Can I use Bitfinex in the United States?

No. Bitfinex stopped verifying U.S. individuals in August 2017 and wound down their accounts over 90 days, and its 2021 settlement with the New York attorney general bars trading with any New York person. There is no U.S. affiliate. Anytime Capital serves customers in the United States and worldwide directly, with a phone line and an Atlanta branch.

Is Bitfinex really zero fee?

On trading, yes: since December 17, 2025, maker and taker fees are 0% on spot, margin, derivatives, tokenized securities and OTC, with no volume or token requirement. Crypto withdrawal fees and a percentage fee with a minimum on bank wires still apply.

What happened in the 2016 Bitfinex hack?

In August 2016, 119,756 BTC were stolen from Bitfinex. Every customer's balance was cut by 36% and compensated with BFX tokens that Bitfinex later redeemed in full. In February 2022 the U.S. government recovered the coins, then worth $3.6 billion, and charged the couple who had laundered them.

Does Bitfinex have a phone number?

No. Bitfinex support is email and tickets, with no live chat for most accounts. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

How is Bitfinex related to Tether?

Both are controlled by iFinex Inc. in the British Virgin Islands and share executives. The 2021 New York attorney general settlement covered both companies and required quarterly reserve reporting from Tether.

Can I switch from Bitfinex to Anytime Capital without moving my crypto?

Yes. Withdraw from Bitfinex to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Bitfinex?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Bitfinex prices card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer, with a per-coin network fee on crypto and a percentage fee with a minimum on bank wires, which Bitfinex names as one of its remaining revenue lines. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

Bitfinex

Our pick

Bitfinex vs Anytime Capital

Bitfinex is the oldest big exchange still standing, Tether's sister company, and a professional margin and funding venue for everyone it serves. It has not served an American individual since 2017. Anytime Capital is a U.S. money services business that serves customers worldwide, with an Atlanta branch, a phone number, card pricing from 4% with the spread included, and nine ways to pay including cash and same-day wire. Here is the honest breakdown.

Bitfinex has excluded U.S. individuals since 2017; Anytime Capital serves customers everywhere, the U.S. included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Call (470) 748-2530 or walk into the Atlanta branch

Bitfinex vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category	Bitfinex	Our pick
Card purchase fee	Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% spot maker and taker since December 17, 2025, on more than 250 spot pairs	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; Bitfinex has not served U.S. individuals since 2017	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Email and support tickets; no live chat for most accounts and no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Bitfinex stopped verifying U.S. individuals in August 2017 and wound down existing U.S. retail accounts over the following 90 days; the 2021 New York attorney general settlement also bars it from trading with any New York person. There is no U.S. affiliate.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, a selfie and proof of address, with fiat access requiring the higher tiers and a bank account in the customer's name.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	An OTC desk for non-U.S. accounts; nothing for a U.S. retail buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Operated by iFinex Inc. in the British Virgin Islands with no U.S. federal or state licenses; settled with the New York attorney general in February 2021 for $18.5 million alongside Tether, admitting no wrongdoing, and agreed to stop serving New York.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Bitfinex: Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Bitfinex: 0% spot maker and taker since December 17, 2025, on more than 250 spot pairs
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash