Does Bitfinex have hidden fees?

Not hidden, but layered: card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer, plus a per-coin network fee on crypto and a percentage fee with a minimum on bank wires, which Bitfinex names as one of its remaining revenue lines. Read the confirmation screen, not the marketing page.

Which Bitfinex payment method costs the least?

Fund by bank transfer and trade on the order book (0% spot maker and taker since December 17, 2025, on more than 250 spot pairs) instead of using the instant-buy button, which carries a card fee and a spread.

What does a $1,000 card order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. Bitfinex routes card purchases elsewhere, so its total is whatever that partner shows in checkout.

Do I need to hold LEO to get zero fees on Bitfinex?

No. Bitfinex's December 2025 announcement removed maker and taker fees for all customers with no requirement tied to trading volume, LEO holdings or account tier.

Can I switch from Bitfinex to Anytime Capital without moving my crypto?

Yes. Withdraw from Bitfinex to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Bitfinex?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Bitfinex prices card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer, with a per-coin network fee on crypto and a percentage fee with a minimum on bank wires, which Bitfinex names as one of its remaining revenue lines. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

Bitfinex

Our pick

Bitfinex fees, explained line by line

Every platform quotes one number and charges several. Here is what Bitfinex actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

Bitfinex: card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer
Trading: 0% spot maker and taker since December 17, 2025, on more than 250 spot pairs
Anytime Capital cards from 4%, shown in full before you pay

Bitfinex vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 15.

Category	Bitfinex	Our pick
Card purchase fee	Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% spot maker and taker since December 17, 2025, on more than 250 spot pairs	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; Bitfinex has not served U.S. individuals since 2017	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Email and support tickets; no live chat for most accounts and no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Bitfinex stopped verifying U.S. individuals in August 2017 and wound down existing U.S. retail accounts over the following 90 days; the 2021 New York attorney general settlement also bars it from trading with any New York person. There is no U.S. affiliate.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, a selfie and proof of address, with fiat access requiring the higher tiers and a bank account in the customer's name.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	An OTC desk for non-U.S. accounts; nothing for a U.S. retail buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Operated by iFinex Inc. in the British Virgin Islands with no U.S. federal or state licenses; settled with the New York attorney general in February 2021 for $18.5 million alongside Tether, admitting no wrongdoing, and agreed to stop serving New York.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	a per-coin network fee on crypto and a percentage fee with a minimum on bank wires, which Bitfinex names as one of its remaining revenue lines	Network fee only when sending to your own wallet
Fee display at checkout	Trading, deposit and withdrawal lines shown separately	One total and one amount received, plus the network fee

Card purchase fee

Bitfinex: Card purchases routed to third-party processors for non-U.S. customers, with the fee and spread shown inside the partner's checkout; not available to a U.S. customer
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Bitfinex: 0% spot maker and taker since December 17, 2025, on more than 250 spot pairs
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash