Which Coinme alternative is clearest on fees?

Anytime Capital: one all-in number from 4% on card, Apple Pay and Google Pay orders, spread included, with the amount you pay and the crypto you receive both shown before you confirm.

Which Coinme alternative accepts cash?

Anytime Capital, in person at the Atlanta branch or by mail. Coinme and the major exchanges do not take cash.

Which alternative has a phone number?

Anytime Capital, at (470) 748-2530 during business hours.

Can I switch from Coinme to Anytime Capital without moving my crypto?

Yes. Withdraw from Coinme to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Alternatives

Our pick

The best Coinme alternative

Q: How does Anytime Capital pricing compare with Coinme?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Coinme prices in the Coinme app, a widely reported 1.49% exchange fee plus a 3.25% card processing fee on debit purchases, with a roughly 4% spread in the quoted price on top; at a Coinstar kiosk, a 4% transaction fee plus a spread that brings the reported all-in cash fee to 16.5% at many locations, roughly 4.74%–8.74% on the headline, with coins sit in a Coinme custodial wallet until you send them out, with the network fee charged on the way. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

If you are leaving Coinme it is probably for one of these reasons: reported all-in kiosk fees around 16.5%, and about 8.7% on app debit purchases including spread, custodial by default, with accounts locked while cash is already in the machine, no apple pay, google pay, credit, ach, wire or cash app. Anytime Capital fixes those, and here is how it stacks up against the other names on your list.

Card pricing from 4% with the spread included
Cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards
Atlanta branch, Miami office, and a phone number that answers

Buy crypto with cash from 4%Call (470) 748-2530 Buy crypto with cash by mail

Updated September 2026. Coinme figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

What is the best alternative to Coinme?

Anytime Capital, wherever you are: a FinCEN-registered U.S. money services business serving customers worldwide, with card pricing from 4% with the spread included, 9 ways to pay including cash and same-day wire, an OTC desk for larger orders, an FDIC-insured cash account with a free debit card, and walk-in offices in Atlanta and Miami. Choose Coinme if what you need is a walk-up cash-to-Bitcoin kiosk inside a grocery store, or its MoneyGram counter option to sell Bitcoin for cash in hand, and a custodial app wallet suits you.

Buy crypto with cash from 4%Call (470) 748-2530 Buy crypto with cash by mail

4%
Anytime Capital card pricing from
Anytime Capital
9
ways to pay
Anytime Capital
2
walk-in offices
Anytime Capital
4.74%–8.74%
Coinme card fee
Compared platform

What a card purchase costs: Coinme vs Anytime Capital

Published fee percentages on a debit or credit card order

Anytime Capital
Coinme

Coinme: in the Coinme app, a widely reported 1.49% exchange fee plus a 3.25% card processing fee on debit purchases, with a roughly 4% spread in the quoted price on top; at a Coinstar kiosk, a 4% transaction fee plus a spread that brings the reported all-in cash fee to 16.5% at many locations (4.74%–8.74%). Anytime Capital: from 4%, shown in full before you confirm. Both exclude blockchain network fees. Published schedules as of September 2026; confirm your exact quote in each checkout.

Why people look for a Coinme alternative

People look for a Coinme alternative for one reason above all: the kiosk fee, widely reported around 16.5%, which turns $500 of cash into roughly $418 of Bitcoin before the network fee. The second is the lock: cash already in the machine, account under review, chat bot on the other end. The third is the menu, cash and debit only, with no Apple Pay, credit, ACH, wire or Cash App, and coins that sit in Coinme's custody until you move them.

A good alternative should keep the one thing Coinme does that almost nobody else does, which is take cash from a person without a bank account, and fix the price, the custody and the support. Anytime Capital takes cash in person at its Atlanta branch and by mail from anywhere in the country with pricing from 4% with the spread included, delivers to a non-custodial wallet, sells to customers worldwide, adds seven more rails including same-day wire and Cash App, buys Bitcoin for cash too, and answers the phone at (470) 748-2530.

Reported all-in kiosk fees around 16.5%, and about 8.7% on app debit purchases including spread
Custodial by default, with accounts locked while cash is already in the machine
No Apple Pay, Google Pay, credit, ACH, wire or Cash App
A Trustpilot profile around 2.2 out of 5 and a regulator dispute in its home state

Anytime Capital: the alternative with a front door

Anytime Capital keeps the fast checkout and adds everything an online-only platform cannot. Card, Apple Pay and Google Pay orders confirm in minutes from 4%. ACH, same-day wire, Cash App, cash at the Atlanta branch and cash by mail cover every other way an American actually pays. An OTC desk handles size with a named contact. And the account that comes with it, an FDIC-insured cash balance with a free virtual debit card and a non-custodial wallet, means you can buy, hold, sell and spend without leaving. When something needs a human, (470) 748-2530 reaches one, and 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 is a real door.

A front door, not a chat window

Coinme is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

When Coinme is still the right call

Choose Coinme if what you need is a walk-up cash-to-Bitcoin kiosk inside a grocery store, or its MoneyGram counter option to sell Bitcoin for cash in hand, and a custodial app wallet suits you.

The largest cash-to-Bitcoin network in the U.S., with thousands of Coinstar and MoneyGram points
A U.S. company licensed as a money transmitter since 2014
Buy with cash, no bank account needed
Sell for cash at MoneyGram counters in many locations

How to switch in ten minutes

Create an Anytime Capital account, verify with your ID and a selfie, pick a coin and a payment method, and paste any wallet address you control. Your first order can be as small as you like to confirm it lands where you expect.

Leaving Coinme? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy crypto with cash from 4%Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

Coinme vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 13.

Category		Our pick
Card purchase fee	In the Coinme app, a widely reported 1.49% exchange fee plus a 3.25% card processing fee on debit purchases, with a roughly 4% spread in the quoted price on top; at a Coinstar kiosk, a 4% transaction fee plus a spread that brings the reported all-in cash fee to 16.5% at many locations	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	no ACH or bank funding; the app takes debit cards and the network takes cash	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Coinme is cash and debit only	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Chat and tickets through support.coinme.com and in-app; no published phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Coinme is a U.S. company licensed as a money transmitter in 48 states and is not available in New York or Vermont; its cash network runs through Coinstar kiosks and MoneyGram locations in grocery and retail stores.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	A phone number and basic details for a small kiosk purchase, then a government ID and a selfie in the app to redeem, raise limits or sell.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Kiosk purchases are capped by location, with MoneyGram at $400 per transaction and $2,000 per day; no desk for large orders	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business and licensed as a money transmitter in 48 states since opening the first state-licensed Bitcoin ATM in 2014; Washington's regulator issued a temporary cease-and-desist over an unredeemed voucher product in late 2025 that was paused by agreement while the dispute is resolved.	U.S.-based, FinCEN-registered money services business

Card purchase fee
Coinme
In the Coinme app, a widely reported 1.49% exchange fee plus a 3.25% card processing fee on debit purchases, with a roughly 4% spread in the quoted price on top; at a Coinstar kiosk, a 4% transaction fee plus a spread that brings the reported all-in cash fee to 16.5% at many locations
Anytime
From 4% with the spread included, quoted in full before you confirm
Bank transfer fee
Coinme
no ACH or bank funding; the app takes debit cards and the network takes cash
Anytime
ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash
Coinme
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
Coinme
Not offered; Coinme is cash and debit only
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
Coinme
No
Anytime
Yes
Talk to a human
Coinme
Chat and tickets through support.coinme.com and in-app; no published phone line
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
Coinme
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
Coinme
Coinme is a U.S. company licensed as a money transmitter in 48 states and is not available in New York or Vermont; its cash network runs through Coinstar kiosks and MoneyGram locations in grocery and retail stores.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
Coinme
A phone number and basic details for a small kiosk purchase, then a government ID and a selfie in the app to redeem, raise limits or sell.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
Coinme
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
Coinme
Kiosk purchases are capped by location, with MoneyGram at $400 per transaction and $2,000 per day; no desk for large orders
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
Coinme
Held in your account until you withdraw
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
Coinme
Registered with FinCEN as a money services business and licensed as a money transmitter in 48 states since opening the first state-licensed Bitcoin ATM in 2014; Washington's regulator issued a temporary cease-and-desist over an unredeemed voucher product in late 2025 that was paused by agreement while the dispute is resolved.
Anytime
U.S.-based, FinCEN-registered money services business

Ways to pay

9 ways to pay here. 2 at Coinme.

The rails Coinme has, it runs well. The ones it does not have are the ones a customer reaches for when a card is declined, an amount is large, or the money is in cash.

MethodCoinmeAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardYesYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterYesYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from Coinme to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy crypto with cash from 4%Call (470) 748-2530 Buy crypto with cash by mail

Ready to leave Coinme behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy crypto with cash from 4%See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions