For VC-funded startups

Crypto accounts for VC-funded startups

You raised, you picked Brex or Mercury for the dollars, and the crypto still lives in a founder's personal exchange login. That is the thing diligence finds. Move it to an account in the company's name.

Open a business account See the business crypto platform

The founder's personal exchange account is a diligence problem

It happens the same way every time. A customer pays in USDC, or an investor sends part of a SAFE on-chain, or the team decides to hold a treasury position — and there is no company account for it, so it lands in a founder's personal exchange login. It works fine until the next round, when a data room asks who owns the company's digital assets and the honest answer is a person, not the company.

Fixing it later is worse than setting it up right. Commingled assets create tax questions, cap-table questions, and a diligence thread nobody wants open during a raise. An account titled to the entity, with statements and settlement in the entity's name, closes that thread before it opens.

Runway, payouts, and the off-ramp that has to work on demand

A startup's crypto position is not a trade, it is runway. When payroll needs dollars, converting has to be quick and predictable: desk-quoted rates across 38+ assets, settled same-day to the operating bank by ACH, Fedwire or RTP, without a market order sliding through a thin book and taking a slice of the runway with it.

Going the other direction, distributed teams get paid in minutes rather than days. Stablecoin payouts cover every corridor an international wire struggles with, and recurring contractors are saved as named people with photos and whitelisted wallets, so paying the same eight people every month never means re-pasting an address.

Anytime Capital vs Brex, Ramp, Mercury and Slash for VC-funded startups

Capability by capability. All four are capable platforms for moving US dollars; the rows below are about cryptocurrency, which is the part none of them offer.

Capability	Brex	Ramp	Mercury	Slash	Anytime Capital
Treasury titled to the entity	Fiat accounts only	Fiat accounts only	Fiat accounts only	Fiat accounts only	Crypto held in the company's name, with statements
Buy and sell digital assets	Not offered	Not offered	Not offered	Not offered	38+ assets, desk-quoted for size
Pay global contractors	Fiat rails and cards	Fiat AP automation	International wires	Card and bank rails	USDC and USDT payouts, minutes, every corridor
Self-custody	No	No	No	No	Free non-custodial wallet with every account
Convert to USD for payroll	Not applicable	Not applicable	Not applicable	Not applicable	Same-day ACH, Fedwire or RTP
Corporate cards and expense policy	Core strength	Core strength	Included	Core strength	Not our focus — keep your card stack, add us for crypto

Competitor capabilities reflect publicly available information as of August 2026.

Compare one at a time

Brex vs Anytime Capitalfor VC-funded startups Ramp vs Anytime Capitalfor VC-funded startups

Mercury vs Anytime Capitalfor VC-funded startups Slash vs Anytime Capitalfor VC-funded startups

Crypto for VC-funded startups — FAQ

Should we replace Brex or Mercury with Anytime Capital?

Usually not. Keep the dollar stack you already run for cards, expenses and payroll, and add an Anytime Capital business account for the digital-asset side. Two systems with clear jobs beats one system that only does half of them.

How do we move assets out of a founder's personal account?

Open the business account in the entity's name, then transfer the assets in. Talk to your accountant about how to book the transfer — we are not able to give tax advice, but the account and its statements are structured so your CPA has what they need.

Will this hold up in diligence?

Accounts are titled to the entity, with statements and settlement to match, which is the substance of what diligence is checking. It is a considerably better answer than a screenshot of a founder's personal exchange balance.

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Important Disclosures

Information about Brex, Ramp, Mercury and Slash is based on publicly available data as of August 2026. Features, policies and product availability may have changed since.
This comparison is provided for informational purposes and does not constitute financial, investment, tax, or legal advice.
Anytime Capital, Brex, Ramp, Mercury and Slash are independent companies. This page is not endorsed by, affiliated with, or sponsored by any of them. All third-party names, logos and trademarks are the property of their respective owners and are used here only to identify the companies being compared.
Cryptocurrency is not FDIC insured and its value can fall as well as rise. Digital assets are not deposits.
Identity and business verification are required to open an account. Additional review may be required for certain transaction types or volumes.