Payments for gyms & fitness studios
Payment processing for gyms and fitness studios
Sell memberships with free trials that renew on their own, sell class packs and drop-ins from a link, and let members change their own card instead of emailing the front desk. Anytime Capital Payments is 2.75% + 30¢ per payment with no monthly fee, and each payment sweeps into your business account the minute it settles.
- Memberships with free trials of up to 90 days
- Class packs, drop-ins and workshops from one link
- Members manage their own card and plan
Then 2.75% + 30¢ per card or wallet payment. No monthly, setup or PCI fees. Updated October 2026.
Quick answer
How do gyms and fitness studios take recurring payments?
With subscriptions: a membership plan that charges the member's card weekly, monthly, every three months or yearly, with an optional free trial of up to 90 days. Anytime Capital Payments runs them at 2.75% + 30¢ per payment with no monthly fee, $4.40 on a $149 membership, alongside class packs and drop-ins sold from payment links. Members keep or cancel their membership and change their card from your billing page, without calling the front desk.
How it plays out
One studio, one payment, start to finish
Every step below is something Anytime Capital Payments does today: the link or invoice, the reminder, the payment and the payout, on one account.
- Trial started from the website's Join buttonMon · 7:40 AM
- 7-day free trial runningMon to Mon
- First month charged to Visa ••4242Next Mon · 7:40 AM
- Member updated their card on your billing pageMonth 3
- Renewal paid out instantly to your accountMonth 3 · 7:41 AM
How it works
How a studio gets paid with Anytime Capital
- 01
Memberships that renew on their own
Create a plan that bills weekly, monthly, every three months or yearly, with a free trial of up to 90 days if you want one. Share its checkout link, or put a Join button on your website, and new members sign up without you.
A membership plan's checkout, with its free trial. Anytime Capital product view, demo data. - 02
Class packs, drop-ins and workshops
Sell anything else from a payment link: a class pack at one price, workshop tickets with a quantity, a dropdown question for the session time, and discount codes for intro offers. Print the link's QR code for the front desk.
A class pack sold from a payment link. Anytime Capital product view, demo data. - 03
Members look after their own billing
Your billing page lets members sign in with an emailed link to see their receipts, change the card their membership renews on, and keep or cancel it, so card changes stop being a front-desk job. Every renewal has its own receipt.
A member's payment history, with a receipt for every renewal. Anytime Capital product view, demo data. - 04
Renewals in your account the minute they settle
Membership payments sweep into your Anytime Capital business account instantly, ready to pay instructors, rent and suppliers by RTP, FedNow, ACH or wire from the same balance.
Balance · Anytime Capital PaymentsInstant payouts onAvailable to pay out
$248,310.42
+$31,904.18 today · 412 payments
Business accountRTPWireACH71+ countriesUSDCPayouts
Payouts leaving an Anytime Capital Payments balance. Illustrative product view.
What it costs
Card fees on a studio's typical sales
| Sale | Anytime Capital (2.75% + 30¢) | Stripe (2.9% + 30¢) | Square online, Free plan (3.3% + 30¢) | PayPal Checkout (3.49% + 49¢) |
|---|---|---|---|---|
| Drop-in class $25 | $0.99 | $1.03 | $1.13 | $1.36 |
| Monthly membership $149 | $4.40 | $4.62 | $5.22 | $5.69 |
| 10-class pack $220 | $6.35 | $6.68 | $7.56 | $8.17 |
| Annual membership $1,490 | $41.28 | $43.51 | $49.47 | $52.49 |
Published US rates as of October 2026, before monthly plans, international cards, currency conversion, disputes and payout fees. New Anytime Capital businesses pay 2.5% + 30¢ for their first 90 days.
A studio taking $40,000 a month at an average of $120 pays $1,200.00 at 2.75% + 30¢, against $1,260.00 at Stripe's published online rate and $1,420.00 at Square's Free-plan online rate.
Subscription renewals are always billed at the standard 2.75% + 30¢; the launch offer's 2.5% + 30¢ applies to your other card payments in their first 90 days.
Built in
What a studio gets on day one
- Free trialsUp to 90 days on any plan; the checkout says when the first charge lands.
- A billing page for membersReceipts, card changes and cancellations in one place, signed in with an emailed link.
- Intro offersPercentage or fixed discount codes with expiry dates and redemption limits on any payment link.
- Terms before they payRequire new members to agree to your terms at checkout, linked to your own terms page.
- Saved cardsCharge a member's saved card from their record for a private session or merchandise, with their permission.
- Your brand on checkoutYour logo and colour on checkout, receipts and emails, served from a domain you own if you want.
Also included
Fewer surprises from disputed renewals
Every card payment gets a 0–100 risk score before it is charged. Pre-dispute alerts can refund small payments automatically before they become chargebacks, and when a member does dispute a renewal, the evidence pack is already filled in.
- Block high-risk paymentsScore 75 or more
- Require 3D Secure above an amountOver $500.00
- Block cards from selected countries3 countries
- Maximum amount per payment$5,000.00
- Refund pre-dispute alerts automaticallyUnder $100.00
Straight talk
Keep your class-booking app
Anytime Capital doesn't schedule classes, check members in or count class credits. Keep your booking and check-in software for that. A class pack bought through a payment link is a payment, not a credit balance inside your booking app, so match the two up or sell packs where your booking app can count them.
If your booking app only takes payments through its own processor, use Anytime Capital for the payments that live outside it: memberships, workshops, retreats, private sessions and invoices to corporate clients.
Keep using another tool for
- Class schedule and online booking
- Check-in and attendance
- Class-credit balances and waitlists
Launch offer
Try Anytime Capital Payments: 2.5% + 30¢ for your first 90 days
Then 2.75% + 30¢ per card or wallet payment, with no monthly, setup or PCI fees. Links, invoices and in-person payments from day one, instant payouts to your Anytime Capital business account, and payouts on local rails in 71+ countries.
- 2.75% + 30¢ online, 2.5% + 30¢ for 90 days
- No monthly, setup or PCI fees
- Instant payouts to your business account, 24/7
- Live US business team
Payouts
Where the money goes next
- Your Anytime Capital business accountSweep settled sales into your Anytime Capital business checking in seconds, nights and weekends included, and spend it the same minute.Instant, 24/7
- RTP and FedNow instant transfersPush money to any US bank account that receives instant payments, around the clock, with confirmation the moment it lands.Seconds, any day
- Domestic wireFedwire for large or time-critical payments: closings, inventory, payroll top-ups and anything a counterparty wants by wire.Same day
- ACH and same-day ACHLow-touch transfers to any US bank account for vendors, contractors and your own accounts elsewhere, scheduled or on demand.Same day or next day
- Local rails in 71+ countriesPay suppliers in their own currency over the rail they already use (SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money), with SWIFT for everywhere else.Minutes to same day
- Stablecoins: USDC and USDTSame-day on-chain transfers to a supplier, contractor or your own wallet, with no correspondent bank in the way.Minutes, including weekends
Questions
Payment processing for gyms and fitness studios: FAQ
Tools, comparisons and guides
Payments for other businesses
Important Disclosures
- Rates for Stripe, Square and PayPal are their published US pricing as of October 2026, from the pages named on each company's comparison page. Prices change and negotiated pricing differs; check current pricing before you decide.
- Product views on this page are renders of the Anytime Capital Payments interface with demo data. The businesses, people, addresses and amounts shown are fictional.
- Anytime Capital is independent of the companies named on this page and is not endorsed by, affiliated with or sponsored by them. Third-party names and trademarks belong to their owners.
- This page is for information only and is not financial, tax or legal advice.
- Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.