What is a crypto network?

A crypto network (blockchain) is the shared ledger and the computers that maintain it — the rail your transfer actually rides on. Each network has its own speed, fees, address format, and assets. Bitcoin, Ethereum, TRON, and Solana are separate networks; a transfer must start and end on the same one.

What's the difference between a coin, a token, and a network?

The network is the rail (Ethereum). The coin is the network's native asset that pays its fees (ETH). Tokens are assets issued on top of a network under its token standard (USDT as an ERC-20 on Ethereum, or TRC-20 on TRON). One token can exist on many networks — which is why withdrawal screens ask you to choose.

Which crypto network has the lowest fees?

Among major networks in 2026: Solana, Stellar, XRP, and Polygon all settle for a cent or less; TRON runs a few dollars for USDT unless the sender stakes TRX for energy; Ethereum mainnet is usually under a dollar for ETH and a few dollars at peaks; Bitcoin varies most with demand.

Which crypto network is the fastest?

Solana, XRP, Stellar, Avalanche, and TON all reach practical finality in seconds. TRON takes about a minute, Ethereum a few minutes, Litecoin 5–30 minutes, and Bitcoin 10–60 minutes. For most consumer transfers, anything under a minute feels identical — support on both sides matters more than raw speed.

What happens if I send crypto on the wrong network?

It depends on the mismatch. Incompatible address formats (a TRON T… address for an Ethereum withdrawal) simply fail. The risky case is EVM networks that share the 0x format — funds land at your address on the wrong chain. Self-custody wallets can usually recover by switching networks; exchange deposits need support intervention. Always match the network label on both sides.

Which network should I use to send USDT?

TRC-20 (TRON) is the most widely supported default for exchange-to-exchange and remittance transfers; ERC-20 (Ethereum) is required for DeFi and carries the deepest liquidity; Solana is the cheapest-and-fastest of the majors. The receiving platform's supported list always decides — match it exactly.

Can I buy crypto directly on the network I want?

Yes — when you buy at Anytime Capital you choose the delivery network at checkout (for example USDT as TRC-20 or ERC-20), pay with a debit card, credit card, Apple Pay, Google Pay, wire, or cash, and we deliver on that chain. Cards from all major US banks work.

Crypto networks directory

Every network, explained like a banker would

The network you choose decides how fast a crypto transfer lands, what it costs, and whether it arrives at all. This directory covers 14 major blockchains with real 2026 numbers — written by Anytime Capital, a US-based money services business that settles transfers on these rails every day.

How long do crypto transfers take?

Confirmation times for every major coin and network, on one page.

Stablecoins & their networks

USDT vs USDC, TRC-20 vs ERC-20 vs SPL — and how to never mismatch.

Buy on any network

Debit card, Apple Pay, wire, or cash — delivered on the chain you pick.

Network comparison: speed, fees, and stablecoins

Typical figures for 2026 under normal load. Fees are network fees (what the blockchain itself charges), independent of any platform's pricing — every network links to a full guide below.

Comparison of crypto networks: transfer speed, fees, and stablecoin support
Network	Typical transfer time	Network fees	Stablecoins	Native asset
Bitcoin	10–60 minutes	Varies with demand	None	BTC
Ethereum	30 seconds – 5 minutes	Cents – a few dollars	USDT (ERC-20), USDC (ERC-20), DAI (ERC-20)	ETH
TRON	1–3 minutes	Cents	USDT (TRC-20)	TRX
Solana	Under 1 minute	Under a cent – cents	USDC (SPL), USDT (SPL)	SOL
Litecoin	5–30 minutes	Under a cent – cents	None	LTC
XRP Ledger	3–10 seconds	Under a cent – cents	RLUSD (XRPL issued asset)	XRP
Dogecoin	2–20 minutes	Under a cent – cents	None	DOGE
Polygon	Under 5 minutes	Under a cent – cents	USDT (ERC-20 on Polygon), USDC (Native (Circle-issued))	POL
BNB Smart Chain	Under 2 minutes	Cents	USDT (BEP-20), USDC (BEP-20 (bridged))	BNB
Avalanche	Under 2 minutes	Cents	USDT (ERC-20 on C-Chain), USDC (Native (Circle-issued))	AVAX
Cardano	2–10 minutes	Cents	USDM (Cardano native asset)	ADA
Stellar	3–10 seconds	Under a cent – cents	USDC (Stellar asset)	XLM
TON	Under 1 minute	Under a cent – cents	USDT (Jetton)	TON
Arbitrum	Seconds (exchange credits usually under 10 minutes)	Under a cent – cents	USDT (ERC-20 on Arbitrum), USDC (Native (Circle-issued))	ARB

Coins, tokens, and networks — the 60-second version

Every transfer involves three ideas people constantly mix up. The network is the rail — Bitcoin, Ethereum, TRON, Solana. The coin is that network's native asset, the one that pays its fees: BTC, ETH, TRX, SOL. A token is an asset issued on top of a network under its token standard — USDT exists as an ERC-20 token on Ethereum, a TRC-20 token on TRON, and an SPL token on Solana.

That's why an exchange asks which network you want when you withdraw USDT, and why the golden rule of crypto transfers is one sentence: the network must match on both sides. Everything else on these pages is detail.

All network guides

Bitcoin10–60 minutes · BTC

Ethereum30 seconds – 5 minutes · ETH · ERC-20

TRON1–3 minutes · TRX · TRC-20

SolanaUnder 1 minute · SOL · SPL

Litecoin5–30 minutes · LTC

XRP Ledger3–10 seconds · XRP

Dogecoin2–20 minutes · DOGE

PolygonUnder 5 minutes · POL · ERC-20 (Ethereum-compatible)

BNB Smart ChainUnder 2 minutes · BNB · BEP-20 (Ethereum-compatible)

AvalancheUnder 2 minutes · AVAX · ERC-20 (C-Chain, Ethereum-compatible)

Cardano2–10 minutes · ADA

Stellar3–10 seconds · XLM

TONUnder 1 minute · TON · Jetton

ArbitrumSeconds (exchange credits usually under 10 minutes) · ARB · ERC-20 (Ethereum-compatible)

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Crypto network questions, answered

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