WooCommerce plugin
The WooCommerce payment plugin that pays you out to your bank.
Install one plugin and your WooCommerce checkout takes cards, Apple Pay and Google Pay on Anytime Capital's secure checkout, marks orders paid from a signed webhook, refunds from the order screen and pays you out to your bank, instant where eligible. 2.75% + 30¢, no monthly fee.
- Classic checkout, Checkout blocks and HPOS
- Orders marked paid by a signed webhook
- Full and partial refunds from WooCommerce
- Free to download, no monthly fee
Settings → Payments
Anytime Capital Payments
Enabled- API key
- ak_live_••••••••••••3f9c
- Webhook signing secret
- whsec_••••••••••••a71e
- Webhook URL
- juniperandoak.com/wp-json/anytime-capital/v1/webhook
Orders
- #1042Maya R.Waiting for payment.succeeded$200.00Pending payment
- #1043Dev P.Waiting for payment.succeeded$64.00Pending payment
- #1044Alana W.Waiting for payment.succeeded$142.50Pending payment
- Online card rate
- 2.75% + 30¢Online card rate
- First 90 days with the launch offer
- 2.5% + 30¢First 90 days with the launch offer
- Payouts to your Anytime Capital account
- InstantPayouts to your Anytime Capital account
- Countries on local payout rails
- 71+Countries on local payout rails
- Monthly, setup or PCI fees
- $0Monthly, setup or PCI fees
Set it up
Live in four steps
About ten minutes, with an Anytime Capital business that has card payments switched on. Then place a small order with a real card and refund it.
- 1
Upload and activate
Plugins → Add New → Upload Plugin, choose anytime-capital-payments.zip and activate it.
- 2
Create an API key
In your dashboard, Settings → Developers → create a key and copy it (ak_live_…).
- 3
Add the webhook
Add your store's webhook URL for payment.succeeded, payment.failed and payment.refunded; copy its secret.
- 4
Paste, enable, test
WooCommerce → Settings → Payments: paste both, enable it, then place and refund a small order.
How an order is paid
Your cart, our secure checkout, your thank-you page
The customer chooses Anytime Capital Payments and places the order. The plugin turns the order total into a one-time payment link, the customer pays on our branded checkout, and returns to your order confirmation while the signed webhook marks the order paid.
- Exact amount, onceEach order's link is for its total only, so it can't be paid twice or short.
- Order id and key attachedSent as the link's metadata and checked again when the webhook arrives.
- Failed cards can retryA decline marks the order Failed; a later success on the same link completes it.
- Apple Pay and Google PayOffered on the checkout with cards, set up for your payment domain.
Juniper & Oak
Checkout · 2 items
| Linen throw — Sage | $128.00 |
|---|---|
| Stoneware mug set × 2 | $64.00 |
| Shipping | $8.00 |
| Total | $200.00 |
Anytime Capital Payments
Secure checkout by Anytime Capital
Requirements
What the plugin needs
Checked against the plugin's own requirements. If your store meets these, setup takes about ten minutes.
| Item | Supported |
|---|---|
| WordPress | 6.2 or later |
| WooCommerce | 8.0 or later |
| PHP | 7.4 or later |
| Checkout | Classic checkout, and the Cart and Checkout blocks |
| Order storage | HPOS (High-Performance Order Storage) compatible |
| Currency | US dollars; the method hides for other currencies |
| Order size | $1.00 to $10,000.00 |
| Your site | Served over https |
| Price | Free plugin · 2.75% + 30¢ per payment · no monthly fee |
Built to be trusted
The details that keep every order right
Orders are marked paid by the server, refunds stay in step both ways, and nothing secret ever reaches a log.
Paid only by a signed webhook
HMAC-SHA256 with your signing secret in the Anytime-Signature header, at most 5 minutes old, compared in constant time.
Marked paid once
However many times an event is delivered, the order is completed once, with the payment id as its transaction id.
Refunds from the order screen
Full or partial. Refunds over your approval limit wait for the owner and land on the order once sent.
Several stores, one business
One Anytime Capital business can serve several stores; each acts only on its own orders.
A debug log without secrets
Turn on Debug log to trace each step under WooCommerce → Status → Logs. Keys and secrets are never logged.
Tax and shipping stay yours
Your store calculates them and we charge the order total; turn off our sales tax for store payments.
One-click checkout
Returning buyers pay without typing a card number
When a customer ticks “Save my card for faster checkout”, their next order on any of your links, invoices or store checkouts is a 6-digit code from their inbox and a tap. It's on by default and costs nothing extra.
- Saved only with consentCards are kept only when the customer ticks the box, and only ever shown to the same email at the same business.
- A code, then their cardsWe email a 6-digit code first; brand, last four and expiry appear only after it's entered.
- Trusted for 30 daysCustomers can trust their device for 30 days and skip the code next time.
