Which Ourbit alternative is clearest on fees?

Anytime Capital: one all-in number from 4% on card, Apple Pay and Google Pay orders, spread included, with the amount you pay and the crypto you receive both shown before you confirm.

Which Ourbit alternative accepts cash?

Anytime Capital, in person at the Atlanta branch or by mail. Ourbit and the major exchanges do not take cash.

Which alternative has a phone number?

Anytime Capital, at (470) 748-2530 during business hours.

Can I switch from Ourbit to Anytime Capital without moving my crypto?

Yes. Withdraw from Ourbit to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with Ourbit?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Ourbit prices no fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor, with a per-coin network fee set by Ourbit, which varies by chain. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Alternatives

Ourbit

Our pick

The best Ourbit alternative

If you are leaving Ourbit it is probably for one of these reasons: closed to u.s. customers with no u.s. entity or licensing, no cash, no wire, no card and no ach for anyone in the united states, registered in the bvi with no major-regulator license and a short track record. Anytime Capital fixes those, and here is how it stacks up against the other names on your list.

Card pricing from 4% with the spread included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Atlanta branch, Miami office, and a phone number that answers

Ourbit vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category	Ourbit	Our pick
Card purchase fee	No fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor	From 4% with the spread included, quoted in full before you confirm
Trading fees	0% maker and 0% taker on spot; 0.02% maker and 0.04% taker on USDT-margined perpetual futures, with discounts by VIP tier	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Ourbit does not serve U.S. customers on any rail	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat, email tickets and Telegram; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Ourbit lists the United States among its restricted regions and has no U.S. entity or state licensing; its verification rejects U.S. residents and its terms prohibit masking your location.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Basic accounts can deposit and trade within withdrawal limits; ID verification lifts the limits and is required for fiat features and most promotions.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers by equity or 30-day futures volume; no OTC desk for U.S. customers because the platform is closed to them	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered as a company in the British Virgin Islands; Ourbit does not claim, and we could not verify, any license from a major financial regulator or any U.S. money transmitter license.	U.S.-based, FinCEN-registered money services business

Card purchase fee

Ourbit: No fiat rail for U.S. customers because Ourbit does not serve them; elsewhere, card purchases route through third-party processors at rates set by the processor
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

Ourbit: 0% maker and 0% taker on spot; 0.02% maker and 0.04% taker on USDT-margined perpetual futures, with discounts by VIP tier
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash