Does Binance.US have hidden fees?

Not hidden, but layered: about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade, plus network fee on crypto withdrawals; free ACH cash-out. Read the confirmation screen, not the marketing page.

Which Binance.US payment method costs the least?

Bank transfer: ACH deposits and withdrawals are free; wire deposits carry a fee that varies. It is also the slowest, because the order completes when the transfer settles.

What does a $1,000 card order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. Binance.US shows its own total in checkout; compare the amount of crypto that lands, not the headline rate.

Does Binance.US charge for ACH?

No. ACH deposits and withdrawals are free in the states where Binance.US offers USD services. Card purchases with a debit card, Apple Pay or Google Pay cost about 3.75%.

Can I switch from Binance.US to Anytime Capital without moving my crypto?

Yes. Withdraw from Binance.US to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Binance.US?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Binance.US prices about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade, roughly 3.75% on the headline, with network fee on crypto withdrawals; free ACH cash-out. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

Binance.US

Our pick

Binance.US fees, explained line by line

Every platform quotes one number and charges several. Here is what Binance.US actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

Binance.US: about 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade
Trading: 0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker
Anytime Capital cards from 4%, shown in full before you pay

Binance.US vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 15.

Category	Binance.US	Our pick
Card purchase fee	About 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Domestic wire deposits accepted in USD-enabled states; fee varies by bank	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Yes	Yes
Talk to a human	Live chat seven days a week and support tickets; a phone line has been listed at times but is not consistently published	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Binance.US is a U.S.-only exchange operated by BAM Trading Services Inc., separate from Binance.com. It is not available in New York, Texas, Hawaii or Vermont, and its help center has listed additional states as unsupported or crypto-only at various times, so check the current list before signing up.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID, selfie and Social Security number on every account; a fully verified account is required for any trading.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Binance.US offers an OTC portal for larger trades; retail customers are otherwise on the order book	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business and licensed as a money transmitter in most states, but without a New York BitLicense; the SEC's 2023 case against Binance.US was dismissed with prejudice in May 2025.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	network fee on crypto withdrawals; free ACH cash-out	Network fee only when sending to your own wallet
Fee display at checkout	Itemised lines	One total and one amount received, plus the network fee

Card purchase fee

Binance.US: About 3.75% on debit card, Apple Pay and Google Pay purchases, on top of the trade
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Binance.US: 0% maker / 0.02% taker on all spot pairs since April 2026, with a few Tier 0 pairs at 0.01% taker
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash