Which Toobit payment method costs the least?

Bank transfer: no bank transfer rail for U.S. customers; deposits are crypto transfers from another wallet or exchange. It is also the slowest, because the order completes when the transfer settles.

What does a $1,000 card order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. Toobit routes card purchases elsewhere, so its total is whatever that partner shows in checkout.

What leverage does Toobit offer?

Up to 200x on perpetual futures. Anytime Capital does not offer leverage; it sells spot crypto delivered to a wallet you control.

Can I switch from Toobit to Anytime Capital without moving my crypto?

Yes. Withdraw from Toobit to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

Toobit

Our pick

Toobit fees, explained line by line

Q: Does Toobit have hidden fees?

Not hidden, but layered: no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor, plus a per-coin network fee set by Toobit, which varies by chain. Read the confirmation screen, not the marketing page.

Q: How does Anytime Capital pricing compare with Toobit?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Toobit prices no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor, with a per-coin network fee set by Toobit, which varies by chain. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Every platform quotes one number and charges several. Here is what Toobit actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

Toobit: no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor
Trading: 0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%
Anytime Capital cards from 4%, shown in full before you pay

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Updated September 2026. Toobit figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

How much does Toobit charge?

Toobit charges no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor. Trading fees are 0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%. Bank transfers: no bank transfer rail for U.S. customers; deposits are crypto transfers from another wallet or exchange. Withdrawals: a per-coin network fee set by Toobit, which varies by chain. Blockchain network fees are added on top. Anytime Capital card, Apple Pay and Google Pay orders start from 4% with the full price on screen before you confirm.

Buy crypto now Call (470) 748-2530 Get the free wallet

Layered
Toobit pricing structure
Compared platform
3
separate fee lines at Toobit
Compared platform
4%
Anytime Capital card pricing from
Anytime Capital
$0
surprise fees at checkout
Anytime Capital

Card pricing at Anytime Capital, where Toobit has no card rail

Published fee percentages on a debit or credit card order

Toobit does not sell crypto for a card payment directly: no fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor. Anytime Capital card pricing starts from 4% and is shown in full before you confirm, excluding network fees. As of September 2026.

What Toobit charges, in order

Toobit's fee schedule is a maker-taker ladder with seven rungs, from non-VIP to VIP 6, set by 30-day volume. Spot starts at 0.075% maker and 0.10% taker and drops to 0.0125% and 0.0375% at the top. Futures start at 0.02% maker and 0.06% taker and drop to 0.006% and 0.03%. Perpetual positions also pay or receive funding on a schedule, and Toobit periodically runs zero-fee promotions on selected spot pairs. Withdrawals carry a per-coin network fee that Toobit sets by chain, and deposits of crypto are free.

There is no fiat schedule for a U.S. customer because there is no U.S. customer: Toobit stopped serving Americans in August 2024. In the countries Toobit serves, card purchases go through third-party processors whose rate appears inside the checkout widget rather than on Toobit's fee page, and peer-to-peer trading carries the counterparty's spread. None of that is available from an American bank account.

Anytime Capital's card pricing is one all-in number, from 4% with the spread included, with the amount you pay and the crypto you receive shown before you confirm, and ACH, wire and cash are priced the same way. It is a buying fee, not a trading fee, and the comparison only makes sense if you are trying to turn dollars into crypto, which is the one thing Toobit cannot do for a U.S. resident.

Network fees, spread, and the number that matters

Both platforms add the blockchain network fee to send your coins. What differs is how the price is presented. Toobit's schedule is spread across trading, deposit and withdrawal lines. Anytime Capital shows one number for what you pay and one for what you receive. The second number is the only one worth comparing: screenshot both checkouts on the same $1,000 order and look at how much crypto lands.

A front door, not a chat window

Toobit is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

The rails where the fee question barely applies

Toobit has no cash rail at any price and no domestic wire desk. At Anytime Capital, cash in the Atlanta branch and cash by mail are priced like any other order, and wires for larger amounts are handled by the OTC desk with a locked quote. For a customer moving real size, a wire costs a fraction of any card rail, at Toobit or anywhere else.

Leaving Toobit? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy crypto now Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

Toobit vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 15.

Category	Toobit	Our pick
Card purchase fee	No fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Toobit does not serve U.S. customers on any rail	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat, email tickets and Telegram; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Toobit suspended trading for U.S. users effective August 1, 2024 and asked them to withdraw by the end of that month; the United States is not on its supported-countries list and there is no separate U.S. entity.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Basic accounts can deposit and trade with limits; ID and selfie verification lifts withdrawal caps and is required to unlock bonuses and fiat features.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers by 30-day volume; no OTC desk for U.S. customers because the platform is closed to them	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Toobit describes itself as registered with FinCEN as a money services business and holding a VASP registration in Poland; neither is a license to serve U.S. retail customers, and it holds no state money transmitter licenses that we could verify.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	a per-coin network fee set by Toobit, which varies by chain	Network fee only when sending to your own wallet
Fee display at checkout	Trading, deposit and withdrawal lines shown separately	One total and one amount received, plus the network fee

Card purchase fee
Toobit
No fiat rail for U.S. customers because Toobit does not serve them; elsewhere, card purchases run through third-party processors at rates set by the processor
Anytime
From 4% with the spread included, quoted in full before you confirm
Trading fees
Toobit
0.075% maker and 0.10% taker on spot, falling to 0.0125% and 0.0375% at the top VIP tier; 0.02% maker and 0.06% taker on futures, falling to 0.006% and 0.03%
Anytime
One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash
Toobit
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
Toobit
Not offered; Toobit does not serve U.S. customers on any rail
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
Toobit
No
Anytime
Yes
Talk to a human
Toobit
24/7 live chat, email tickets and Telegram; no phone line
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
Toobit
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
Toobit
Toobit suspended trading for U.S. users effective August 1, 2024 and asked them to withdraw by the end of that month; the United States is not on its supported-countries list and there is no separate U.S. entity.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
Toobit
Basic accounts can deposit and trade with limits; ID and selfie verification lifts withdrawal caps and is required to unlock bonuses and fiat features.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
Toobit
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
Toobit
VIP tiers by 30-day volume; no OTC desk for U.S. customers because the platform is closed to them
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
Toobit
Held in your account until you withdraw
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
Toobit
Toobit describes itself as registered with FinCEN as a money services business and holding a VASP registration in Poland; neither is a license to serve U.S. retail customers, and it holds no state money transmitter licenses that we could verify.
Anytime
U.S.-based, FinCEN-registered money services business
Withdrawal fees
Toobit
a per-coin network fee set by Toobit, which varies by chain
Anytime
Network fee only when sending to your own wallet
Fee display at checkout
Toobit
Trading, deposit and withdrawal lines shown separately
Anytime
One total and one amount received, plus the network fee

Ways to pay

9 ways to pay here. 0 at Toobit.

Toobit does not take U.S. dollars from a U.S. customer directly. Every rail below is live at Anytime Capital, including the ones no online platform offers.

MethodToobitAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardNoYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterNoYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from Toobit to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy crypto now Call (470) 748-2530 Get the free wallet

Ready to leave Toobit behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy crypto now See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions