The words these docs use, and what they mean at Anytime Capital. Ids show their prefix, so you can tell what an id is by looking at it.
| Term | Meaning |
|---|---|
| 3D Secure | An extra check by the customer's bank at card checkout. You can require it above an amount: see Fraud rules & 3D Secure. |
| Activity log | Your business's record of who did what. Every change an API key or AI agent makes is written there under the key's name. |
| Aggregation | How a meter adds up a period's usage events: sum, count, max or last. |
| Amounts | Always integer cents in USD: 12500 is $125.00. Fields that hold money end in Cents. |
| Anytime Capital | A fintech company, not a bank. Banking services are provided by our licensed partners. |
| API key | A secret key starting ak_live_, sent as Authorization: Bearer …. Made in Settings → Developers; keep it on your server. See Authentication. |
| Approval limit | A refund amount above which refunds by admins, API keys and AI agents wait for an owner's approval (Settings → Team & approvals). See Refunds. |
| Balance | Your Anytime Capital Payments money: availableCents to pay out, pendingCents not settled yet and reserveCents held. See Payouts & balance. |
| Clearing account | The account in QuickBooks Online or Xero that stands for your payments balance when you sync your books. |
| Cursor | The nextCursor of one page of a list, passed back as cursor for the next. See Pagination. |
| Customer | Someone saved on your Customers page, one per email address. See Customers. |
| Deposit | Part of an invoice the customer may pay first, as an amount or a percentage. |
| Discount code | A code customers enter at checkout for a percentage or amount off. See Discount codes. |
| Dispute | A customer's challenge of a payment through their bank (a chargeback, or an inquiry first). Respond from Disputes in the dashboard. See Disputes. |
| Event | What we POST to your webhook endpoint when something happens, such as payment.succeeded: an id, a type and the API object in data. See Webhooks. |
| Idempotency-Key | A header you send on writes so a retry never acts twice: the same key within 24 hours gets the first response back. See Idempotency. |
| Invoice | A bill with line items, tax and a due date, emailed in your branding and paid at its url. See Invoices. |
| llms-full.txt | Every docs page as one Markdown file, for AI assistants: /docs/llms-full.txt. |
| MCP server | The Model Context Protocol endpoint at /api/mcp that lets AI assistants call the API as tools, with your API key. See AI agents. |
| Metadata | Your own key/value pairs on a payment link, copied onto each payment made on it, so you can match a payment to your order. |
| Meter | Something customers use that you bill by the unit, such as API calls. Usage events add up on it each period. See Usage billing. |
| Net | What you keep from a payment after fees (netCents), or what reaches your bank from a payout. |
| Payment | One charge on a payment link, invoice or subscription, by card, wallet, bank account or stablecoin. Ids start pay_. See Payments. |
| Payment link | A hosted checkout page for one price, shared by its url. Ids start pl_. See Payment links. |
| Payout | Money sent from your balance to your bank. Ids start wdrl_. Made in the dashboard only. See Payout options. |
| Permission | What a restricted key may do with one resource: none, read or write, such as refunds:write. See Authentication. |
| Plan | A recurring price customers subscribe to, billed weekly, monthly, quarterly or yearly. Ids start sp_. See Subscriptions. |
| Proration | Refunding the unused part of a period when a subscriber switches plan now. See Subscription discounts and plan changes. |
| Rate limit | 100 requests a minute per API key; over it, 429 with Retry-After. See Rate limits. |
| Refund | Money returned on a payment, in full or in part. Ids start re_, or re_appr_ for one waiting for approval. See Refunds. |
| Restricted key | An API key with only the permissions it needs, per resource. The safest kind to give an AI agent: see Safe AI agents. |
| Signing secret | A webhook endpoint's whsec_… secret, used to verify the Anytime-Signature header on every event. See Verify webhooks. |
| Stablecoin | A token worth one US dollar, here USDC or USDT. Customers can pay in them straight to your wallet: see Stablecoin checkout. |
| Subscription | One customer's subscription to a plan. Ids start sub_. See Subscriptions. |
| Test mode | A copy of your business where no real money moves: ak_test_ keys, test cards, test webhooks (livemode: false) and simulated events. See Test mode. |
| Trace code | The number your bank can find a payout's deposit by (traceCode). |
| Usage event | One record of usage sent to a meter, with its own idempotencyKey. See Meters & usage events. |
| Webhook endpoint | An https:// URL we send events to, with its own signing secret and event list. Ids start we_. See Webhook endpoints. |