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    Anytime Capital

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    • llms-full.txt
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    Docs menu · Authentication

    Get started

    • Overview
    • Quickstart
    • Pricing
    • Support

    Accept payments

    • Checkout & website
    • In person (QR)
    • Payment methods
    • Fraud rules & 3D Secure

    Get paid out

    • Payout options

    API reference

    • Authentication
    • Errors
    • Pagination
    • Idempotency
    • Rate limits
    • Payment links
    • Invoices
    • Customers
    • Payments
    • Webhooks

    Build with AI

    • MCP server & AI tools

    FAQ

    • FAQ

    For AI tools

    • llms-full.txt
    • MCP server
    DocsAPI referenceAuthentication

    Authentication and API keys

    Authenticate Anytime Capital Payments API requests with a secret key as a Bearer token: create, store, rotate and revoke keys safely.

    View as MarkdownOpen in Claude

    Every request to the API at https://anytime-capital.com/api/v1 carries a secret key from Settings → Developers in your dashboard, sent as a Bearer token. Keys start with ak_live_ and act for your business with full access to the API, so they belong on your server only.

    An authenticated request
    curl "https://anytime-capital.com/api/v1/payments?limit=1" \
      -H "Authorization: Bearer $ANYTIME_API_KEY"

    Create a key

    1. Open Settings → Developers in the Anytime Capital dashboard. Owners and admins can create keys.
    2. Choose Create key and name it after where it will be used, such as “Website backend” or “Claude”.
    3. Copy the key straight away. It is shown once, in full, and never again: we keep only a hash of it.
    4. Store it as a secret environment variable on your server, for example ANYTIME_API_KEY.

    Keep keys on the server

    Never put a key in a browser, a mobile app, a public repository or a log. Anyone holding it can create payment links and invoices and read your payments and customers. If a key may have leaked, revoke it in Settings → Developers and create a new one.

    Who can use the API

    The API is available once your business is verified and set up for card payments. Until then every request answers 403 NOT_ENROLLED; finish verification in Settings → Verification.

    Managing keys

    • A business can hold up to 10 active keys at once. Use one per integration so you can revoke one without touching the others.
    • Settings → Developers lists each key by name, its first characters and last four, when it was created and when it was last used.
    • Revoking a key takes effect immediately: requests with it fail with 401 UNAUTHORIZED, exactly like an unknown key.
    • To rotate a key, create the new one, deploy it, then revoke the old one.

    What a key does on your behalf

    Everything a key creates is attributed to the team member who created the key, and every change it makes (creating a link or an invoice, sending an invoice, updating or deactivating a link) is written to your business's activity log with the key's name, so you can always see which integration did what.

    Authentication errors

    StatusCodeMeaning
    401UNAUTHORIZEDThe Authorization header is missing, or the key is malformed, unknown or revoked.
    403NOT_ENROLLEDThe key is valid but the business isn't verified and set up for card payments yet.
    429RATE_LIMITEDThe key went over its rate limit. See Rate limits.

    The same key works for AI tools

    The MCP server at https://anytime-capital.com/api/mcp takes the same key in the same header, so Claude and other assistants act with exactly the access the REST API gives. See Build with AI.

    PreviousPayout optionsNext Errors

    Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.

    On this page

    • Create a key
    • Who can use the API
    • Managing keys
    • What a key does on your behalf
    • Authentication errors
    • The same key works for AI tools
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