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    Anytime Capital
    Dental & Medical Practices

    Collect the patient balance without the awkward phone call

    Insurance pays its part and the rest sits on your ledger for months. Send a payment link the day the claim settles, take a deposit to hold the appointment, and let the front desk get back to patients.

    Get startedTalk to our team
    • Balance links by text
    • Deposits hold appointments
    • Payment plans available
    Patient balances · This week

    $18,940.00

    Outstanding after insurance

    • Links sent42 patients
    • Paid within 48 hours$12,300.00
    • On a payment plan7 patients
    Text a balance linkPay over timeIntake formsNo-show deposits

    The problem

    Why practice receivables age

    Clinical work ends and the money conversation begins — usually with the least-equipped person in the building, on the phone, between patients.

    Balances after insurance

    The patient portion arrives weeks after treatment, when the visit is no longer front of mind.

    The front desk is your collections team

    Chasing payment by phone competes directly with checking in the patients standing in front of them.

    No-shows cost the slot

    Without a deposit, an empty chair is unrecoverable revenue and a rescheduled patient.

    Larger treatment plans stall

    Patients defer necessary work because the whole amount is due at once and no plan is offered.

    Intake paperwork on a clipboard

    Insurance cards, identification and consent forms get re-keyed by hand, with the errors that implies.

    No single patient ledger

    What was billed, what insurance covered and what the patient still owes live in separate systems.

    What you'd use

    Get the balance paid without a phone call

    Payment links, deposits and intake collection that work from the patient's phone, so the front desk doesn't have to chase.

    Checkout links

    Text a balance link the day the claim settles. Most patients pay it the same day.

    Invoicing

    Statements that follow up on their own, with payment plans for larger treatment.

    Onboarding & verification

    Collect insurance cards, identification and consent forms before the patient arrives.

    Payments

    Card, bank transfer, wallet or pay over time — the patient picks, you don't negotiate.

    Customer management

    One record per client, holding every payment, document and conversation.

    Expense management

    Set budgets, capture receipts and approve spend without the month-end scramble.

    Identity & verification

    Know exactly who you are dealing with

    The same identity checks that clear customers onto our own platform, opened up for yours. Send a link, and the customer proves who they are from their phone — no app, no account, no reader on your counter.

    Your front desk is taking card numbers over the phone and matching them to a patient record, between appointments. Move that to a link the patient completes themselves, with the card checked and their identity confirmed before anything is charged.

    • Face match with liveness

      A selfie checked against the photo ID, with liveness in the flow — so it is the actual person, not a photo of one.

    • Cards checked in real time

      The customer shows the card they are paying with and it is verified on the spot, before you hand anything over.

    • ID and document capture

      Licenses, permits, insurance certificates and tax forms collected from the customer's phone camera, with expiry tracked.

    • Device intelligence

      The device behind the payment is recognised — including the ones that have failed you before, through cleared cookies and private browsing.

    • Your branding, your coloursRolling out

      The verification step carries your name and palette, so it reads as part of your business rather than a hand-off to someone else's.

    • 3-D Secure step-upRolling out

      Push a high-value card payment through issuer authentication and move the chargeback liability off your books.

    Verification session

    Live
    • Face match & livenessWaiting
    • Card checked · ending 4242Waiting
    Checking who this actually is…

    Getting started

    Up and running in an afternoon

    No implementation project and no migration weekend. Open the account, connect what you already do, and start moving money.

    1. 1

      Open a practice account

      Commercial checking in the practice's name with no monthly fee.

    2. 2

      Set up a deposit link

      One reusable link to hold appointments and cut no-shows.

    3. 3

      Text balances as claims settle

      The patient pays from their phone rather than waiting for a statement in the mail.

    4. 4

      Collect intake before the visit

      Insurance cards, ID and consent forms arrive ahead of the appointment.

    Businesses on the platform
    1,000+

    Businesses on the platform

    US states supported
    43+

    US states supported

    US-based support
    24/7

    US-based support

    Monthly platform fees
    $0

    Monthly platform fees

    Frequently Asked Questions

    How do patients pay a balance link?

    They open the link on their phone and pay by card, bank transfer, wallet or pay over time. There is no account to create and no portal password to reset.

    Can I offer a payment plan for larger treatment?

    Yes. Pay-over-time options are available at checkout, so a patient can spread the cost while the practice still receives the full amount up front.

    Can I take a deposit to reduce no-shows?

    Yes. A reusable deposit link can be sent when the appointment is booked, and it applies against the final balance when the patient attends.

    Is this a practice management system?

    No. It handles the money and the intake documents — collecting balances, taking deposits and holding patient paperwork. Your clinical charting and scheduling software stays where it is.

    How is patient information handled?

    Documents are encrypted in transit and at rest and are visible only to staff you authorise, with every access logged. Collect only what your practice's own policies require you to hold.

    Give your front desk their day back

    Open a practice account and start texting balance links this week — with deposits and intake collection running from the same place.

    Get startedBrowse all solutions
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