Fees
Binance.US
Our pickBinance.US fees, explained line by line
Every platform quotes one number and charges several. Here is what Binance.US actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.
- Binance.US: about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade
- Trading: 0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker
- Anytime Capital cards from 4%, shown in full before you pay
Updated September 2026. Binance.US figures from its published pricing, terms and independent reviews.
- FinCEN-registered U.S. money services business
- Atlanta branch · Miami office
- 8,000+ completed trades
- FDIC-insured cash account
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Buy BTCBitcoin$81,250+5.07%.svg)
Buy ETHEthereum$2,515+5.08%.svg)
Buy USDTTether$0.9999+0.02%.svg)
Buy USDCUSD Coin$0.9999+0.01%.svg)
Buy SOLSolana$105.30+5.90%.svg)
Buy XRPXRP$1.46+9.17%.svg)
Buy LTCLitecoin$51.35+3.19%.svg)
Buy DOGEDogecoin$0.0895+10.01%.svg)
Buy TRXTRON$0.3313+2.00%.svg)
Buy ADACardano$0.2224+13.08%.svg)
Buy AVAXAvalanche$7.53+5.02%.svg)
Buy DOTPolkadot$0.8943+4.02%.svg)
Buy LINKChainlink$11.81+6.26%.svg)
Buy BCHBitcoin Cash$257.40+5.35%.svg)
Buy XLMStellar$0.1861+7.22%.svg)
Buy SHIBShiba Inu$0.000005+5.36%.svg)
Buy TONToncoin$1.38+3.60%.svg)
Buy SUISui$0.7899+8.46%
Quick answer
How much does Binance.US charge?
Binance.US charges about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade. Trading fees are 0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker. Bank transfers: ACH deposits and withdrawals are free; wire deposits carry a fee that varies. Withdrawals: network fee on crypto withdrawals; free ACH cash-out. Blockchain network fees are added on top. Anytime Capital card, Apple Pay and Google Pay orders start from 4% with the full price on screen before you confirm.
Layered
Binance.US pricing structure
Compared platform
3
separate fee lines at Binance.US
Compared platform
4%
Anytime Capital card pricing from
Anytime Capital
$0
surprise fees at checkout
Anytime Capital
Ways to pay: Binance.US vs Anytime Capital
Payment methods live for a customer today
- Anytime Capital
- Binance.US
Anytime Capital: Apple Pay, Google Pay, Debit card, Credit card, ACH bank transfer, Wire transfer, Cash App, Cash in branch, Cash by mail, each priced as one all-in number from 4% on card orders with the spread included. Binance.US: 5 of those rails, priced about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade, with network fee on crypto withdrawals; free ACH cash-out. Both exclude blockchain network fees. As of September 2026.
What Binance.US charges, in order
Binance.US made the simplest fee change in U.S. crypto in April 2026: it removed its volume tiers and now charges 0% to make and 0.02% to take on every spot pair, with a few Tier 0 pairs at 0.01% taker. There is no subscription and no spread on order-book trades. ACH deposits and withdrawals are free in USD-enabled states. Wire deposits carry a bank-dependent fee. Crypto withdrawals pay the network fee.
Instant purchases are the exception. A debit card, Apple Pay or Google Pay buy costs about 3.75% of the order, which puts Binance.US in the same range as Kraken's card processing and just under Coinbase's 3.99%. Credit cards are accepted by some issuers and blocked by others. Binance.US also no longer has a native stablecoin discount worth mentioning, since the flat schedule has no tiers to discount.
Anytime Capital's card, Apple Pay and Google Pay pricing starts from 4% with the spread included, one all-in number, with the amount you pay and the crypto you receive shown before you confirm. On a $1,000 card order that is from $40 with nothing added afterward, and larger orders are quoted individually by the OTC desk against a same-day wire. The rest of this comparison is about rails, states and support.
Network fees, spread, and the number that matters
Both platforms add the blockchain network fee to send your coins. What differs is how the price is presented. Binance.US's schedule is published, which is honest, but the parts stack. Anytime Capital shows one number for what you pay and one for what you receive. The second number is the only one worth comparing: screenshot both checkouts on the same $1,000 order and look at how much crypto lands.
A front door, not a chat window
Binance.US is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.
- Atlanta branch
- 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
- Hours
- Mon–Fri 10am–5pm · Sat 10am–2pm
- Phone
- (470) 748-2530
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The rails where the fee question barely applies
Binance.US has no cash rail at any price, and wires go through its banking partners. At Anytime Capital, cash in the Atlanta branch and cash by mail are priced like any other order, and wires for larger amounts are handled by the OTC desk with a locked quote. For a customer moving real size, a wire costs a fraction of any card rail, at Binance.US or anywhere else.
Leaving Binance.US? Your wallet address works here too.
Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.
- Non-custodial wallet, or your own address
- FDIC-insured cash account with a free debit card
- (470) 748-2530 during business hours
- Walk-in branch in Atlanta, office in Miami
Side by side
Binance.US vs Anytime Capital, row by row
A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 15.
