For small business

The best business crypto account for small businesses

Brex, Ramp, Mercury and Slash are built to move your dollars. None of them buy, hold, or pay out cryptocurrency. If your small business takes crypto, pays suppliers in it, or just wants to hold some, this is the account that does that part.

Open a business account See the business crypto platform

What a small business actually needs from a crypto account

Small businesses get the worst of the current arrangement. The spend-management platforms are built around venture-backed headcount and card policy, which is not the problem a twelve-person contractor, agency, or storefront has. Meanwhile the crypto side gets improvised: an owner's personal exchange account, a wallet app on somebody's phone, and a shoebox of screenshots at tax time.

The needs are unglamorous and specific. Buy and sell without a minimum that assumes a Series B. Get dollars back into the business account the same day, not in three. Have somebody answer the phone. Keep the account in the company's name so the bookkeeper and the CPA can actually work from it.

No minimums, no waitlist, and a branch you can walk into

Most business accounts are approved the same day the application and KYB documents are complete. There is no waitlist and no requirement to be venture-backed — an LLC with clean formation documents is the ordinary case, not the exception.

Funding is deliberately broad because small businesses do not all bank the same way: business wire, business debit and credit cards, ACH, Apple Pay, Google Pay, Cash App, cash by mail, and in-person cash at our Atlanta and Miami branches. When crypto needs to become dollars again, settlement runs same-day by ACH, Fedwire or RTP, with cashier's checks and in-branch cash as alternatives.

Anytime Capital vs Brex, Ramp, Mercury and Slash for small businesses

Capability by capability. All four are capable platforms for moving US dollars; the rows below are about cryptocurrency, which is the part none of them offer.

Capability	Brex	Ramp	Mercury	Slash	Anytime Capital
Buy and sell cryptocurrency	Not offered	Not offered	Not offered	Not offered	38+ assets, desk-quoted for size, sell support on 20+
Free non-custodial wallet	No	No	No	No	Included with every business account; BIP-39 import
Pay suppliers on-chain	Fiat bill pay only	Fiat AP automation only	Fiat wires and ACH only	Card and bank rails only	USDT and USDC payouts, saved vendor profiles
Cash deposits in person	No branches	No branches	No branches	No branches	Atlanta and Miami branches
Crypto to USD, same day	Not applicable	Not applicable	Not applicable	Not applicable	ACH, Fedwire or RTP to your business bank
Account approval	Varies by product and entity	Varies by product and entity	Digital application	Fast digital setup	Same day once KYB documents are complete; no waitlist

Competitor capabilities reflect publicly available information as of August 2026.

Compare one at a time

Brex vs Anytime Capitalfor small businesses Ramp vs Anytime Capitalfor small businesses

Mercury vs Anytime Capitalfor small businesses Slash vs Anytime Capitalfor small businesses

Crypto for small businesses — FAQ

Can a small business open a crypto account without being venture-backed?

Yes. There is no requirement to have raised money. An LLC or corporation with clean formation documents and identifiable owners is the ordinary case, and most accounts approve the same day KYB documents are complete.

Is there a minimum to trade?

Small businesses are not held to institutional minimums. Larger orders get desk-quoted pricing rather than clicking through a screen, but the account is not gated behind a size requirement. See /fees-and-limits for current limits.

Can I deposit cash for my business?

Yes — in person at our Atlanta and Miami branches, or by cash by mail. That is a rail none of the digital-only business platforms offer.

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Important Disclosures

Information about Brex, Ramp, Mercury and Slash is based on publicly available data as of August 2026. Features, policies and product availability may have changed since.
This comparison is provided for informational purposes and does not constitute financial, investment, tax, or legal advice.
Anytime Capital, Brex, Ramp, Mercury and Slash are independent companies. This page is not endorsed by, affiliated with, or sponsored by any of them. All third-party names, logos and trademarks are the property of their respective owners and are used here only to identify the companies being compared.
Cryptocurrency is not FDIC insured and its value can fall as well as rise. Digital assets are not deposits.
Identity and business verification are required to open an account. Additional review may be required for certain transaction types or volumes.