How long does Ourbit verification take?

The automated check is reported as fast; reviewers describe long, open-ended holds when an account is pulled into a manual review.

Can I use Ourbit without KYC?

No. Basic accounts can deposit and trade within withdrawal limits; ID verification lifts the limits and is required for fiat features and most promotions. Anytime Capital is the same: verification is required before you can transact, because it is the law for a registered U.S. money services business.

Can I verify with Anytime Capital in person?

Yes. Bring your government ID to the Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 during business hours, or verify online and call (470) 748-2530 if anything stalls.

Can I switch from Ourbit to Anytime Capital without moving my crypto?

Yes. Withdraw from Ourbit to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Ourbit?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Ourbit prices no fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor, with a per-coin network fee set by Ourbit, which varies by chain. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Verification

Ourbit

Our pick

Ourbit KYC: what it asks for, how long it takes, and why it stalls

Ourbit verifies in tiers: small amounts with less, larger amounts with more. The difference between platforms is not whether they verify you but what happens when the automated check says no.

Basic accounts can deposit and trade within withdrawal limits; ID verification lifts the limits and is required for fiat features and most promotions.
The automated check is reported as fast; reviewers describe long, open-ended holds when an account is pulled into a manual review.
Anytime Capital: verify online, or in person at the Atlanta branch

Ourbit vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 15.

Category	Ourbit	Our pick
Card purchase fee	No fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% maker and 0% taker on spot; 0.02% maker and 0.04% taker on USDT-margined perpetual futures, with discounts by VIP tier	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Ourbit does not serve U.S. customers on any rail	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat, email tickets and Telegram; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Ourbit lists the United States among its restricted regions and has no U.S. entity or state licensing; its verification rejects U.S. residents and its terms prohibit masking your location.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Basic accounts can deposit and trade within withdrawal limits; ID verification lifts the limits and is required for fiat features and most promotions.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers by equity or 30-day futures volume; no OTC desk for U.S. customers because the platform is closed to them	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered as a company in the British Virgin Islands; Ourbit does not claim, and we could not verify, any license from a major financial regulator or any U.S. money transmitter license.	U.S.-based, FinCEN-registered money services business
Documents to start	Basic accounts can deposit and trade within withdrawal limits; ID verification lifts the limits and is required for fiat features and most promotions.	Government ID and selfie
When verification stalls	Chat is quick to answer but slow to resolve; reviewers describe blocked funds and uncredited bonuses that stayed unresolved for months.	Call the branch or verify in person

Card purchase fee

Ourbit: No fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Ourbit: 0% maker and 0% taker on spot; 0.02% maker and 0.04% taker on USDT-margined perpetual futures, with discounts by VIP tier
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash

Ourbit: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

Ourbit: Not offered; Ourbit does not serve U.S. customers on any rail

Ourbit KYC: what it asks for, how long it takes, and why it stalls

Does Ourbit require KYC?

Card pricing at Anytime Capital, where Ourbit has no card rail

What Ourbit verification involves

Why automated KYC fails good customers

A front door, not a chat window

What verification unlocks

Leaving Ourbit? Your wallet address works here too.

Ourbit vs Anytime Capital, row by row

9 ways to pay here. 0 at Ourbit.

Every major coin, one checkout

Three steps from Ourbit to here

Verify once

Pay your way

Receive and keep going

Ready to leave Ourbit behind?

Ourbit KYC: what it asks for, how long it takes, and why it stalls: FAQ

Other questions people ask before switching

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Important Disclosures