Is Gate regulated in the United States?

The global Gate platform lists the United States as a restricted location and does not accept U.S. residents. A separate Gate US launched on August 1, 2025 with crypto-to-crypto spot trading in roughly 30 states, with fiat on-ramps promised later. Anytime Capital is a FinCEN-registered U.S. money services business with a branch in Atlanta.

Does Gate hold my crypto?

Yes, until you withdraw it to your own wallet. Anytime Capital delivers to a wallet you control or to its free non-custodial wallet.

Can I switch from Gate to Anytime Capital without moving my crypto?

Yes. Withdraw from Gate to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Trust & safety

Gate

Our pick

Is Gate legit? What that does and does not mean

Q: Is Gate a scam?

No. Gate is a legitimate exchange operating since 2013. Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states.

Q: How does Anytime Capital pricing compare with Gate?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Gate prices card purchases routed to third-party processors whose fee and spread are shown only inside the partner's checkout; not available to a U.S. customer on the global platform, with a per-coin network fee set by Gate; crypto deposits are free. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Gate is a real exchange that has operated since 2013. The useful question is not whether it is a scam but what happens on the day something goes wrong, and that is where an online-only platform and a U.S. company with a front door part ways.

Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states.
Holds your coins until you withdraw
Anytime Capital: a U.S. company you can call or visit

Buy crypto now Call (470) 748-2530 Buy Bitcoin now

Updated September 2026. Gate figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

Is Gate legit and safe to use?

Yes. Gate is a legitimate exchange founded in 2013, based in Cayman Islands entity; user agreement governed by Panamanian law. Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states. Gate does not serve U.S. customers. Because it holds customer funds, the risk to weigh is a frozen account or a platform-level event, not an outright scam. What it does not offer is a phone number or a place to walk into, which is why many customers prefer Anytime Capital when something needs a human.

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2013
the year Gate was founded
Compared platform
3,500+
Gate at a glance
Compared platform
2
Anytime Capital walk-in offices
Anytime Capital
8,000+
completed Anytime Capital trades
Anytime Capital

Card pricing at Anytime Capital, where Gate has no card rail

Published fee percentages on a debit or credit card order

Gate does not sell crypto for a card payment directly: card purchases routed to third-party processors whose fee and spread are shown only inside the partner's checkout; not available to a U.S. customer on the global platform. Anytime Capital card pricing starts from 4% and is shown in full before you confirm, excluding network fees. As of September 2026.

The checklist: does Gate pass?

Gate has been running since 2013, which makes it one of the oldest exchanges still operating, and it has survived a market cycle or three that took down larger names. It claims more than 46 million users and publishes proof-of-reserves. Its regulatory footprint grew sharply in 2025: a Dubai VARA license in April, a MiCA authorization from the Malta Financial Services Authority on September 29, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan. Gate US holds state money transmitter licenses in a subset of states.

The other side of the ledger is the review record. Gate's Trustpilot profile has roughly 1,400 reviews, and the persistent themes are locked accounts, withdrawals that stall after easy deposits, and slow tickets. Those are complaints about a custodial exchange's risk controls, not about theft or insolvency, and they are common to every large offshore platform. The thing to know is that Gate holds your coins until it decides to release them, and the only appeal is a ticket.

For a U.S. customer the answer is that Gate is a legitimate long-running exchange whose global platform will not take you, and whose U.S. affiliate is new and crypto-only. Anytime Capital is a U.S. money services business with a branch you can walk into, a phone line, and more than 8,000 completed trades.

Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states.
Operating since 2013, headquartered in Cayman Islands entity; user agreement governed by Panamanian law
Identity verification required
Holds customer funds; withdraw to your own wallet

What "safe" looks like when a trade goes sideways

Read the one-star reviews of Gate and a pattern appears: withdrawals described as painful or blocked after deposits went through easily, accounts locked without warning during risk reviews, support waits of a day or more on urgent tickets, tokens delisted with little notice. These are compliance and process events, not theft, and every regulated platform has them. The difference is what you can do about it. On Gate you open a ticket or a chat and wait. At Anytime Capital you call (470) 748-2530 and speak to someone who can see the order, or walk into the Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 and resolve it across a desk.

