Is THORChain a U.S. company?

THORChain is headquartered in Decentralized; no headquarters, run by anonymous node operators and pseudonymous developers. No parent; RUNE token holders, node operators and contributor groups such as Nine Realms Anytime Capital is a U.S. company based in Atlanta.

Does Anytime Capital serve customers outside Georgia and Florida?

Yes. Anytime Capital serves customers across the United States and worldwide, subject to verification. Online orders, ACH and wire work from anywhere, cash by mail from anywhere in the U.S., and the branches are for customers who want to pay in cash or sit down with someone.

Can I switch from THORChain to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

United States

THORChain

Our pick

Is THORChain available in the USA? Yes, with a catch

Q: How does Anytime Capital pricing compare with THORChain?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. THORChain prices there is no fiat rail at all; THORChain only swaps crypto you already hold in your own wallet, so you need an on-ramp such as Anytime Capital to buy the Bitcoin or Ethereum first, with the outbound fee is the withdrawal fee, deducted from what arrives on the destination chain. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

The protocol does not know where you are and cannot block you; some interfaces built on it, such as THORSwap, apply their own restrictions or have paused routes, and none of them can take dollars. A U.S. user needs an on-ramp first and takes on U.S. tax and sanctions obligations personally. Anytime Capital serves customers worldwide and is the U.S. company on the ground: a branch in Atlanta, an office in Miami, a domestic phone line, and the rails Americans actually use.

THORChain serves the U.S. with restrictions
Anytime Capital: Atlanta branch, Miami office, U.S. phone line
Cash, ACH and same-day domestic wire

Buy the funds you need first Call (470) 748-2530 Get the free wallet

Updated September 2026. THORChain figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

Can I use THORChain in the United States?

The protocol does not know where you are and cannot block you; some interfaces built on it, such as THORSwap, apply their own restrictions or have paused routes, and none of them can take dollars. A U.S. user needs an on-ramp first and takes on U.S. tax and sanctions obligations personally. Anytime Capital is based in the U.S., serves customers worldwide, and adds a phone number, a walk-in branch in Atlanta, and cash and wire options.

Buy the funds you need first Call (470) 748-2530 Get the free wallet

Partial
THORChain U.S. availability
Compared platform
0
THORChain customer offices in the U.S.
Compared platform
2
Anytime Capital U.S. locations
Anytime Capital
Same day
domestic wire settlement at Anytime Capital
Anytime Capital

Card pricing at Anytime Capital, where THORChain has no card rail

Published fee percentages on a debit or credit card order

THORChain does not sell crypto for a card payment directly: there is no fiat rail at all; THORChain only swaps crypto you already hold in your own wallet, so you need an on-ramp such as Anytime Capital to buy the Bitcoin or Ethereum first. Anytime Capital card pricing starts from 4% and is shown in full before you confirm, excluding network fees. As of September 2026.

Where THORChain stands with U.S. customers

THORChain is available in the United States in the narrow sense that nothing stops a U.S. wallet from sending a transaction to a vault address; the protocol has no front end of its own, no terms of use, and no way to know where you are. The interfaces are another matter. THORSwap and the wallets that embed THORChain set their own rules, some apply regional restrictions or address screening, and THORSwap paused most THORChain routes on its own interface during the January 2025 solvency scare. Whether "THORChain works in the U.S." therefore depends on which door you use, and the doors change.

What does not change is that none of them can take dollars, and that using the protocol from the U.S. does not exempt you from U.S. law. Every swap is a taxable event that you report yourself, and every counterparty pool you touch has been touched by others, including, in February 2025, the Lazarus Group. A U.S. user who wants the censorship resistance also takes on the compliance work that an exchange would otherwise do for them.

For a U.S. searcher the practical split is simple. If you already hold Bitcoin or Ethereum in your own wallet and want to move between chains without an account, THORChain through a reputable interface is the tool. If you are starting with dollars, or want a licensed counterparty and a person to call, Anytime Capital sells Bitcoin, Ethereum, USDC and other major coins to customers wherever they are, for cash, wire, ACH, Cash App, Apple Pay, Google Pay and cards, reaches a person at (470) 748-2530, and delivers to a free non-custodial wallet where the coins stay yours, and from which a THORChain swap can start.

What "available" leaves out

Availability is not the same as presence. THORChain has no U.S. office you can visit, no U.S. phone line, and no cash rail. None of that stops a purchase going through, but it matters the moment an American customer needs an American answer: a bank that blocked the card, a wire that needs to go out today, a cash payment from a business that runs on cash. Anytime Capital is headquartered in Atlanta, Georgia. The Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 is open Mon–Fri 10am–5pm · Sat 10am–2pm, (470) 748-2530 reaches a person during business hours, and domestic wires settle the same business day.

A front door, not a chat window

THORChain is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

U.S. payment rails compared

American customers pay in ways a global platform struggles with. Anytime Capital takes Apple Pay, Google Pay, cards, ACH, domestic wire, Cash App, cash in branch and cash by mail, and publishes a bank-by-bank guide to which U.S. issuers allow crypto purchases, so you know before you tap whether your card will be declined.

Apple Pay
Google Pay
Debit card
Credit card
ACH bank transfer
Wire transfer
Cash App
Cash in branch
Cash by mail

Leaving THORChain? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy the funds you need first Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

THORChain vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 15.

Category	THORChain	Our pick
Card purchase fee	There is no fiat rail at all; THORChain only swaps crypto you already hold in your own wallet, so you need an on-ramp such as Anytime Capital to buy the Bitcoin or Ethereum first	From 4% with the spread included, quoted in full before you confirm
Trading fees	a slip-based liquidity fee that scales with your swap size relative to pool depth, typically in the range of 5 to 50 basis points, plus a dynamic outbound fee that covers gas on the destination chain at roughly one to three times the raw cost; interfaces such as THORSwap add their own affiliate fee on top	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; THORChain has no fiat rail of any kind	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Discord servers run by the community and by interfaces such as THORSwap, plus the public explorer; no company support, no phone, no email desk	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	The protocol does not know where you are and cannot block you; some interfaces built on it, such as THORSwap, apply their own restrictions or have paused routes, and none of them can take dollars. A U.S. user needs an on-ramp first and takes on U.S. tax and sanctions obligations personally.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	None at the protocol level; you swap from your own wallet. That does not remove U.S. tax or sanctions obligations, and interfaces may screen addresses or restrict regions.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Streaming swaps reduce slippage on size, but there is no desk, no quote and no way to settle in dollars	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Unregulated and unlicensed everywhere; there is no company to license, and its role in moving funds from the February 2025 Bybit hack drew regulatory and press scrutiny without any enforcement we could find.	U.S.-based, FinCEN-registered money services business
Company location	Decentralized; no headquarters, run by anonymous node operators and pseudonymous developers; no U.S. customer office	Atlanta, Georgia, with a Miami office
U.S. phone support	No	(470) 748-2530

Card purchase fee
THORChain
There is no fiat rail at all; THORChain only swaps crypto you already hold in your own wallet, so you need an on-ramp such as Anytime Capital to buy the Bitcoin or Ethereum first
Anytime
From 4% with the spread included, quoted in full before you confirm
Trading fees
THORChain
a slip-based liquidity fee that scales with your swap size relative to pool depth, typically in the range of 5 to 50 basis points, plus a dynamic outbound fee that covers gas on the destination chain at roughly one to three times the raw cost; interfaces such as THORSwap add their own affiliate fee on top
Anytime
One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash
THORChain
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
THORChain
Not offered; THORChain has no fiat rail of any kind
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
THORChain
No
Anytime
Yes
Talk to a human
THORChain
Discord servers run by the community and by interfaces such as THORSwap, plus the public explorer; no company support, no phone, no email desk
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
THORChain
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
THORChain
The protocol does not know where you are and cannot block you; some interfaces built on it, such as THORSwap, apply their own restrictions or have paused routes, and none of them can take dollars. A U.S. user needs an on-ramp first and takes on U.S. tax and sanctions obligations personally.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
THORChain
None at the protocol level; you swap from your own wallet. That does not remove U.S. tax or sanctions obligations, and interfaces may screen addresses or restrict regions.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
THORChain
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
THORChain
Streaming swaps reduce slippage on size, but there is no desk, no quote and no way to settle in dollars
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
THORChain
Your own wallet; you hold the keys
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
THORChain
Unregulated and unlicensed everywhere; there is no company to license, and its role in moving funds from the February 2025 Bybit hack drew regulatory and press scrutiny without any enforcement we could find.
Anytime
U.S.-based, FinCEN-registered money services business
Company location
THORChain
Decentralized; no headquarters, run by anonymous node operators and pseudonymous developers; no U.S. customer office
Anytime
Atlanta, Georgia, with a Miami office
U.S. phone support
THORChain
No
Anytime
(470) 748-2530

Ways to pay

9 ways to pay here. 0 at THORChain.

THORChain does not take U.S. dollars from a U.S. customer directly. Every rail below is live at Anytime Capital, including the ones no online platform offers.

MethodTHORChainAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardNoYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterNoYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from THORChain to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy the funds you need first Call (470) 748-2530 Get the free wallet

Ready to leave THORChain behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy the funds you need first See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions