Can I verify with Anytime Capital in person?

Yes. Bring your government ID to the Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 during business hours, or verify online and call (470) 748-2530 if anything stalls.

Can a foreigner open an Upbit account?

Only a foreign resident of Korea holding an Alien Registration Card, a Korean phone number and a K Bank account in the same name, and many report failing at the bank step. Nonresidents, including anyone in the United States, cannot register.

Can I switch from Upbit to Anytime Capital without moving my crypto?

Yes. Withdraw from Upbit to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Verification

Upbit

Our pick

Upbit KYC: what it asks for, how long it takes, and why it stalls

Q: Can I use Upbit without KYC?

No. Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all. Anytime Capital is the same: verification is required before you can transact, because it is the law for a registered U.S. money services business.

Q: How does Anytime Capital pricing compare with Upbit?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Upbit prices no card, Apple Pay or Google Pay purchases at all; the only way in is a Korean-won transfer from a linked K Bank account, so a card never enters the picture, with a fixed per-coin network fee published on the withdrawal screen. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Yes, Upbit requires KYC, and so does every legitimate platform. The difference between platforms is not whether they verify you but what happens when the automated check says no.

Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all.
Koreans with a K Bank account are usually approved the same day; anyone without one never gets past the bank-linking step.
Anytime Capital: verify online, or in person at the Atlanta branch

Buy crypto now Call (470) 748-2530 Buy Bitcoin now

Updated September 2026. Upbit figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

Does Upbit require KYC?

Yes. Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all. Koreans with a K Bank account are usually approved the same day; anyone without one never gets past the bank-linking step. Anytime Capital requires government ID and a selfie for every customer, and adds the option of finishing verification face to face at the Atlanta branch or over the phone.

Buy crypto now Call (470) 748-2530 Buy Bitcoin now

Required
Upbit identity verification
Compared platform
Same day
Upbit typical approval
Compared platform
In person
verification option at Anytime Capital
Anytime Capital
(470) 748-2530
a human to call when a check stalls
Anytime Capital

Card pricing at Anytime Capital, where Upbit has no card rail

Published fee percentages on a debit or credit card order

Upbit does not sell crypto for a card payment directly: no card, Apple Pay or Google Pay purchases at all; the only way in is a Korean-won transfer from a linked K Bank account, so a card never enters the picture. Anytime Capital card pricing starts from 4% and is shown in full before you confirm, excluding network fees. As of September 2026.

What Upbit verification involves

Upbit's verification is built around Korea's real-name account law. You register with a Korean mobile number, verify your identity with a resident registration number or Alien Registration Card, then link a K Bank account held in the same name. The bank link is mandatory before any won deposit, and K Bank, an internet-only bank, in practice opens accounts for Korean residents with local phone verification. Korean customers with an existing K Bank account are usually approved the same day.

Foreign nationals face a harder path. An Alien Registration Card is required, most short-term visitors cannot obtain one, and even long-term residents report being unable to open the K Bank account or being rejected after opening it. Korea's 2025 regulatory push, including the FIU sanction over 700,000 KYC lapses, made exchanges stricter rather than looser. The Trustpilot complaints about Upbit are almost all this story: an applicant abroad who never got past the bank step.

Anytime Capital verifies customers with a government ID and a selfie, with additional checks for larger orders, and confirms eligibility for your location, including state by state in the United States. No Korean bank account is involved. If the automated check stalls, a person at (470) 748-2530 can see where it stopped.

Why automated KYC fails good customers

Glare on a licence, a name that does not match the card, an address that changed last month, a selfie in poor light: automated systems reject all of these, and the customer gets a generic message. On Upbit your recourse is to resubmit and open a ticket. At Anytime Capital the same check runs online, but when it stalls you can call (470) 748-2530 and have someone tell you exactly what is wrong, or bring your documents to the Atlanta branch and verify across a desk.

A front door, not a chat window

Upbit is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

What verification unlocks

At Anytime Capital one verification opens crypto buying and selling, the FDIC-insured cash account with its free virtual debit card, the non-custodial wallet, and access to the OTC desk for larger orders. It is one identity check for the whole account, not a new hoop for every product.

Leaving Upbit? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy crypto now Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

Upbit vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 15.

Category	Upbit	Our pick
Card purchase fee	No card, Apple Pay or Google Pay purchases at all; the only way in is a Korean-won transfer from a linked K Bank account, so a card never enters the picture	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.05% maker and taker on the KRW market, with BTC and USDT markets cut to 0.05% from 0.25% in a promotion that began August 29, 2026	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not available; U.S. dollars cannot be deposited at all	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Korean-language 1:1 inquiries in the app and a Korean customer center; no English or U.S. phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Upbit does not serve U.S. customers. It is a Korean-won exchange that requires a Korean real-name bank account, and its separately run Singapore, Indonesia and Thailand affiliates also exclude U.S. residents.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Deep KRW order books but no service outside Korea; no U.S. OTC desk	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered as a virtual asset service provider with South Korea's Financial Intelligence Unit under the Special Financial Transactions Act, with a real-name account partnership with K Bank; sanctioned by the FIU in 2025 for KYC and travel-rule failures.	U.S.-based, FinCEN-registered money services business
Documents to start	Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all.	Government ID and selfie
When verification stalls	Support is built for Korean residents in Korean. There is no U.S. number, no English chat, and no way to visit anyone.	Call the branch or verify in person

Card purchase fee
Upbit
No card, Apple Pay or Google Pay purchases at all; the only way in is a Korean-won transfer from a linked K Bank account, so a card never enters the picture
Anytime
From 4% with the spread included, quoted in full before you confirm
Trading fees
Upbit
0.05% maker and taker on the KRW market, with BTC and USDT markets cut to 0.05% from 0.25% in a promotion that began August 29, 2026
Anytime
One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash
Upbit
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
Upbit
Not available; U.S. dollars cannot be deposited at all
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
Upbit
No
Anytime
Yes
Talk to a human
Upbit
Korean-language 1:1 inquiries in the app and a Korean customer center; no English or U.S. phone line
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
Upbit
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
Upbit
Upbit does not serve U.S. customers. It is a Korean-won exchange that requires a Korean real-name bank account, and its separately run Singapore, Indonesia and Thailand affiliates also exclude U.S. residents.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
Upbit
Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
Upbit
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
Upbit
Deep KRW order books but no service outside Korea; no U.S. OTC desk
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
Upbit
Held in your account until you withdraw
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
Upbit
Registered as a virtual asset service provider with South Korea's Financial Intelligence Unit under the Special Financial Transactions Act, with a real-name account partnership with K Bank; sanctioned by the FIU in 2025 for KYC and travel-rule failures.
Anytime
U.S.-based, FinCEN-registered money services business
Documents to start
Upbit
Korean mobile phone verification, a government ID, and a real-name K Bank account in the same name; foreign nationals need an Alien Registration Card and most cannot open the K Bank account at all.
Anytime
Government ID and selfie
When verification stalls
Upbit
Support is built for Korean residents in Korean. There is no U.S. number, no English chat, and no way to visit anyone.
Anytime
Call the branch or verify in person

Ways to pay

9 ways to pay here. 0 at Upbit.

Upbit does not take U.S. dollars from a U.S. customer directly. Every rail below is live at Anytime Capital, including the ones no online platform offers.

MethodUpbitAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardNoYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterNoYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from Upbit to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy crypto now Call (470) 748-2530 Buy Bitcoin now

Ready to leave Upbit behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy crypto now See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions