How long will a pending Simplex order take?

Minutes when it is a blockchain confirmation, hours to days when it is a verification or compliance review. Open a ticket with the order ID rather than resubmitting.

Can I switch from Simplex to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Status

Our pick

Is Simplex down? How to check, and what to do in the meantime

Q: Can I buy crypto today if Simplex is down?

Yes. Anytime Capital is independent of Simplex and its processors. Card and Apple Pay orders confirm in minutes, wires settle the same business day, and the Atlanta branch takes cash. Call (470) 748-2530 if you want someone to walk you through it.

Q: How does Anytime Capital pricing compare with Simplex?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. Simplex prices a card processing fee of 3.5% to 5% depending on the partner, with a minimum fee of $10 per transaction, plus the network fee and any spread the partner exchange adds, roughly 3.5%–5% on the headline, with none; Simplex delivers the coins to the partner exchange or wallet, which sets its own withdrawal fee. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Every platform has bad days: a processor outage, an app that will not load, a withdrawal stuck on pending. If you are here because Simplex is not working right now, you do not have to wait it out.

Check Simplex's own status page and social channels first
Most "Simplex is down" reports are a partner exchange's buy button failing, a card issuer declining crypto purchases, or Simplex pausing a specific coin in a U.S. state, while simplex.com itself is up.
Anytime Capital: finish the order today by card, Apple Pay, ACH, wire or cash

Buy with Apple Pay from 4%Call (470) 748-2530 Buy with a credit card

Updated September 2026. Simplex figures from its published pricing, terms and independent reviews.

FinCEN-registered U.S. money services business
Atlanta branch · Miami office
8,000+ completed trades
FDIC-insured cash account

Quick answer

Is Simplex down right now?

Check Simplex's status page and its X account for a posted incident, then try the web version directly rather than the app. Most "Simplex is down" reports are a partner exchange's buy button failing, a card issuer declining crypto purchases, or Simplex pausing a specific coin in a U.S. state, while simplex.com itself is up. If you need the crypto today, Anytime Capital is a U.S. platform independent of Simplex and its processors, and accepts card, Apple Pay, Google Pay, ACH, wire, Cash App and cash.

Buy with Apple Pay from 4%Call (470) 748-2530 Buy with a credit card

3
places to check: status page, X, the site itself
Compared platform
Payments
the part of Simplex that fails most often
Compared platform
9
independent payment rails at Anytime Capital
Anytime Capital
(470) 748-2530
a phone line that answers
Anytime Capital

Ways to pay: Simplex vs Anytime Capital

Payment methods live for a customer today

Anytime Capital
Simplex

Anytime Capital: Apple Pay, Google Pay, Debit card, Credit card, ACH bank transfer, Wire transfer, Cash App, Cash in branch, Cash by mail, each priced as one all-in number from 4% on card orders with the spread included. Simplex: 0 of those rails, none of them for a direct dollar purchase, priced a card processing fee of 3.5% to 5% depending on the partner, with a minimum fee of $10 per transaction, plus the network fee and any spread the partner exchange adds, with none; Simplex delivers the coins to the partner exchange or wallet, which sets its own withdrawal fee. Both exclude blockchain network fees. As of September 2026.

How to tell whether Simplex is actually down

Start with the partner. Simplex almost never appears on its own page; it loads when you tap a buy button inside an exchange or wallet, and a button that does nothing is usually that app's problem, an ad blocker, or a stale session. Open simplex.com in a browser to confirm the company itself is up. Then check the partner's status page and social accounts, because many exchanges pause card purchases during their own incidents.

If the checkout loads and the payment fails, you are not looking at an outage. You are looking at a card issuer declining a crypto purchase, a Mastercard or Apple Pay attempt from a U.S. customer, a compliance hold, or a coin that Simplex has paused in your state. None of those are fixed by waiting. At Anytime Capital the same situation ends with a call to (470) 748-2530 and a different rail, such as ACH, wire or cash in branch.

Status page and social channels: posted incidents
Web version directly: rules out an app or wallet integration problem
Payment fails but site works: processor or issuer, not an outage
Order or withdrawal shows pending: review, not downtime; open a ticket

What to do if your Simplex order is stuck

Do not resubmit the same payment, which can create duplicate holds. Take a screenshot of the order and its status, check your email for a document request, and open a support ticket with the order ID. Pending orders almost always resolve into either a completed purchase or a refund; they rarely disappear. If you needed the crypto for something time-sensitive, place the order somewhere that can confirm it today while the ticket works itself out. You can always send the second batch to the same wallet address.

A front door, not a chat window

Simplex is built to be used through a screen. We are built to be visited. Bring cash, bring questions, or bring a problem another platform could not solve.

Atlanta branch: 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324
Hours: Mon–Fri 10am–5pm · Sat 10am–2pm
Phone: (470) 748-2530

Anytime Capital branch storefront on Piedmont Road in Atlanta — Atlanta branch, Piedmont Road NE

One Biscayne Tower in Miami, home of the Anytime Capital Miami office — Miami office, One Biscayne Tower

Buy now, on a platform you can call

Anytime Capital orders by Apple Pay, Google Pay and card confirm in minutes. ACH and same-day wire are there for larger amounts. If you are in Atlanta, the branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 takes cash across the counter. And if anything at all goes sideways, (470) 748-2530 reaches a person who can see your order during business hours.

Leaving Simplex? Your wallet address works here too.

Verify once with your ID and a selfie, pick a coin, choose any of nine ways to pay, and paste any wallet address you control. Card and Apple Pay orders confirm in minutes; wires settle the same business day.