A front door, not a chat window

Gate is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

How to protect yourself on any platform

Use the real website address and never a link from a message. Turn on two-factor authentication. Send your first purchase to a wallet you already control and confirm it arrives before buying more. Keep a screenshot of the confirmation screen with the fees. And if anyone contacts you claiming to be from any exchange and asks you to move money, hang up and call the number on the company's own site.

Leaving Gate? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy crypto now Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

Gate vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 14.

Category	Gate	Our pick
Card purchase fee	Card purchases routed to third-party processors whose fee and spread are shown only inside the partner's checkout; not available to a U.S. customer on the global platform	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.1% spot maker and taker at VIP 0, with a fee-structure update effective April 9, 2026 that makes the account-level page the only reliable source	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; the global platform does not accept U.S. residents and Gate US launched crypto-only	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat, tickets and email; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	The global Gate platform lists the United States as a restricted location and does not accept U.S. residents. A separate Gate US launched on August 1, 2025 with crypto-to-crypto spot trading in roughly 30 states, with fiat on-ramps promised later.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Government ID and a selfie required before any withdrawal; unverified accounts can deposit and trade small amounts only.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers and institutional desks for non-U.S. accounts; nothing for a U.S. retail buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states.	U.S.-based, FinCEN-registered money services business
Way to escalate a problem	Reviewers report both prompt agents and two-day waits; a locked account or a delayed withdrawal is handled entirely inside the ticket.	Phone, email, or in person at the Atlanta branch

Card purchase fee
Gate
Card purchases routed to third-party processors whose fee and spread are shown only inside the partner's checkout; not available to a U.S. customer on the global platform
Anytime
From 4% with the spread included, quoted in full before you confirm
Trading fees
Gate
0.1% spot maker and taker at VIP 0, with a fee-structure update effective April 9, 2026 that makes the account-level page the only reliable source
Anytime
One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash
Gate
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
Gate
Not offered to U.S. customers; the global platform does not accept U.S. residents and Gate US launched crypto-only
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
Gate
No
Anytime
Yes
Talk to a human
Gate
24/7 live chat, tickets and email; no phone line
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
Gate
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
Gate
The global Gate platform lists the United States as a restricted location and does not accept U.S. residents. A separate Gate US launched on August 1, 2025 with crypto-to-crypto spot trading in roughly 30 states, with fiat on-ramps promised later.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
Gate
Government ID and a selfie required before any withdrawal; unverified accounts can deposit and trade small amounts only.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
Gate
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
Gate
VIP tiers and institutional desks for non-U.S. accounts; nothing for a U.S. retail buyer
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
Gate
Held in your account until you withdraw
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
Gate
Gate entities hold a MiCA authorization from the Malta Financial Services Authority granted September 29, 2025, a Dubai VARA license from April 2025, and registrations in the Bahamas, Italy, Gibraltar, Hong Kong and Japan; Gate US holds state money transmitter licenses in a subset of states.
Anytime
U.S.-based, FinCEN-registered money services business
Way to escalate a problem
Gate
Reviewers report both prompt agents and two-day waits; a locked account or a delayed withdrawal is handled entirely inside the ticket.
Anytime
Phone, email, or in person at the Atlanta branch

Ways to pay

9 ways to pay here. 0 at Gate.

Gate does not take U.S. dollars from a U.S. customer directly. Every rail below is live at Anytime Capital, including the ones no online platform offers.

MethodGateAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardNoYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterNoYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from Gate to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy crypto now Call (470) 748-2530 Buy Bitcoin now

Ready to leave Gate behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy crypto now See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions