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    Anytime Capital
    Bill pay

    Pay every vendor from the account that earned it

    Schedule vendor payments, contractor payouts and recurring bills straight from your business balance. Approvals, timing and the paper trail all live in one place.

    Get startedTalk to our team
    • ACH, wire or stablecoin
    • Approval before it sends
    • Scheduled and recurring
    Scheduled payments · This week

    $27,480.00

    4 payments queued

    • Gulf Supply Co · ACH$14,200.00
    • Contractors · 6 payouts$8,400.00
    • Overseas supplier · USDC$4,880.00
    Two-step approvalRecurringFull audit trailSame-day ACH

    Money out

    The other half of running a business

    Most platforms are built to help you get paid and go quiet about paying everyone else. Bill pay sits on the same balance so there is no transfer step and no second system.

    Pay on any rail

    ACH for routine vendors, wire when it has to land today, stablecoin when it has to cross a border.

    Schedule ahead

    Queue a payment for its due date rather than paying early or paying late. Cash stays where it earns.

    Recurring bills

    Rent, software, insurance and retainers pay themselves on schedule with no monthly reminder to ignore.

    Approvals before money moves

    Require a second person to release payments over a threshold you set, so a single mistake or a single compromised login can't drain an account.

    Contractor payouts in bulk

    Pay a whole crew in one run, each to their own method, without building a payments file.

    Control

    Know what's leaving before it leaves

    Outgoing money is where the expensive mistakes happen. The safeguards are the point of the feature, not an add-on to it.

    • Two-step approval

      Set a threshold above which a second authorised person has to release the payment.

    • Everything attributed

      Who created it, who approved it, when it sent and what it settled against — all recorded.

    • Cut-off times you can see

      Know whether a payment makes today's window before you schedule it, not after it misses.

    • Paid from one balance

      The money you collected funds the money you send. No pre-funding a separate payables account.

    Awaiting approval

    Live
    • Gulf Supply Co · ACH$14,200.00
    • Meridian Insurance · Wire$6,100.00
    • Contractor run · 6 peopleApproved
    • Software renewalsApproved

    How it works

    Queue it, approve it, done

    Payables stop being a separate Friday afternoon ritual.

    1. 1

      Add the vendor

      Enter their details once, or let them submit their own payment information securely.

    2. 2

      Schedule the payment

      Pick the amount, the rail and the date it should land.

    3. 3

      Approve it

      Anything over your threshold waits for a second authorised person before it moves.

    4. 4

      It sends and records itself

      The payment goes out on schedule and reconciles against the vendor and the bill.

    Businesses on the platform
    1,000+

    Businesses on the platform

    US states supported
    43+

    US states supported

    US-based support
    24/7

    US-based support

    Monthly platform fees
    $0

    Monthly platform fees

    Frequently Asked Questions

    How do I pay a vendor who isn't on Anytime Capital?

    Pay them by ACH or wire to their existing bank account — they need nothing on their side. If they would rather take stablecoin settlement, that option is available too.

    Can I require someone else to approve large payments?

    Yes. Set a threshold above which a second authorised person must release the payment. Below it, payments send on their schedule without extra friction.

    Can I pay a group of contractors at once?

    Yes. Run a batch payout and each person receives their payment by their own preferred method, without you assembling a payments file by hand.

    Do I need to pre-fund a separate account?

    No. Bill pay draws on the same business balance that receives your payments, so money you collect is immediately available to pay what you owe.

    What record is kept?

    Every payment records who created it, who approved it, when it sent, which rail it used and what it settled against — which is what you want when a vendor disputes an amount months later.

    Bring payables into the same account

    Open a business account and pay your vendors from the balance your customers just filled — with approvals and audit trail included.

    Get startedSee expense management
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