Stripe · cryptoUpdated October 2026

Does Stripe accept crypto?

What Stripe offers on stablecoins as of October 2026, what we could and could not confirm, and what a business account with a crypto desk built in does instead.

Open a business account See pricing

More about Stripe

Stripe Instant Payout fee: what it costs, and how to stop paying it How long does Stripe take to pay out Stripe fees in 2026, line by line

Business

•••• •••• •••• 4821

Cardholder

Maya Chen

Payout delivered€8,420.00 · SEPA Instant · 9s

3D Secure confirmed $384.00 approved · paid out

countries paid in local currency: 71countries paid in local currency
payout currencies: 38payout currencies
per card or wallet payment: 2.75% + 30¢per card or wallet payment
instant payouts to your account: 24/7instant payouts to your account

The short answer

Does Stripe accept crypto?

Stripe: Stablecoin payments (US)
Anytime Capital: Stablecoins and 38+ assets

Stablecoins, for US businesses. Stripe offers stablecoin payments to US businesses and has been building stablecoin rails since closing its acquisition of Bridge in February 2025; third-party guides report a 1.5% fee per transaction, a figure we could not confirm on stripe.com. We found no Stripe product for buying, selling or holding bitcoin or other assets as a business treasury. Anytime Capital takes USDC and USDT by payment request on Ethereum, Solana and Tron, trades 38+ assets at desk-quoted rates and settles to dollars the same day.

Open a business account Stripe vs Anytime Capital, in full

Crypto and stablecoins: Stripe and Anytime Capital, side by side

Row by row, from Stripe's own published pages and ours.

Category	Stripe	Anytime Capital
Accept stablecoins	Stablecoin payments for US businesses	USDC and USDT by payment request on Ethereum, Solana and Tron
Fee	Third-party guides report 1.5%; not confirmed on stripe.com	Shown before you confirm, and on Fees and limits
Buy and sell bitcoin and other assets	No treasury trading product found	38+ assets at desk-quoted rates, sell support on 20+
Self-custody	No business wallet product found	A free non-custodial wallet with every business account
Back to dollars	Per Stripe's stablecoin terms	Same day, by ACH, Fedwire or RTP
Card payments too	2.9% + 30¢	2.75% + 30¢

Stripe capabilities reflect publicly available information as of October 2026.

One platform

What you get with Anytime Capital instead of Stripe

A business bank account that pays 71 countries in local currency, employee expense cards, payment processing and crypto, on one balance.

Operating account

Available

$482,310.55

Account: •••• 4821
Routing: •••• 0371
Receive by: ACH · Wire · RTP · FedNow

Weber FeinmechanikSEPA Instant€8,420.00Sending
Textiles OrtizSPEIMX$184,300Sending
Mehta Spice TradersUPI₹695,000Sending

Receive by ACH, wire, RTP and FedNow in your business's own name

Pay suppliers and contractors in 71 countries over the rail their bank already uses

SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money, with SWIFT everywhere else

Card sales land in the same balance the minute they settle

See the bank account

Payment processing

A complete payments stack, from your website to your bank account

Checkout, 3D Secure, risk rules and instant payouts in one product, at 2.75% + 30¢ per card or wallet payment, 2.5% + 30¢ for your first 90 days. No gateway to bolt on and no separate merchant account.

Your website
A Pay button, the checkout inline, or a hosted checkout on pay.yourbusiness.com.
Checkout
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay and ACH, in your logo and colour.
- AMEX
- ACH
3D Secure
Customers confirm larger payments with their bank, which usually moves fraud liability to the issuer.
Risk rules
Block card countries, cap amounts and decline high-risk scores before the card is charged.
Instant payout
Settled sales land in your Anytime Capital bank account, nights and weekends included.

Harbor & Pine · Wholesale order #1182$384.00 paid out to your bank account ••4821Processing

3D Secure and risk rules, in the dashboard

Payment rules in the Anytime Capital dashboard: block card countries, require 3D Secure on payments of $500 or more, and a maximum amount per payment

Add checkout to any website

<a href="https://anytime-capital.com/pay/business/pl_8fK2mQ"   data-anytime-pay="pl_8fK2mQ">Pay $384.00</a><script async src="https://anytime-capital.com/embed/anytime-pay.js"></script>

Customers pay in a secure window over your page. Where a builder strips scripts, the same link opens your hosted checkout on your own domain.

See payment processing

Save and earn more

Keep more of every sale, and get it the same minute

Lower card rates than Stripe, no fee to be paid instantly, and suppliers paid on local rails instead of international wires.

Fee calculator

Monthly card volume

$50,000

Average sale

Paddle5% + 50¢Merchant of record, includes sales tax handling$2,794
Lemon Squeezy · US one-time card sales5% + 50¢Merchant of record, includes sales tax handling$2,794
PayPal · PayPal Checkout3.49% + 49¢$2,033
Square · Free plan3.3% + 30¢$1,826
Wave · Visa, Mastercard, Discover2.9% + 60¢$1,803
Stripe2.9% + 30¢$1,626
Shopify Payments · Basic plan2.9% + 30¢$1,626
Authorize.net · All-in-One plan2.9% + 30¢$1,626
Braintree2.89% + 29¢$1,616
Chase Payment Solutions · E-commerce gateway2.9% + 25¢$1,597
Anytime Capital2.75% + 30¢$1,551
QuickBooks Payments · Invoices and online2.99%$1,495

Saved per year

up to $5,781

vs the highest processor rate above

First 90 days at 2.5% + 30¢

$1,426 instead of $1,551

Claim the launch offer

Published standard US online card rates as of October 2026, rate on volume plus the fixed fee per payment. Excludes international, currency-conversion, dispute and instant-payout fees and any plan subscriptions, which vary by provider.

0.15 ptsUnder Stripe on every card payment2.75% + 30¢ against Stripe's published 2.9% + 30¢, with no monthly, setup or PCI fee.
2.5%For your first 90 daysNew businesses pay 2.5% + 30¢ for 90 days, then 2.75% + 30¢.
0%To get your money instantlySales settle into your Anytime Capital bank account, nights and weekends included. Stripe charges 1.5% of each Instant Payout.
71Countries paid on local railsPay suppliers in their own currency over SEPA Instant, PIX, SPEI, UPI and more, instead of an international wire.

Other processors' rates are their published US online card rates as of October 2026, before international, currency-conversion, dispute and plan fees.

There's no better place to bank than Anytime Capital.

A business bank account that pays 71 countries in local currency, employee expense cards, payment processing and crypto, on one balance.

Open a business account Read the docs Visit a branch

In detail

Does Stripe accept crypto, in detail

Stripe's stablecoin bet

Stripe closed its acquisition of Bridge, a stablecoin infrastructure company, in February 2025, and offers stablecoin payments to US businesses. For a developer building stablecoin flows into a product, that is a serious toolkit, and it is moving quickly.

What a business that holds crypto also needs

Taking a stablecoin payment is one step. A business that holds digital assets also wants to keep its own keys, pay a supplier on-chain the same day, buy or sell bitcoin for its treasury at a quoted rate, and move any of it back to dollars in its bank account when the books need it.

Anytime Capital does each from one balance, beside Anytime Capital Payments at 2.75% + 30¢, employee cards and payouts on local rails in 71+ countries. Crypto balances are not FDIC insured.

Try Anytime Capital Payments: 2.5% + 30¢ for your first 90 days

Then 2.75% + 30¢ per card or wallet payment, with no monthly, setup or PCI fees. Links, invoices and in-person payments from day one, payouts to your bank (instant where eligible), and QuickBooks Online or Xero sync.

Claim 2.5% + 30¢See pricing

2.75% + 30¢ online, 2.5% + 30¢ for 90 days
No monthly, setup or PCI fees
Payouts to your bank, instant where eligible
Live US business team

Crypto and stablecoins: Stripe FAQ

Does Stripe accept bitcoin?

We found no bitcoin acceptance or treasury product at Stripe as of October 2026; its crypto offering centers on stablecoins. Anytime Capital buys and sells bitcoin among 38+ assets for businesses, at desk-quoted rates.

What does Stripe charge for stablecoin payments?

Third-party guides report 1.5% per transaction; we could not confirm the figure on stripe.com.

Is crypto in a business account FDIC insured?

No. Cryptocurrency and stablecoin balances are not FDIC insured and are not bank deposits, at any provider.

Is Anytime Capital a bank?

No. Anytime Capital is a fintech company, not a bank. Banking, card, payment processing and payout services are provided by Anytime Capital's licensed partners.

Stripe and Anytime Capital

Roundups

Where to go next

Important Disclosures

Information about Stripe is based on publicly available data as of October 2026. Features, policies and product availability may have changed since.
This comparison is provided for informational purposes and does not constitute financial, investment, tax, or legal advice.
Anytime Capital and Stripe are independent companies. This page is not endorsed by, affiliated with, or sponsored by Stripe. All third-party names, logos and trademarks are the property of their respective owners and are used here only to identify the company being compared or the services we work with.
Cryptocurrency is not FDIC insured and its value can fall as well as rise. Digital assets are not deposits.
Identity and business verification are required to open an account. Additional review may be required for certain transaction types or volumes.
Dashboard screenshots show a demonstration business with sample data.
Banking, card, payment processing and payout services are provided by Anytime Capital's licensed partners; Anytime Capital is a fintech company, not a bank. Card and account features are subject to approval and to the terms shown at sign-up.
Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.

Does Stripe accept crypto?

Stripe

Stablecoin payments (US)

Anytime Capital

Stablecoins and 38+ assets

Crypto and stablecoins: Stripe and Anytime Capital, side by side

Row by row, from Stripe's own published pages and ours.

Category	Stripe	Anytime Capital
Accept stablecoins	Stablecoin payments for US businesses	USDC and USDT by payment request on Ethereum, Solana and Tron
Fee	Third-party guides report 1.5%; not confirmed on stripe.com	Shown before you confirm, and on Fees and limits
Buy and sell bitcoin and other assets	No treasury trading product found	38+ assets at desk-quoted rates, sell support on 20+
Self-custody	No business wallet product found	A free non-custodial wallet with every business account
Back to dollars	Per Stripe's stablecoin terms	Same day, by ACH, Fedwire or RTP
Card payments too	2.9% + 30¢	2.75% + 30¢

Stripe capabilities reflect publicly available information as of October 2026.

Does Stripe accept crypto, in detail