Reviews
Our pickTens of thousands of people have rated Paybis, and the reviews are consistent: fast when the card works, frustrating when it does not. Here is the pattern, and how Anytime Capital was designed around each complaint.
Updated September 2026. Paybis figures from its published pricing, terms and independent reviews.
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Buy BTCBitcoin$82,445+0.85%.svg){kind=small}
Buy ETHEthereum$2,425+0.42%.svg){kind=small}
Buy USDTTether$0.9993+0.01%.svg){kind=small}
Buy USDCUSD Coin$0.9998+0.00%.svg){kind=small}
Buy SOLSolana$104.79+0.78%.svg){kind=small}
Buy XRPXRP$1.31+0.78%.svg){kind=small}
Buy LTCLitecoin$59.34+0.55%.svg){kind=small}
Buy DOGEDogecoin$0.0798+0.15%.svg){kind=small}
Buy TRXTRON$0.3325-0.43%.svg){kind=small}
Buy ADACardano$0.2222+0.56%.svg){kind=small}
Buy AVAXAvalanche$9.78-0.86%.svg){kind=small}
Buy DOTPolkadot$1.13+0.93%.svg){kind=small}
Buy LINKChainlink$12.16+1.20%.svg){kind=small}
Buy BCHBitcoin Cash$277.09+0.14%.svg){kind=small}
Buy XLMStellar$0.1788+0.37%.svg){kind=small}
Buy SHIBShiba Inu$0.000005+0.34%.svg){kind=small}
Buy TONToncoin$1.35-1.01%.svg){kind=small}
Buy SUISui$1.00+1.69%Quick answer
Broadly, yes. Paybis holds around 4.1 / 5 on Trustpilot across 30,000+ reviews, with customers most often praising how quickly card orders arrive and how responsive chat support is. Negative reviews cluster around three things: card payments declined at the last step, orders held in verification review, and the total fee being higher than the headline rate. Anytime Capital was built to remove each of those: more ways to pay when a card fails, a human to call when a review stalls, and one all-in price before you confirm.
4.1 / 5
Paybis Trustpilot average
Compared platform
30,000+
public Paybis reviews
Compared platform
8,000+
Anytime Capital completed trades
Anytime Capital
$12M+
in verified peer-to-peer volume
Anytime Capital
Published fee percentages on a debit or credit card order
Paybis publishes a 1.49% service fee on card orders after your first purchase of each asset, plus a card processing fee of 4.5% to 8.5% depending on currency, with a $2 minimum. Anytime Capital pricing starts from 4% with the spread included, and the amount you pay and the crypto you receive are shown before you confirm. Both exclude blockchain network fees. Figures as of September 2026; check each platform's checkout for your exact quote.
Speed, first and always. A card order on Paybis that passes verification and issuer checks can land in a wallet within minutes, and thousands of reviews say exactly that. Support responsiveness is the second theme: chat agents reply quickly and the help centre is thorough. The checkout is clean and the fee lines are itemised before you pay.
These are real strengths. If you are buying a modest amount by card inside a wallet that embeds Paybis, its reviews suggest the purchase will probably go smoothly.
Three complaints repeat across Trustpilot and Reddit. The first is the declined card: the customer verifies, enters the card, and the payment fails, often because their bank blocks crypto purchases. The second is the pending order or account review, which can last days with only a ticket to check. The third is the fee total, which surprises customers who read the service fee and did not see the processing fee stacked on top.
None of these mean Paybis is doing anything wrong. They are the failure modes of the online-only, card-first model, and every platform built that way collects the same reviews.
Paybis is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.
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Declined card? Anytime Capital publishes crypto policies for 130+ U.S. banks so you know before you try, and offers ACH, wire, Cash App, cash in branch and cash by mail when a card will not work. Stuck in review? Call (470) 748-2530 or come to the Atlanta branch. Fee surprise? One total, one amount received, from 4% on cards with the spread included.
Our own track record is public too: 8,000+ completed trades and $12M+ in volume on LocalCoinSwap, where every trade is rated by the counterparty, plus Google and Trustpilot profiles you can read.
Ignore the average and read the one-star and five-star reviews for the same month. Look for whether complaints are about lost money (a red flag) or about process (normal for regulated platforms). Check whether the company replies. And weigh reviews from your own country, because a platform's experience with one country's banks tells you little about how it handles a decline from yours.
Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.
Side by side
A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 16.
Card purchase fee
Bank transfer fee
Pay with cash
Wire transfers
Ways to pay
The rails Paybis has, it runs well. The ones it does not have are the ones a customer reaches for when a card is declined, an amount is large, or the money is in cash.
Apple PayInstant, from your phoneYesYes
Google PayInstant, Android and webYesYes
Debit cardVisa and MastercardYesYes
Credit cardAmex and Discover accepted hereYesYes
Cash AppPay from your Cash App balanceNoYesCoins
Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.
BitcoinBuy BTCEthereumBuy ETHTetherBuy USDTUSD CoinBuy USDCSolanaBuy SOLXRPBuy XRP.svg){kind=small}
BNBBuy BNBDogecoinBuy DOGETRONBuy TRXCardanoBuy ADALitecoinBuy LTCChainlinkBuy LINKAvalancheBuy AVAXPolkadotBuy DOTToncoinBuy TONSuiBuy SUIShiba InuBuy SHIBStellarBuy XLMBitcoin CashBuy BCH.svg){kind=small}
PolygonBuy POL.svg){kind=small}
UniswapBuy UNI.svg){kind=small}
NEARBuy NEAR.svg){kind=small}
HederaBuy HBAR.svg){kind=small}
AptosBuy APT.svg){kind=small}
ArbitrumBuy ARB.svg){kind=small}
OptimismBuy OP.svg){kind=small}
CosmosBuy ATOM.svg){kind=small}
FilecoinBuy FIL.svg){kind=small}
Ethereum ClassicBuy ETC.svg){kind=small}
AaveBuy AAVE.svg){kind=small}
InjectiveBuy INJ.svg){kind=small}
BittensorBuy TAO.svg){kind=small}
RenderBuy RENDER.svg){kind=small}
SeiBuy SEI.svg){kind=small}
StacksBuy STX.svg){kind=small}
ImmutableBuy IMXHow it works
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.
Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Questions
More on Paybis
Apple Pay & Google Pay
Talk to a human
Physical locations
Countries served
New York residents
Bank account & debit card
Large orders
Crypto delivered to
Regulation
Most-praised trait in reviews
Most common complaint
Public track record