review rather than a rebuild.
A real-time transaction feed with alerts the moment something needs a person to look at it.
Businesses on the platform
US states supported
US-based support
Monthly platform fees
There are no monthly platform fees and no setup fees — you pay per transaction, at a rate that depends on the method your customer chooses. Card, bank transfer and stablecoin settlement are each priced differently, and the rate is shown before you take your first payment.
Funds settle into your Anytime Capital business account, where you can move them instantly, send a same-day bank transfer, or take settlement in stablecoins. You pick the speed per payout rather than being locked to one schedule.
No. Accepting payments, holding the balance, issuing cards against it and paying it back out all happen in the same Anytime Capital business account, so there is no separate merchant processor to apply for or reconcile against.
The charge is automatically retried on another processor in real time. Your customer sees one checkout attempt rather than an error, and you keep a sale that a single-processor setup would have lost.
Yes. USDC and USDT settlement is available alongside major cryptocurrencies with no additional processor or third-party integration, and you can hold the balance in stablecoins or convert it to dollars in your business account.
Yes. Checkout links work on their own — create one, share it however you already talk to customers, and the payment lands in your account. You can move to embedded checkout or the API later without changing anything you have already set up.
Anytime Capital is a financial technology company, not a bank. Banking services are provided through licensed partner institutions, and the applicable disclosures for each product are shown at sign-up and in the site footer.
Open a business account, create your first checkout link, and get paid — with banking, cards, invoicing and customer management already wired in behind it.