How does Gemini's pricing compare with Anytime Capital's?

A Gemini debit card purchase in the app carries a 3.49% card fee plus a 0.50% convenience fee plus a transaction fee of up to 1.49%, three separate lines. Anytime Capital starts from 4% with the spread included, one all-in number, with the amount you pay and the crypto you receive shown before you confirm. ActiveTrader is a separate order book with its own published maker and taker schedule for trades inside a funded account.

Does Gemini have a phone number?

Gemini does not publish a retail support phone line; support is through tickets and in-app chat. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

Can I buy crypto with cash or a credit card on Gemini?

No to both. Gemini accepts debit cards, Apple Pay, Google Pay, PayPal, ACH and wire. Anytime Capital accepts credit cards, cash in person at the Atlanta branch, and cash by mail.

Is Gemini available in New York?

Yes. Gemini Trust Company is chartered by the New York Department of Financial Services and serves New York residents. Anytime Capital serves customers wherever they are, and inside the U.S. availability depends on identity verification and state eligibility. The fastest way to check is to start an order or call (470) 748-2530.

What happened with Gemini Earn?

Gemini Earn lent customer crypto to Genesis, which halted withdrawals in November 2022 and later went bankrupt. Earn customers recovered their assets in kind in 2024 after a settlement with New York regulators. Anytime Capital does not offer yield products and does not hold customer coins.

Can I switch from Gemini to Anytime Capital without moving my crypto?

Yes. Withdraw from Gemini to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Gemini?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Gemini prices a 3.49% fee on debit card purchases in the app, on top of the convenience fee and the transaction fee, roughly 3.49% on the headline, with a number of free crypto withdrawals each month, then the network fee; free ACH cash-out. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

Gemini

Our pick

Gemini vs Anytime Capital

Gemini is the exchange built for regulators: a New York trust charter, a Nasdaq listing, and a fee stack in the app that reflects all of that compliance. Anytime Capital is a U.S. money services business with card pricing from 4%, cash and same-day wire, a phone number, and an Atlanta branch. Here is the honest breakdown.

Card orders from 4% all in, versus 3.49% plus a 0.50% convenience fee plus a transaction fee at Gemini
Cash in branch, cash by mail, credit cards, Cash App and same-day wire that Gemini does not offer
Call (470) 748-2530; Gemini support is a ticket and a chatbot

Gemini vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 7 of 13.

Category	Gemini	Our pick
Card purchase fee	A 3.49% fee on debit card purchases in the app, on top of the convenience fee and the transaction fee	From 4% with the spread included, quoted in full before you confirm
Trading fees	ActiveTrader starts at about 0.40% taker / 0.20% maker at low volume; the app adds a 0.50% convenience fee plus a transaction fee from $0.99 up to 1.49%	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Domestic wire deposits and withdrawals supported	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Yes	Yes
Talk to a human	Support tickets and in-app chat; no published phone line for retail customers	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Gemini serves all 50 states. Gemini Trust Company, LLC is chartered by the New York Department of Financial Services as a limited-purpose trust company, which covers New York without a separate BitLicense.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Government ID, selfie and Social Security number on every account; Gemini is known for follow-up document requests on withdrawals.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Gemini runs an institutional OTC desk and Gemini Custody; retail customers are steered to ActiveTrader	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Chartered as a New York limited-purpose trust company by NYDFS since 2015, registered with FinCEN, licensed as a money transmitter in states that require it, and an SEC-reporting public company since September 2025.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Gemini: A 3.49% fee on debit card purchases in the app, on top of the convenience fee and the transaction fee
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Gemini: ActiveTrader starts at about 0.40% taker / 0.20% maker at low volume; the app adds a 0.50% convenience fee plus a transaction fee from $0.99 up to 1.49%
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash

Gemini: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

Gemini: Domestic wire deposits and withdrawals supported

Gemini vs Anytime Capital

Which is better, Gemini or Anytime Capital?

Ways to pay: Gemini vs Anytime Capital

What Gemini is, and what it is not

Fees: three layers in the app, versus from 4% with the total on screen

A front door, not a chat window

Ways to pay: nine rails versus debit, ACH and wire

Support: a chatbot and a ticket, versus a phone number and a front door

More than an exchange: the account that comes with it

When Gemini is the right call

Leaving Gemini? Your wallet address works here too.

Gemini vs Anytime Capital, row by row

9 ways to pay here. 5 at Gemini.

Every major coin, one checkout

Three steps from Gemini to here

Verify once

Pay your way

Receive and keep going

Ready to leave Gemini behind?

Gemini vs Anytime Capital: FAQ

Other questions people ask before switching

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Important Disclosures