Card purchase fee
- Binance.US
- About 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade
- Anytime
- From 4% with the spread included, quoted in full before you confirm
Trading fees
- Binance.US
- 0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker
- Anytime
- One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash
- Binance.US
- Not offered
- Anytime
- Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
- Binance.US
- Domestic wire deposits accepted in USD-enabled states; fee varies by bank
- Anytime
- Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
- Binance.US
- Yes
- Anytime
- Yes
Talk to a human
- Binance.US
- Live chat seven days a week and support tickets; a phone line has been listed at times but is not consistently published
- Anytime
- Phone (470) 748-2530, email, and two walk-in offices
Physical locations
- Binance.US
- None for customers
- Anytime
- Atlanta branch and Miami office
Where it serves
- Binance.US
- Binance.US is a U.S.-only exchange operated by BAM Trading Services Inc., separate from Binance.com. It is not available in New York, Texas, Hawaii or Vermont, and its help center has listed additional states as unsupported or crypto-only at various times, so check the current list before signing up.
- Anytime
- Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
- Binance.US
- Government ID, selfie and Social Security number on every account; a fully verified account is required for any trading.
- Anytime
- Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
- Binance.US
- No FDIC-insured cash account
- Anytime
- FDIC-insured cash account with a free virtual debit card
Large orders
- Binance.US
- Binance.US offers an OTC portal for larger trades; retail customers are otherwise on the order book
- Anytime
- Dedicated OTC desk with a named contact
Custody of your coins
- Binance.US
- Held in your account until you withdraw
- Anytime
- Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
- Binance.US
- Registered with FinCEN as a money services business and licensed as a money transmitter in most states, but without a New York BitLicense; the SEC's 2023 case against Binance.US was dismissed with prejudice in May 2025.
- Anytime
- U.S.-based, FinCEN-registered money services business
Withdrawal fees
- Binance.US
- network fee on crypto withdrawals; free ACH cash-out
- Anytime
- Network fee only when sending to your own wallet
Fee display at checkout
- Binance.US
- Itemised lines
- Anytime
- One total and one amount received, plus the network fee
Ways to pay
9 ways to pay here. 5 at Binance.US.
The rails Binance.US has, it runs well. The ones it does not have are the ones a customer reaches for when a card is declined, an amount is large, or the money is in cash.
Apple PayInstant, from your phoneYesYes
Google PayInstant, Android and webYesYes
Debit cardVisa and MastercardYesYes
Credit cardAmex and Discover accepted hereLimitedYes- ACH bank transferLower cost, settles in business daysYesYes
- Domestic wireSame-day for larger ordersYesYes
Cash AppPay from your Cash App balanceNoYes- Cash in personAtlanta branch, counted at the counterNoYes
- Cash by mailFrom anywhere in the U.S.NoYes
Coins
Every major coin, one checkout
Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.
- BitcoinBuy BTC
- EthereumBuy ETH
- TetherBuy USDT
- USD CoinBuy USDC
- SolanaBuy SOL
- XRPBuy XRP
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BNBBuy BNB- DogecoinBuy DOGE
- TRONBuy TRX
- CardanoBuy ADA
- LitecoinBuy LTC
- ChainlinkBuy LINK
- AvalancheBuy AVAX
- PolkadotBuy DOT
- ToncoinBuy TON
- SuiBuy SUI
- Shiba InuBuy SHIB
- StellarBuy XLM
- Bitcoin CashBuy BCH
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PolygonBuy POL.svg)
UniswapBuy UNI.svg)
NEARBuy NEAR.svg)
HederaBuy HBAR.svg)
AptosBuy APT.svg)
ArbitrumBuy ARB.svg)
OptimismBuy OP.svg)
CosmosBuy ATOM.svg)
FilecoinBuy FIL.svg)
Ethereum ClassicBuy ETC.svg)
AaveBuy AAVE.svg)
InjectiveBuy INJ.svg)
BittensorBuy TAO.svg)
RenderBuy RENDER.svg)
SeiBuy SEI.svg)
StacksBuy STX.svg)
ImmutableBuy IMX
How it works
Three steps from Binance.US to here
- 1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
- 2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
- 3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.
Ready to leave Binance.US behind?
Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Questions
Binance.US fees, explained line by line: FAQ
More on Binance.US
Other questions people ask before switching
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Important Disclosures
- Information about Binance.US is based on its published pricing, terms of service and independent reviews as of September 2026. Fees, availability and features change; confirm the exact quote in each platform's checkout before you pay.
- Anytime Capital pricing shown as "from" reflects the lowest published rate; your quote depends on payment method, order size and verification and is displayed in full before you confirm.
- Anytime Capital and Binance.US are independent companies. This page is not endorsed by or affiliated with Binance.US. Third-party names and logos are used only to identify the platform being compared and remain the property of their owners.
- This comparison is for information only and is not financial, investment, tax or legal advice.
- Cryptocurrency is not FDIC insured, is not a bank deposit and may lose value. The FDIC-insured cash account refers to U.S. dollar balances held at a partner bank; digital assets are not covered.