Payments for nonprofits
Payment processing for nonprofits
Take one-off gifts in any amount from a link or a printed QR code, sign up monthly donors who manage their own gift, and send every donor a receipt with your thank-you. Anytime Capital Payments is 2.75% + 30¢ per card or wallet payment with no monthly or setup fee, and gifts sweep into your organization's account the minute they settle.
- Donors choose the amount, above a minimum you set
- Monthly giving that donors manage themselves
- Receipts with your own thank-you message
Then 2.75% + 30¢ per card or wallet payment. No monthly, setup or PCI fees. Updated October 2026.
Quick answer
What does it cost a nonprofit to accept donations online?
At 2.75% + 30¢, a $50 gift costs $1.68 and a $100 gift $3.05, with no monthly or setup fee. At Stripe's standard published rate the same gifts cost $1.75 and $3.20, and at PayPal Checkout's $2.24 and $3.98. Some processors offer reduced rates to registered charities on application, so ask them too and compare on your typical gift. With Anytime Capital Payments, donors give from a link or QR code with Apple Pay, Google Pay or a card, and monthly donors manage their own gift from your billing page.
How it plays out
One nonprofit, one payment, start to finish
Every step below is something Anytime Capital Payments does today: the link or invoice, the reminder, the payment and the payout, on one account.
- QR code printed on the drive flyerNov 2
- $100 gift with Apple Pay, amount chosen by the donorNov 9 · 6:18 PM
- Thank-you receipt sent with your messageNov 9 · 6:18 PM
- Donor joined monthly giving at $25Nov 9 · 6:20 PM
- Swept into your organization's accountNov 9 · 6:18 PM
How it works
How a nonprofit gets paid with Anytime Capital
- 01
One-off gifts in any amount
Make a payment link pay-what-you-want with a suggested amount and a minimum, and share it by email, social posts or a QR code on printed flyers. Ask up to three questions at checkout, such as a dedication, and show your own confirmation message after the gift.
A donation link: donors choose the amount. Anytime Capital product view, demo data. - 02
Monthly giving donors manage themselves
Create giving plans at the amounts you want to offer, monthly or yearly, and share their checkout links. Donors change the card their gift renews on, see receipts, and keep or cancel their gift from your billing page, without emailing you.
Monthly giving as a subscription plan. Anytime Capital product view, demo data. - 03
Receipts in your words
Every gift sends a receipt with your logo, your contact details and a thank-you message you write in Branding & receipts. Ask your accountant what your donor acknowledgments need to say, and put that wording in the message.
The donor's receipt, with your own thank-you wording. Anytime Capital product view, demo data. - 04
Screening on every gift
Donation forms are a common target for stolen-card tests. Every card payment gets a 0–100 risk score before it is charged; block high scores, cap the size of a single payment, block card countries and require 3D Secure above an amount you choose.
Settings · Risk- Block high-risk paymentsScore 75 or more
- Require 3D Secure above an amountOver $500.00
- Block cards from selected countries3 countries
- Maximum amount per payment$5,000.00
- Refund pre-dispute alerts automaticallyUnder $100.00
Fraud screening · LiveRisk rules in Settings, screening payments before the card is charged. Illustrative product view.
What it costs
Card fees on a nonprofit's typical sales
| Sale | Anytime Capital (2.75% + 30¢) | Stripe (2.9% + 30¢) | Square online, Free plan (3.3% + 30¢) | PayPal Checkout (3.49% + 49¢) |
|---|---|---|---|---|
| Gift $25 | $0.99 | $1.03 | $1.13 | $1.36 |
| Gift $50 | $1.68 | $1.75 | $1.95 | $2.24 |
| Gift $100 | $3.05 | $3.20 | $3.60 | $3.98 |
| Major gift $500 | $14.05 | $14.80 | $16.80 | $17.94 |
Published US rates as of October 2026, before monthly plans, international cards, currency conversion, disputes and payout fees. New Anytime Capital businesses pay 2.5% + 30¢ for their first 90 days.
An organization raising $15,000 a month in $60 gifts pays $487.50 at 2.75% + 30¢, $510.00 at Stripe's standard published rate and $646.00 at PayPal Checkout's. Reduced charity rates, where a processor offers them, change these numbers, so ask for one and compare.
For major gifts and grants, send an invoice the donor can pay by bank account: a $5,000 gift by card costs $137.80 at 2.75% + 30¢. Businesses and organizations processing $1M+ a year get custom pricing.
Built in
What a nonprofit gets on day one
- Pay what you wantA suggested amount and a minimum you set; donors type the gift they want to give.
- Monthly and yearly givingGiving plans that renew on their own, managed by donors from your billing page.
- QR codes for printDownload any donation link's QR code for flyers, posters and event tables.
- Questions at checkoutUp to three questions, such as a dedication or how the donor heard about you.
- Donor records and CSV exportEvery donor becomes a customer record, matched by email, with lifetime giving and a CSV export.
- Stablecoin giftsRequest USDC or USDT to your wallet on Ethereum, Solana or Tron, and sell to dollars when you want.
Straight talk
Keep your donor CRM and fundraising tools
Anytime Capital records who gave, how much and when, with a CSV export, but it isn't a donor CRM. It doesn't track pledges, run peer-to-peer fundraising pages or issue year-end giving statements. Keep your fundraising software for that, and use Anytime Capital to take and pay out the money.
Whether a receipt serves as a donor acknowledgment for tax purposes depends on what it says. Write the wording your accountant recommends into your receipt message. This is general information, not tax advice.
Keep using another tool for
- Pledges, campaigns and peer-to-peer pages
- Year-end giving statements
- Grant tracking and reporting
Launch offer
Try Anytime Capital Payments: 2.5% + 30¢ for your first 90 days
Then 2.75% + 30¢ per card or wallet payment, with no monthly, setup or PCI fees. Links, invoices and in-person payments from day one, instant payouts to your Anytime Capital business account, and payouts on local rails in 71+ countries.
- 2.75% + 30¢ online, 2.5% + 30¢ for 90 days
- No monthly, setup or PCI fees
- Instant payouts to your business account, 24/7
- Live US business team
Payouts
Where the money goes next
- Your Anytime Capital business accountSweep settled sales into your Anytime Capital business checking in seconds, nights and weekends included, and spend it the same minute.Instant, 24/7
- RTP and FedNow instant transfersPush money to any US bank account that receives instant payments, around the clock, with confirmation the moment it lands.Seconds, any day
- Domestic wireFedwire for large or time-critical payments: closings, inventory, payroll top-ups and anything a counterparty wants by wire.Same day
- ACH and same-day ACHLow-touch transfers to any US bank account for vendors, contractors and your own accounts elsewhere, scheduled or on demand.Same day or next day
- Local rails in 71+ countriesPay suppliers in their own currency over the rail they already use (SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money), with SWIFT for everywhere else.Minutes to same day
- Stablecoins: USDC and USDTSame-day on-chain transfers to a supplier, contractor or your own wallet, with no correspondent bank in the way.Minutes, including weekends
Questions
Payment processing for nonprofits: FAQ
Tools, comparisons and guides
Payments for other businesses
Important Disclosures
- Rates for Stripe, Square and PayPal are their published US pricing as of October 2026, from the pages named on each company's comparison page. Prices change and negotiated pricing differs; check current pricing before you decide.
- Product views on this page are renders of the Anytime Capital Payments interface with demo data. The businesses, people, addresses and amounts shown are fictional.
- Anytime Capital is independent of the companies named on this page and is not endorsed by, affiliated with or sponsored by them. Third-party names and trademarks belong to their owners.
- This page is for information only and is not financial, tax or legal advice.
- Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.