Verification
Our pickPaybis KYC: what it asks for, how long it takes, and why it stalls
Yes, Paybis requires KYC, and so does every legitimate platform. The difference between on-ramps is not whether they verify you but what happens when the automated check says no.
- Government ID plus a selfie, on every Paybis account
- Automated approval in about 5 minutes when it works
- Anytime Capital: verify online, or in person at the Atlanta branch
Updated September 2026. Paybis figures from its published pricing policy, U.S. terms and independent reviews.
- FinCEN-registered U.S. money services business
- Atlanta branch · Miami office
- 8,000+ completed trades
- FDIC-insured cash account
.svg)
Buy BTCBitcoin$80,983+5.05%.svg)
Buy ETHEthereum$2,494+4.90%.svg)
Buy USDTTether$0.9999+0.03%.svg)
Buy USDCUSD Coin$0.9999+0.01%.svg)
Buy SOLSolana$104.67+6.23%.svg)
Buy XRPXRP$1.45+9.29%.svg)
Buy LTCLitecoin$51.32+3.79%.svg)
Buy DOGEDogecoin$0.0893+10.13%.svg)
Buy TRXTRON$0.3317+2.53%.svg)
Buy ADACardano$0.2216+13.69%.svg)
Buy AVAXAvalanche$7.51+5.35%.svg)
Buy DOTPolkadot$0.8891+4.57%.svg)
Buy LINKChainlink$11.73+6.23%.svg)
Buy BCHBitcoin Cash$257.53+6.56%.svg)
Buy XLMStellar$0.1874+8.57%.svg)
Buy SHIBShiba Inu$0.000005+4.71%.svg)
Buy TONToncoin$1.36+2.83%.svg)
Buy SUISui$0.7897+9.79%
Quick answer
Does Paybis require KYC?
Yes. Paybis requires identity verification on every account: a photo of a government-issued ID and a selfie, sometimes followed by proof of address or source-of-funds questions for larger amounts. Paybis says the automated check usually completes in about 5 minutes but can take longer when an application is routed to manual review. Anytime Capital requires the same identity verification, and adds the option of finishing it face to face at the Atlanta branch or over the phone.
~5 min
Paybis automated verification, when it passes
Compared platform
2
documents Paybis needs to start: ID and selfie
Compared platform
In person
verification option at Anytime Capital
Anytime Capital
(470) 748-2530
a human to call when a check stalls
Anytime Capital
What a card purchase actually costs
Published fee percentages on a debit or credit card order
- Anytime Capital
- Paybis
Paybis publishes a 1.49% service fee on card orders after your first purchase of each asset, plus a card processing fee of 4.5% to 8.5% depending on currency, with a $2 minimum. Anytime Capital pricing starts from 4% and is shown in full before you pay. Both exclude blockchain network fees. Figures as of September 2026; check each platform's checkout for your exact quote.
What Paybis verification involves
Paybis onboarding is a standard automated KYC flow. You create an account with an email and phone number, photograph a passport, driver's licence or national ID, and take a selfie so the system can match your face to the document. Paybis states it accepts thousands of document types from more than 200 countries and territories.
When the automated check passes, Paybis says approval takes around 5 minutes and you can buy immediately. When it does not pass cleanly, the application goes to manual review, which is where the "still pending after two days" reviews come from. Larger or unusual orders can trigger a request for proof of address or an explanation of where the money came from.
Can you use Paybis without KYC?
No, and you should be suspicious of any platform that says otherwise. Paybis markets some partner integrations as reducing repeat verification, but a first-time customer is always identified. Anytime Capital is the same: verification is required before you can transact, because we are a registered U.S. money services business and it is the law.
A front door, not a chat window
Paybis is built to live inside other people’s apps. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.
- Atlanta branch
- 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
- Hours
- Mon–Fri 10am–5pm · Sat 10am–2pm
- Phone
- (470) 748-2530
.jpg&w=3840&q=75)
.jpg&w=3840&q=75)
Why automated KYC fails good customers
Glare on a licence, a name that does not match the card, an address that changed last month, a selfie in poor light: automated systems reject all of these, and the customer gets a generic message. On an online-only platform your only recourse is to resubmit and wait for a ticket.
At Anytime Capital the same check runs online, but when it stalls you can call (470) 748-2530 and have someone tell you exactly what is wrong, or bring your documents to the Atlanta branch and verify across a desk. For customers who have been burned by a pending status elsewhere, that alone is the reason they switch.
What verification unlocks
On Paybis, verification unlocks card and bank purchases up to tiered limits, with higher tiers requiring more documents. At Anytime Capital, one verification opens crypto buying and selling, the FDIC-insured cash account with its free virtual debit card, the non-custodial wallet, and access to the OTC desk for larger orders. It is one identity check for the whole account, not a new hoop for every product.
Leaving Paybis? Your wallet address works here too.
Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste the same address you already use. Card and Apple Pay orders confirm in minutes; wires settle the same business day.
- Non-custodial wallet, or your own address
- FDIC-insured cash account with a free debit card
- (470) 748-2530 during business hours
- Walk-in branch in Atlanta, office in Miami
Side by side
Paybis vs Anytime Capital, row by row
A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 18.