Buy with Apple Pay from 4%Open a free account

Non-custodial wallet, or your own address
FDIC-insured cash account with a free debit card
(470) 748-2530 during business hours
Walk-in branch in Atlanta, office in Miami

Side by side

Simplex vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 15.

Category		Our pick
Card purchase fee	A card processing fee of 3.5% to 5% depending on the partner, with a minimum fee of $10 per transaction, plus the network fee and any spread the partner exchange adds	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	bank transfers are offered in some regions through partners, but not as a Simplex rail for U.S. customers	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; Simplex is a card processor	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	Email and support tickets through support.simplex.com; no live chat, no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	Simplex serves most U.S. states through its partners, but its support center blocks New York, Hawaii and Louisiana outright and limits which coins can be bought in Alaska, Florida, Nevada, New Mexico, Vermont and Washington; U.S. customers can pay only with Visa debit or prepaid cards.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Government ID and a selfie on the first order, run through Onfido; card ownership checks and proof of address can follow for larger amounts.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Up to $20,000 per transaction for fully verified customers, with monthly limits that vary by partner	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Simplex Payment Services holds an Electronic Money Institution license from the Bank of Lithuania and is a principal member of the Visa network; its U.S. activity runs through the licensing of its partners and of Nuvei, and Simplex does not publish a list of its own U.S. state licenses.	U.S.-based, FinCEN-registered money services business
If payments fail	Wait for the incident to clear	Switch to ACH, wire, Cash App or cash the same day
If your order is stuck	Because Simplex is a processor inside someone else's app, the customer is often bounced between the exchange's support and Simplex's ticket queue.	Call the branch and speak to someone who can see it

Card purchase fee
Simplex
A card processing fee of 3.5% to 5% depending on the partner, with a minimum fee of $10 per transaction, plus the network fee and any spread the partner exchange adds
Anytime
From 4% with the spread included, quoted in full before you confirm
Bank transfer fee
Simplex
bank transfers are offered in some regions through partners, but not as a Simplex rail for U.S. customers
Anytime
ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash
Simplex
Not offered
Anytime
Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire
Simplex
Not offered; Simplex is a card processor
Anytime
Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay
Simplex
No
Anytime
Yes
Talk to a human
Simplex
Email and support tickets through support.simplex.com; no live chat, no phone line
Anytime
Phone (470) 748-2530, email, and two walk-in offices
Physical locations
Simplex
None for customers
Anytime
Atlanta branch and Miami office
Where it serves
Simplex
Simplex serves most U.S. states through its partners, but its support center blocks New York, Hawaii and Louisiana outright and limits which coins can be bought in Alaska, Florida, Nevada, New Mexico, Vermont and Washington; U.S. customers can pay only with Visa debit or prepaid cards.
Anytime
Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification
Simplex
Government ID and a selfie on the first order, run through Onfido; card ownership checks and proof of address can follow for larger amounts.
Anytime
Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card
Simplex
No FDIC-insured cash account
Anytime
FDIC-insured cash account with a free virtual debit card
Large orders
Simplex
Up to $20,000 per transaction for fully verified customers, with monthly limits that vary by partner
Anytime
Dedicated OTC desk with a named contact
Custody of your coins
Simplex
Your own wallet; you hold the keys
Anytime
Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation
Simplex
Simplex Payment Services holds an Electronic Money Institution license from the Bank of Lithuania and is a principal member of the Visa network; its U.S. activity runs through the licensing of its partners and of Nuvei, and Simplex does not publish a list of its own U.S. state licenses.
Anytime
U.S.-based, FinCEN-registered money services business
If payments fail
Simplex
Wait for the incident to clear
Anytime
Switch to ACH, wire, Cash App or cash the same day
If your order is stuck
Simplex
Because Simplex is a processor inside someone else's app, the customer is often bounced between the exchange's support and Simplex's ticket queue.
Anytime
Call the branch and speak to someone who can see it

Ways to pay

9 ways to pay here. 0 at Simplex.

Simplex does not take U.S. dollars from a U.S. customer directly. Every rail below is live at Anytime Capital, including the ones no online platform offers.

MethodSimplexAnytime Capital

Apple PayInstant, from your phoneNoYes
Google PayInstant, Android and webNoYes
Debit cardVisa and MastercardLimitedYes
Credit cardAmex and Discover accepted hereNoYes
ACH bank transferLower cost, settles in business daysNoYes
Domestic wireSame-day for larger ordersNoYes
Cash AppPay from your Cash App balanceNoYes
Cash in personAtlanta branch, counted at the counterNoYes
Cash by mailFrom anywhere in the U.S.NoYes

Coins

Every major coin, one checkout

Most of the volume on any platform is in the same few dozen coins. Every one below has its own buy page here, with Apple Pay, card, ACH, wire and cash at checkout.

How it works

Three steps from Simplex to here

1
Verify once
Government ID and a selfie, online in minutes. Stuck? Call the branch or come in and finish it in person.
2
Pay your way
Apple Pay, Google Pay, card, ACH, wire, Cash App, cash in branch or cash by mail. The full price is on screen before you confirm.
3
Receive and keep going
Coins land in your own wallet or the free Anytime Capital wallet. Sell back to an FDIC-insured cash account and spend with the debit card.

Buy with Apple Pay from 4%Call (470) 748-2530 Buy with a credit card

Ready to leave Simplex behind?

Anytime Capital is a U.S. money services business serving customers worldwide, with a branch in Atlanta, an office in Miami, and card pricing from 4% with the spread included. Verification takes minutes, nine payment methods are live, and (470) 748-2530 reaches a person during business hours.

Wire transfer
Cash in person

Buy with Apple Pay from 4%See fees & limits

Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.

Questions