Which MoonPay alternative is clearest on fees?

Anytime Capital: one all-in number from 4% on card, Apple Pay and Google Pay orders, spread included, with the amount you pay and the crypto you receive both shown before you confirm.

Which MoonPay alternative accepts cash?

Anytime Capital, in person at the Atlanta branch or by mail. MoonPay and the major exchanges do not take cash.

Which alternative has a phone number?

Anytime Capital, at (470) 748-2530 during business hours.

Can I switch from MoonPay to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with MoonPay?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. MoonPay prices a 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee, roughly 4.5% on the headline, with none; coins are delivered to your wallet with the network fee shown at checkout. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Alternatives

Our pick

The best MoonPay alternative

If you are leaving MoonPay it is probably for one of these reasons: 4.5% card fee with a minimum that stings on small orders, no cash, no domestic wire, no phone line, declines and review holds with only a chat window to escalate. Anytime Capital fixes those, and here is how it stacks up against the other names on your list.

Card pricing from 4% with the spread included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Atlanta branch, Miami office, and a phone number that answers

MoonPay vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 7 of 13.

Category		Our pick
Card purchase fee	A 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	about 1% with a minimum of about $3.99	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered as a U.S. rail; bank transfer is ACH	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Yes	Yes
Talk to a human	In-app chat and support tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	MoonPay serves U.S. customers through MoonPay USA LLC, a FinCEN-registered money services business with state money transmitter licences; some assets are unavailable in a handful of states.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID and a selfie on every account; proof of address for higher limits.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Self-serve limits by verification tier; no dedicated desk for retail	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business and licensed as a money transmitter in most U.S. states; also authorised in the UK and EU.	U.S.-based, FinCEN-registered money services business

Card purchase fee

MoonPay: A 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

MoonPay: about 1% with a minimum of about $3.99
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash

MoonPay: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

MoonPay: Not offered as a U.S. rail; bank transfer is ACH
Anytime

The best MoonPay alternative

What is the best alternative to MoonPay?

What a card purchase costs: MoonPay vs Anytime Capital

Why people look for a MoonPay alternative

Anytime Capital: the alternative with a front door

A front door, not a chat window

When MoonPay is still the right call

How to switch in ten minutes

Leaving MoonPay? Your wallet address works here too.

MoonPay vs Anytime Capital, row by row

9 ways to pay here. 5 at MoonPay.

Every major coin, one checkout

Three steps from MoonPay to here

Verify once

Pay your way

Receive and keep going

Ready to leave MoonPay behind?

The best MoonPay alternative: FAQ

Other questions people ask before switching

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Important Disclosures