- Customers stay in controlThey remove cards, sign out devices or turn it off from your billing page; you can switch it off in Settings → Risk.
Juniper & Oak
$86.00
Paid here before?
Use a card you saved with Juniper & Oak.
Pay faster with a saved cardSaved cards are shown only to the same email, at the same business
QuickBooks Online & Xero
Every order in your books, without a CSV
Connect your books once. Payments, card processing, refunds and payouts post on their own every 30 minutes, and the clearing account's balance always matches your Anytime Capital balance.
- Once each, never twiceIdempotent posting: an interrupted sync never doubles a record.
- Payouts you can matchEach payout is a transfer to your bank, ready for the bank feed.
- Sales tax your wayInside the income line or on its own line to Sales Tax Payable.
- Customers namedTurn on Sync customers and each sale names its customer.
Clearing account
$3,412.60
Anytime Capital balance
$2,302.80
Launch offer
2.5% + 30¢ for your first 90 days
Open an Anytime Capital business account with the offer attached and your first 90 days of card payments run at 2.5% + 30¢, then 2.75% + 30¢. No monthly, setup or PCI fees, and every feature on every account.
Prefer to start at the standard rate? Open a business account
Awaiting approvalShopify
Sign in and join the waitlist on the Shopify card in Integrations; we'll tell you the day it's approved.
- Live
WooCommerce
The free plugin for WordPress stores: upload, paste an API key and webhook secret, enable.
Live syncQuickBooks Online & Xero
Payments, fees, refunds and payouts posted to your books automatically, once each.
Switch from Stripe
Import customers, plans, codes, links and open invoices; move subscribers without double charges.
Processing $1M+ a year?
Processing $1M+ a year? Get volume or interchange-plus pricing, a shared Slack channel and a named account manager.
Refer a business
You both pay 2.5% + 30¢: the business you refer for its first 90 days, you for 30 more days per business, up to 12.
Payments for online stores
Everything else your store needs
Each guide covers one part of running a store's payments on Anytime Capital, with what works today and how to set it up.
- Payments for online storesEverything an online store needs from its payments, in one place.
- Shopify storesThe app's status, Shopify's own fee, and what Shopify sellers use today.
- Switch from StripeImport customers, catalog, codes and invoices; move subscribers once.
- QuickBooks & Xero syncEvery sale, fee, refund and payout posted to your books, once each.
- SubscriptionsBoxes, memberships and replenishment: trials, codes, plan changes, usage.
- Fraud preventionStop card testing and risky orders before the card is charged.
- Wholesale & B2BInvoices with deposits, bank transfer, ACH and USDC for trade buyers.
Frequently Asked Questions
Is the WooCommerce plugin free?
Yes. The plugin is a free download. You pay 2.75% + 30¢ per successful card or wallet payment (2.5% + 30¢ for your first 90 days with the launch offer), with no monthly, setup or PCI fees.
Which versions of WordPress and WooCommerce does it support?
WordPress 6.2 or later, WooCommerce 8.0 or later and PHP 7.4 or later. It works with the classic checkout, the Cart and Checkout blocks, and WooCommerce's order storage (HPOS). Your store needs to be served over https.
How does the plugin know an order is paid?
Only from our payment.succeeded webhook. The plugin checks the Anytime-Signature header (HMAC-SHA256 with your signing secret, at most 5 minutes old, compared in constant time), matches the order by id and key, checks the amount, and marks it paid once, however many times the event arrives — never because a customer reached the thank-you page.
Can I refund from WooCommerce?
Yes, in full or in part, with Refund via Anytime Capital Payments on the order screen. Refunds made in your Anytime Capital dashboard are added to the order by the payment.refunded webhook, so nothing is counted twice.
Can customers pay with Apple Pay and Google Pay?
Yes. At checkout the order total becomes a one-time payment link and the customer pays on Anytime Capital's secure checkout, which offers Apple Pay and Google Pay alongside cards. Returning buyers can pay with a saved card after a 6-digit email code.
Which currencies and order sizes does it take?
US dollars, for orders from $1.00 to $10,000.00. The payment method doesn't show at checkout for other currencies, so keep another method for those.
Can one account serve several WooCommerce stores?
Yes. One Anytime Capital business can serve several stores; each store only acts on its own orders, and every payment lands in the same balance.
Is Anytime Capital a bank?
No. Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners.
How we compare
Take your store's next payment on Anytime Capital
Open a business account in a few minutes, claim 2.5% + 30¢ for your first 90 days, and take your first payment as soon as you're verified.
Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.
Shopify, WooCommerce, WordPress, QuickBooks, Intuit, Xero, Zapier, Stripe, Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay, USDC and USDT are trademarks of their respective owners, used here only to identify the platforms and payment methods Anytime Capital works with. Anytime Capital is not affiliated with or endorsed by them. Stores, products and figures shown in product images are illustrative.