What does OKX charge to buy crypto?

It depends on the rail. ACH deposits are free and the spot order book runs on OKX's published maker and taker schedule. A card, Apple Pay or Google Pay purchase is handed to a third-party provider whose fee and spread vary by provider and card, so there is no single OKX card price. Anytime Capital starts from 4% with the spread included, with the amount you pay and the crypto you receive shown before you confirm, and processes the order itself.

Is OKX legal in the United States?

Yes, since April 2025, through OKX Inc., a FinCEN-registered money services business with state licenses. Before that, OKX's global platform served Americans without a license, which led to a $505 million DOJ guilty plea in February 2025.

Which states cannot use OKX?

New York and Texas are not served, and some sources also list Hawaii, Kentucky, Nevada and West Virginia. Signup is blocked at the KYC step in restricted states. Anytime Capital serves customers in the U.S. and worldwide, with availability confirmed at identity verification; call (470) 748-2530 to check.

Does OKX have a phone number?

No. OKX support is 24/7 live chat and tickets. Anytime Capital can be reached at (470) 748-2530, by email, at its Atlanta branch, or at its Miami office.

Can I buy crypto with cash on OKX?

No. OKX US accepts ACH, wire, and card purchases through third-party providers. Anytime Capital accepts cash in person at the Atlanta branch and cash by mail from anywhere in the United States.

Can I switch from OKX to Anytime Capital without moving my crypto?

Yes. Withdraw from OKX to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with OKX?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. OKX prices card purchases on OKX are routed through third-party providers whose fees vary by provider and card, typically a few percent plus a spread, with a per-coin withdrawal fee set by OKX; free ACH cash-out. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Head to head

OKX

Our pick

OKX vs Anytime Capital

OKX is one of the largest exchanges in the world, and until April 2025 it was not supposed to be serving Americans at all. After a $505 million guilty plea it launched a licensed U.S. exchange from San Jose, with no service in New York or Texas. Anytime Capital is a U.S. money services business that sells to customers worldwide, with card pricing from 4% with the spread included, cash and same-day wire, a phone number, and an Atlanta branch. Here is the honest breakdown.

Card orders from 4% with one total, versus a third-party card provider with its own fee at OKX
Cash in branch, cash by mail, Cash App and same-day wire that OKX does not offer
Call (470) 748-2530 or walk into the Atlanta branch; OKX is a chat window

OKX vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 9 of 13.

Category	OKX	Our pick
Card purchase fee	Card purchases on OKX are routed through third-party providers whose fees vary by provider and card, typically a few percent plus a spread	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.10% taker / 0.08% maker on spot at the base tier, falling with volume	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	USD wire deposits and withdrawals supported for U.S. customers	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Partial	Yes
Talk to a human	24/7 live chat and support tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	OKX US launched in April 2025 under OKX Inc., a FinCEN-registered money services business with state money transmitter licenses, headquartered in San Jose. It is not available in New York or Texas, and some sources also list Hawaii, Kentucky, Nevada and West Virginia as excluded, so check the current list before signing up.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Government ID, selfie and Social Security number on every U.S. account; signup is blocked at the KYC step in restricted states.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	OKX runs an institutional OTC desk and block-trading tools; retail customers use the order book	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	OKX Inc. is registered with FinCEN and licensed as a money transmitter in more than 40 states; the global entity pled guilty in February 2025 to operating an unlicensed money transmitting business and paid about $505 million to the U.S. Department of Justice.	U.S.-based, FinCEN-registered money services business

Card purchase fee

OKX: Card purchases on OKX are routed through third-party providers whose fees vary by provider and card, typically a few percent plus a spread
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

OKX: 0.10% taker / 0.08% maker on spot at the base tier, falling with volume
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash

OKX: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

OKX: USD wire deposits and withdrawals supported for U.S. customers

OKX vs Anytime Capital

Which is better, OKX or Anytime Capital?

Card pricing at Anytime Capital, where OKX has no card rail

What OKX is, and what it is not

Fees: a trading schedule and a third-party card, versus one all-in number

A front door, not a chat window

Ways to pay: nine rails versus ACH, wire and a card handoff

Support: 24/7 chat, versus a phone number and a front door

More than an exchange: the account that comes with it

When OKX is the right call

Leaving OKX? Your wallet address works here too.

OKX vs Anytime Capital, row by row

9 ways to pay here. 4 at OKX.

Every major coin, one checkout

Three steps from OKX to here

Verify once

Pay your way

Receive and keep going

Ready to leave OKX behind?

OKX vs Anytime Capital: FAQ

Other questions people ask before switching

Keep exploring

Important Disclosures