Fees & Limits
Fees and Limits: What to Expect When Buying or Selling Crypto
Pricing and limits at Anytime Capital vary by payment method, transaction size, and verification level. This page explains how fees are determined, what affects your limits, and how to get a personalized quote for your specific situation. No hard numbers are guaranteed — your actual costs depend on the details of your transaction.
How Fees Are Determined
Fees at Anytime Capital are not a single universal rate. They reflect the actual cost structure of your transaction, including:
- Payment method — card processing costs more than wire or ACH due to card network fees.
- Transaction size — larger amounts may have different rate structures than smaller ones.
- Verification level — fully verified accounts may access different pricing or limits than new accounts.
- Asset — certain cryptocurrencies may carry different cost profiles based on network conditions.
- OTC vs retail — dedicated OTC desk service is priced separately from standard retail transaction flows.
For a specific cost estimate, submit an OTC quote request or call our team. We provide transparent cost details before you commit to any transaction.
Payment Method Differences
The following reflects general characteristics of each payment method. Actual fees and limits depend on your specific transaction — confirm with our team before initiating.
| Method | Fee character | Limit factors | Timing note |
|---|---|---|---|
| Credit Card | Typically higher processing cost than bank-based methods. Card issuer may apply additional fees. | Limited by available card credit. Issuer restrictions on crypto purchases are common. | Authorization typically fast; full process subject to compliance review. |
| Debit Card | Generally lower processing cost than credit card. Varies by card network and issuer. | Limited by available account balance. Issuer-level restrictions may apply. | Authorization typically fast; full process subject to compliance review. |
| Apple Pay | Reflects the underlying card linked in Apple Wallet. Credit card rates apply if linked to a credit card. | Subject to limits of the underlying linked card. Apple device required. | Authorization typically fast via device authentication; full process subject to compliance review. |
| Google Pay | Reflects the underlying card linked in Google Wallet. Credit or debit card rates apply accordingly. | Subject to limits of the underlying linked card. Android device or supported browser required. | Authorization typically fast; full process subject to compliance review. |
| Cash App | Processing costs vary. Availability subject to confirmation with our team. | Varies by account status and verification level. | Subject to processing review. Confirm availability with our team before initiating. |
| Cash (In-Person) | No card network fees. Compliance handling costs may apply depending on amount. | Varies by verification level. No hard cap — larger amounts subject to additional compliance review. | Available at Atlanta branch during business hours. Processing within 1–2 business days of receipt. |
| Cash by Mail | No card network fees. Requires prior coordination with team. Shipping cost borne by sender. | Varies by verification level. Requires prior authorization before any cash is sent. | Processing begins after receipt. Add shipping time to overall timeline. |
Typical Limits and Eligibility Factors
Limits at Anytime Capital are not fixed or published as a single schedule because eligibility varies significantly by client and transaction type. Factors that influence what amounts are available to you include:
Verification level
Fully verified accounts can generally access higher transaction amounts than accounts with incomplete verification.
Payment method
Card-based methods carry limits tied to your card's available credit or balance. Wire and ACH limits are generally higher.
Account history
Established client relationships with consistent transaction history may support higher volumes over time.
Compliance review
Larger amounts may require additional compliance review regardless of payment method or verification status.
If you are unsure whether your desired transaction size is available, the most direct path is to contact our team or submit an OTC quote request. We will confirm eligibility and any additional requirements before you proceed.
High-Volume and OTC Transactions
For clients whose transaction size falls outside standard retail ranges, Anytime Capital's OTC desk provides a dedicated coordination path. OTC transactions are handled individually with direct team support, allowing for flexible payment method selection, custom execution timing, and personalized compliance review.
OTC pricing is determined on a per-transaction basis and differs from standard retail transaction fees. To learn more or begin a high-volume inquiry, use the quote request form below or call the OTC desk directly.
Processing Expectations
Processing times vary by payment method, transaction volume, and compliance review requirements. For a full breakdown of what to expect per method, see our Processing Times page — the canonical reference for timing expectations at Anytime Capital.
Get a Personalized Quote
Request an OTC Quote
Fill out the form below and our OTC desk will follow up with a personalized quote. All fields marked with * are required.
Call the OTC Desk
Prefer to speak directly with our team? Call during business hours for immediate assistance with your OTC transaction.
Mon–Fri10:00 am – 5:00 pm
Saturday10:00 am – 2:00 pm
SundayClosed
Fees and Limits FAQ
Why do fees vary by payment method?
Different payment methods have different underlying costs. Card networks charge processing fees. Bank wire transfers have fixed bank charges. Cash transactions require handling and compliance procedures. These differences flow through to what clients pay, and Anytime Capital's pricing reflects the actual cost of each funding rail.
Are there limits on how much I can buy or sell?
Limits vary based on payment method, verification level, and compliance requirements. There are no fixed published limits because eligibility factors differ by client and transaction type. Contact our team or submit an OTC quote request to discuss your specific situation.
Does Anytime Capital charge a flat fee or a percentage?
Pricing structure varies by transaction type and payment method. Our team provides specific cost details when you initiate an order. We do not publish a single universal rate because the actual cost depends on too many variables to present accurately as a flat number.
Is there a minimum transaction amount?
Minimums vary by payment method and transaction type. Some methods have practical minimums due to fixed processing costs. Contact our team to confirm minimums for your preferred payment method.
How do limits work for OTC transactions?
OTC transactions are handled individually by our desk and are not subject to the same automated limit structures as retail platforms. Eligibility is determined based on your verification status, transaction type, and compliance review. Submit an OTC quote request to start the conversation.
What affects how much I can transact in a given period?
Verification level, payment method, account history, and compliance factors all influence what amounts are available to you. Higher verification levels and established account relationships generally support higher transaction volumes. Additional review may be required for larger amounts.
Related Pages
Important Disclosures
- Fees and limits are subject to change and may vary by transaction, payment method, and verification status.
- Information on this page is for general guidance only and does not constitute a quote or commitment.
- Additional identity verification may be required, which can affect available limits.
- Anytime Capital does not guarantee specific fee rates or limits without prior confirmation for your transaction.
- Card-based transactions are subject to approval by your card issuer and are outside Anytime Capital's control.