Trust & Security
How Anytime Capital Protects Your Wallet
Anytime Capital pairs a non-custodial wallet — where only you hold the keys — with the accountability of a FinCEN-registered US financial platform. Here is exactly how your crypto and your cash are protected, and the licenses we operate under.
As of August 2026. Information may have changed since this date. Please verify current details with the respective platforms.
Six Layers of Wallet Security
Non-custodial by design
Your private keys are generated on your device and stay there. Anytime Capital never holds, sees, or transmits your keys — no employee, hacker, or court order aimed at us can move your crypto.
Client-side transaction signing
Every transaction is signed locally on your device before it is broadcast to the blockchain. Our servers relay signed transactions; they never handle the keys that authorize them.
Passkey authentication
Your account is protected by passkeys — cryptographic credentials unlocked by Face ID, Touch ID, or your device PIN. There is no password to phish, reuse, or leak.
Encrypted backups, portable keys
Wallet backups are encrypted end-to-end with 256-bit encryption. Your wallet is BIP-39 compatible: import an existing wallet with a 12 or 24-word seed phrase, and export your keys any time — self-custody means never being locked in.
Compliance screening
Platform activity is screened against OFAC sanctions lists, and identity verification protects the platform from fraud and abuse. Compliance-first operation is what lets us pair self-custody with real US banking rails.
Fraud monitoring
Device intelligence, anti-bot protection, and human review help keep account-takeover and scam activity off the platform. If something looks wrong with your account, real humans investigate.
What Self-Custody Asks of You
Self-custody means no third party can move your funds — including to rescue them. Guard your seed phrase if you export one (anyone who has it has your crypto), verify addresses before sending (on-chain transfers are irreversible), and never share your passkey device or codes. Anytime Capital will never ask for your seed phrase.
Learn the common scam patterns on our fraud notice page.
Licenses & Registrations
Anytime Capital is registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business — MSB Registration Number 31000321862986. Banking services, including the FDIC-insured cash account, are provided through our partner bank, Pathward N.A., Member FDIC. The Anytime Capital Mastercard® is issued pursuant to license by Mastercard International.
Trusted (Trust & Compliance)
Anytime Capital meets rigorous regulatory and compliance obligations to help ensure secure, transparent cryptocurrency transactions.
MSB Registration Number: 31000321862986
Security you can verify. Custody you keep.
Open your free, non-custodial wallet in minutes.
Get Free WalletSecurity & Licenses FAQ
Is Anytime Capital's wallet safe?
The wallet is non-custodial: your private keys are generated on your device, transactions are signed on your device, and keys are never sent to our servers. Combined with passkey login, encrypted backups, and 256-bit encryption, your crypto's security does not depend on trusting us with custody.
Is Anytime Capital licensed?
Anytime Capital is registered with FinCEN (the US Financial Crimes Enforcement Network) as a Money Services Business, registration number 31000321862986. Banking services are provided by our partner bank, Pathward N.A., Member FDIC.
Can Anytime Capital freeze or access my crypto?
No. Because the wallet is non-custodial, we never hold your private keys and cannot move, freeze, or access the crypto they control. Regulated activities on the platform (like converting to USD in your cash account) follow standard banking compliance rules.
What happens to my crypto if Anytime Capital goes offline?
Your crypto lives on the blockchain, controlled by keys only you hold. You can export your keys or seed phrase at any time and use them in any BIP-39 compatible wallet — your funds never depend on our servers existing.
Is my money FDIC insured?
Cryptocurrency is never FDIC insured, anywhere. US dollars in your Anytime Capital cash account are FDIC-insured up to applicable limits through Pathward N.A., Member FDIC.
How do I report a scam or suspicious activity?
Contact our support team immediately by phone, email, or chat, and review our fraud notice page for common scam patterns. On-chain transfers are irreversible, so when in doubt, pause and verify before sending.
Explore More
Important Disclosures
- Cryptocurrency is not FDIC insured and may lose value. Funds in the Anytime Capital cash account are FDIC-insured up to applicable limits through Pathward N.A., Member FDIC.
- Security features described apply to the Anytime Capital platform as currently offered and may evolve.
- This page is provided for informational purposes and does not constitute financial or legal advice.