Card purchase fee
- Paybis
- 1.49% service fee plus 4.5–8.5% card processing; first purchase of each asset waives the service fee
- Anytime
- From 4%, quoted in full before you confirm
Bank transfer fee
- Paybis
- 0.99% service fee plus about 0.05% processing
- Anytime
- ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash
- Paybis
- Not offered
- Anytime
- Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Wire transfers
- Paybis
- SWIFT for some regions; not the primary U.S. rail
- Anytime
- Domestic wire for large orders, same-day settlement on business days
Apple Pay & Google Pay
- Paybis
- Yes
- Anytime
- Yes
Talk to a human
- Paybis
- Online chat and support tickets
- Anytime
- Phone (470) 748-2530, email, and two walk-in offices
Physical locations
- Paybis
- None; online only
- Anytime
- Atlanta branch and Miami office
Coins supported
- Paybis
- 90+ cryptocurrencies
- Anytime
- 40+ major coins and stablecoins with dedicated buy and sell pages
Countries served
- Paybis
- 180+ countries
- Anytime
- United States, with in-person service in Georgia and Florida
New York residents
- Paybis
- Not served
- Anytime
- Subject to identity verification and state eligibility
Bank account & debit card
- Paybis
- No
- Anytime
- FDIC-insured cash account with a free virtual debit card
Large orders
- Paybis
- Self-serve limits by verification tier
- Anytime
- Dedicated OTC desk with a named contact
Crypto delivered to
- Paybis
- Your own wallet address, or the Paybis Wallet
- Anytime
- Your own wallet address, or the free Anytime Capital wallet
Regulation
- Paybis
- FinCEN-registered MSB (31000272911973); also registered in Canada and Poland
- Anytime
- U.S.-based, FinCEN-registered money services business
Documents to start
- Paybis
- Government ID and selfie
- Anytime
- Government ID and selfie
Typical approval time
- Paybis
- About 5 minutes when automated checks pass; longer in manual review
- Anytime
- Minutes online; same visit in branch
When verification stalls
- Paybis
- Resubmit and open a ticket
- Anytime
- Call the branch or verify in person
Verification without KYC
- Paybis
- Not available
- Anytime
- Not available
Ways to pay
9 ways to pay here. 5 at Paybis.
The rails Paybis has, it runs well. The ones it does not have are the ones a U.S. customer reaches for when a card is declined, an amount is large, or the money is in cash.
Apple PayInstant, from your phoneYesYes
Google PayInstant, Android and webYesYes
Debit cardVisa and MastercardYesYes
Credit cardAmex and Discover accepted hereYesYes- ACH bank transferLower cost, settles in business daysYesYes
- Domestic wireSame-day for larger ordersLimitedYes
Cash AppPay from your Cash App balanceNoYes- Cash in personAtlanta branch, counted at the counterNoYes
- Cash by mailFrom anywhere in the U.S.NoYes
Coins
Every major coin, one checkout
Paybis lists 90+ assets; most of the volume is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.
- BitcoinBuy BTC
- EthereumBuy ETH
- TetherBuy USDT
- USD CoinBuy USDC
- SolanaBuy SOL
- XRPBuy XRP
.svg)
BNBBuy BNB- DogecoinBuy DOGE
- TRONBuy TRX
- CardanoBuy ADA
- LitecoinBuy LTC
- ChainlinkBuy LINK
- AvalancheBuy AVAX
- PolkadotBuy DOT
- ToncoinBuy TON
- SuiBuy SUI
- Shiba InuBuy SHIB
- StellarBuy XLM
- Bitcoin CashBuy BCH
.svg)
PolygonBuy POL.svg)
UniswapBuy UNI.svg)
NEARBuy NEAR.svg)
HederaBuy HBAR.svg)
AptosBuy APT.svg)
ArbitrumBuy ARB.svg)
OptimismBuy OP.svg)
CosmosBuy ATOM.svg)
FilecoinBuy FIL.svg)
Ethereum ClassicBuy ETC.svg)
AaveBuy AAVE.svg)
InjectiveBuy INJ.svg)
BittensorBuy TAO.svg)
RenderBuy RENDER.svg)
SeiBuy SEI.svg)
StacksBuy STX.svg)
ImmutableBuy IMX
How it works
Three steps from Paybis to here
- 1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
- 2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
- 3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.
Ready to leave Paybis behind?
Anytime Capital is a U.S. money services business with a branch in Atlanta, an office in Miami, and card pricing from 4%. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Questions
Paybis KYC: what it asks for, how long it takes, and why it stalls: FAQ
More on Paybis
Other questions people ask before switching
Keep exploring
Important Disclosures
- Information about Paybis is based on publicly available pricing policies, terms of service and independent reviews as of September 2026. Fees, availability and features change; confirm the exact quote in each platform's checkout before you pay.
- Anytime Capital pricing shown as "from" reflects the lowest published rate; your quote depends on payment method, order size and verification and is displayed in full before you confirm.
- Anytime Capital, Paybis and the other companies named are independent. This page is not endorsed by or affiliated with any of them. Third-party names and logos are used only to identify the platforms being compared and remain the property of their owners.
- This comparison is for information only and is not financial, investment, tax or legal advice.
- Cryptocurrency is not FDIC insured, is not a bank deposit and may lose value. The FDIC-insured cash account refers to U.S. dollar balances held at a partner bank; digital assets are not covered.