A register on any device
Open In person in the dashboard on a phone, tablet or laptop and key in the amount like a terminal keypad.
Key in the amount on your phone, tablet or laptop; your customer scans the code and taps to pay with Apple Pay, Google Pay or a card on their own phone. 2.75% + 30¢, no hardware, and the sale lands in the same balance as your online payments.
$0.00
In-person payment
Who we work with
From a two-person accounting practice to a dealership floor to a touring artist's LLC — if money moves through your business, it can move through Anytime Capital.
Built for the counter, the job site and the pop-up
The payment happens on the customer's own phone, with the wallet and card they already trust, so there is nothing to buy, charge, pair or update on your side.
Open In person in the dashboard on a phone, tablet or laptop and key in the amount like a terminal keypad.
The customer scans the code with their camera and pays with Apple Pay, Google Pay or a card in a couple of seconds.
Your screen turns to Paid the moment the payment clears, so nobody waits around for a confirmation.
Counter sales, payment links and invoices settle into one balance and one set of reports, with risk rules and 3D Secure applied the same way.
Customers get a receipt with your logo and contact details, not a processor's.
Payouts
Sales settle into your Anytime Capital balance, and from there money moves on whichever rail suits the payment: instantly to your business account, RTP, wire, ACH, local rails in 71+ countries, stablecoins or crypto.
Sweep settled sales into your Anytime Capital business checking in seconds, nights and weekends included, and spend it the same minute.
Push money to any US bank account that receives instant payments, around the clock, with confirmation the moment it lands.
Fedwire for large or time-critical payments: closings, inventory, payroll top-ups and anything a counterparty wants by wire.
Low-touch transfers to any US bank account for vendors, contractors and your own accounts elsewhere, scheduled or on demand.
Pay suppliers in their own currency over the rail they already use (SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money), with SWIFT for everywhere else.
Same-day on-chain transfers to a supplier, contractor or your own wallet, with no correspondent bank in the way.
Convert balance to bitcoin, ether, solana and 38+ other assets, or crypto back to dollars, at desk-quoted rates and send it out the same day.
Fund physical and virtual business cards straight from your payments balance, with limits per person, team or merchant.
Available to pay out
$248,310.42
+$31,904.18 today · 412 payments
Payouts
One hub instead of five logins
When payments, banking, cards, payouts and crypto share one balance, nothing waits on a transfer between providers. Sales are spendable the minute they settle, reconciliation is one ledger, and you see every dollar the business has, every day.
Risk rules & 3D Secure
Risk rules, 3D Secure step-up and chargeback defense are part of every account, set up in a few clicks and explained in plain words.
Pricing
2.75% + 30¢ per card payment, no monthly fees, and every feature included. Processing $1M+ a year? Your rate is quoted on your volume.
2.75% + 30¢
per successful card or wallet payment
One flat online rate for Visa, Mastercard, Amex, Discover, Apple Pay and Google Pay.
2.5% + 30¢
for your first 30 days of card payments
Sign up through this offer and your first 30 days run at 2.5% + 30¢, then 2.75% + 30¢.
Let's talk
for businesses processing $1M+ a year
Volume tiers or interchange-plus pricing, quoted on your real mix of cards and countries.
Included on every plan
Support
Payments problems cost money by the minute. Every account reaches a live US-based business team, and high-volume businesses get a shared Slack channel with the people who run payments and risk.
Every business account
Businesses processing $1M+ a year
How it works
No pairing, no card reader firmware, no batch to settle at the end of the day.
Add a note if you like — a table number, a job, a ticket.
Turn the screen around or set the tablet on the counter.
On their own phone, with the wallet or card they choose.
The sale is in your balance and can be in your account in seconds.
Terminal or hardware cost
Per card payment
Days at 2.5% + 30¢ with the launch offer
Monthly platform fees
Beyond the counter
For the sale that doesn't fit a quick tap.
Text a link for a deposit or a balance due before you arrive.
Finish the job and send a branded invoice before you leave.
Take a deposit to hold a date, a table or a vehicle.
Charge a regular customer's saved card with their permission.
Who uses it
The industries that lean on this the hardest, and what it looks like for them.
No. Open In person in the dashboard on any phone, tablet or laptop, key in the amount, and the customer pays on their own phone by scanning the code. There is no hardware to buy, rent or charge.
They scan the code with their phone's camera and pay with Apple Pay, Google Pay or a card on a secure Anytime Capital checkout page — the same wallets they use for tap-to-pay.
2.75% + 30¢, the same as online, with no hardware or monthly fee. New accounts that claim the launch offer pay 2.5% + 30¢ for their first 30 days.
Your screen switches to Paid as soon as the payment clears, and the sale appears in your orders and balance right away.
Yes. All it needs is your device's data connection and your customer's phone, which makes it a good fit for pop-ups, trades, deliveries and anywhere a countertop terminal would be in the way.
Yes. A receipt with your logo, name and support contacts is emailed automatically.
Sales settle into your Anytime Capital balance, and you can pay out instantly to your Anytime Capital business account, or by RTP, wire, ACH, local rails abroad or stablecoins.
Anytime Capital is a fintech company, not a bank. Payment processing and banking services are provided by our licensed partners, with disclosures at sign-up and in the site footer.
Works with
Everything here runs on the same balance and the same customer record, so nothing needs integrating to anything else.
Open a business account, claim 2.5% + 30¢ for your first 30 days, and take your first in-person payment as soon as you're verified.