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    Anytime Capital

    Frequently Asked Questions

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    Anytime Capital is the all-in-one platform for cash, stablecoins, and crypto. Your Anytime Capital account comes with a Mastercard® prepaid reloadable debit card, account and routing numbers, instant on/off ramping, currency conversions, stablecoin transfers, and a non-custodial wallet for BTC, ETH, SOL, USDC, USDT, LTC and TRX — all from one app.

    Funds loaded to your Anytime Capital card are FDIC-insured up to applicable limits through our partner bank, Pathward N.A., Member FDIC. We use bank-grade encryption, real-time fraud monitoring, and multi-factor authentication on every account.

    Transparent pricing, no surprises. Your Anytime Capital cash account has a $4.95 monthly fee that's waived when you load funds within any 30-day period. Enjoy fee-free withdrawals at 55,000+ MoneyPass® ATMs and competitive rates on crypto and stablecoin conversions.

    You can reach our customer support team 24/7 through our mobile app, website chat, or by calling (470) 748-2530. You can also visit our Atlanta branch at 2549 Piedmont Rd NE Suite 110 during business hours for in-person assistance.

    Getting started is easy! You can open an account online through our website or visit our Atlanta branch location. Simply provide your identification, contact information, and make an initial deposit. Most accounts can be opened in minutes.

    Account verification typically takes 1-2 business days. We'll review your information and may request additional documentation if needed. You'll receive email notifications throughout the process to keep you updated.

    We support major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), and USDT. You can buy, sell, and manage crypto directly through our platform or visit our branch for in-person transactions with competitive rates.

    You can purchase cryptocurrency through our mobile app, online platform, or visit our Atlanta branch for in-person transactions. We accept various payment methods including bank transfers, debit cards, and cash (in-branch only).

    Yes, we use industry-leading security measures including cold storage, multi-signature wallets, and advanced encryption to protect your digital assets. Your crypto holdings are segregated and protected with institutional-grade security.

    Digital asset fees vary based on payment method, customer level, and purchase amount. The exact rate is shown at the time of purchase. From lowest to highest: • Domestic wire transfer: 3–7.5% • Cash at our branch: 4.5–10% • SEPA: 5% • SWIFT: 5.21% • Revolut Pay: 7% • Skrill: 8% • Google Pay, Apple Pay, debit/credit card: 10–14% • Cash App: 10–14% • American Express / Discover: 14–19% Rates are subject to change at any time.

    You can withdraw funds using your debit card at any of our 55,000+ fee-free ATM locations, transfer to external accounts via ACH, or visit our branch for over-the-counter withdrawals. Mobile app transfers are also available 24/7.

    Daily ATM withdrawal limits are $500 by default but can be adjusted through our mobile app or by contacting customer service. ACH transfers have higher limits, and in-branch withdrawals can accommodate larger amounts with proper identification.

    You can deposit funds through direct deposit, mobile check deposit via our app, ACH transfers from external accounts, or cash deposits at over 90,000 retail locations nationwide including major retailers.

    Yes! With direct deposit setup, you can receive your paycheck up to two days early at no additional cost. This is available on every Anytime Capital cash account and processes automatically once configured.

    You have access to over 55,000 fee-free ATMs nationwide through our network partners including MoneyPass and Allpoint locations. Use our mobile app's ATM locator to find the nearest fee-free ATM to your location.

    Out-of-network ATM withdrawals incur a $1.99 fee. However, with over 55,000 fee-free locations available, you can easily avoid these charges by using our ATM locator feature in the mobile app.

    Getting started with our Buy Widget is simple. First, create your free Anytime Capital account by providing your basic information, email, and phone number. The registration process takes just a few minutes and requires identity verification to ensure security and compliance.

    Once your account is set up, you can specify how much cryptocurrency you want to purchase. Enter the amount either in Bitcoin (BTC) or your local currency (USD). Our system will automatically calculate the equivalent amount and show you the current exchange rate.

    Select where you want to receive your Bitcoin. You can choose to store it in your Anytime Capital wallet for easy management, or send it directly to your external wallet by providing your Bitcoin address. We support all major wallet types and ensure secure transfers.

    Review your transaction details, select your payment method (bank transfer, debit card, or credit card), and confirm your purchase. Once payment is processed, your Bitcoin will be delivered instantly to your chosen wallet. You'll receive confirmation via email and can track your transaction in real-time.

    Begin selling your Bitcoin by logging into your Anytime Capital account and navigating to the Sell Widget. Select the amount of Bitcoin you want to sell and review the current market rate. Our platform provides real-time pricing to ensure you get the best value for your cryptocurrency.

    Provide your credit card information where you'd like to receive the proceeds from your Bitcoin sale. We support major credit cards and ensure all payment information is processed securely using bank-level encryption and PCI compliance standards.

    Transfer your Bitcoin to the designated wallet address provided by Anytime Capital. You can send from any Bitcoin wallet - whether it's a hardware wallet, mobile app, or exchange. Our system will automatically detect and confirm your transaction on the blockchain.

    Once your Bitcoin transaction is confirmed on the blockchain, your payout will be processed immediately to your specified credit card. Funds typically appear within 1-3 business days depending on your card issuer. You'll receive email confirmation and can track the status in your account dashboard.

    Still have questions?

    Our support team is here to help you 24/7.

    Contact UsCall (470) 748-2530
    Anytime Capital

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    © 2026 Anytime Capital is a financial technology company, not a bank. Banking services provided by Pathward N.A. Member FDIC. The Anytime Capital Mastercard® Prepaid Card is issued by Pathward®, National Association. Mastercard® is a registered trademark. All other trademarks and service marks belong to their respective owners.

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