Ramp · cryptoUpdated October 2026

Does Ramp support crypto?

What Ramp offers on stablecoins and digital assets as of October 2026, from its own pages, and what a business account with a crypto desk built in looks like instead.

Open a business account See pricing

More about Ramp

Does Ramp have payment processing Ramp international payments, compared with local rails in 71 countries Ramp fees and pricing in 2026, compared The Ramp alternative with payment processing and crypto built in Ramp and Stripe, or one account

Business

•••• •••• •••• 4821

Cardholder

Maya Chen

Payout delivered€8,420.00 · SEPA Instant · 9s

3D Secure confirmed $384.00 approved · paid out

countries paid in local currency: 71countries paid in local currency
payout currencies: 38payout currencies
per card or wallet payment: 2.75% + 30¢per card or wallet payment
instant payouts to your account: 24/7instant payouts to your account

The short answer

Does Ramp support crypto?

Ramp: Stablecoins only
Anytime Capital: Yes: stablecoins and 38+ assets

Stablecoins only. On July 21, 2026 Ramp introduced Stablecoin Accounts: USDC and USDT on Base, Ethereum, Polygon, Arbitrum, Optimism, Solana and Tempo, converted to and from dollars with no fee and usable for bills, card statements and reimbursements. Rewards of up to 3.25%, which Ramp says are not interest, go to companies that deposit $5,000 in a month and make five qualifying payments. The accounts are not available in New York, are not FDIC insured, and there is no trading in other crypto assets. Anytime Capital takes USDC and USDT by payment request on Ethereum, Solana and Tron, holds and sends them, trades 38+ assets at desk-quoted rates and settles back to dollars the same day.

Open a business account Ramp vs Anytime Capital, in full

Crypto and stablecoins: Ramp and Anytime Capital, side by side

Row by row, from Ramp's own published pages and ours.

Category	Ramp	Anytime Capital
Hold stablecoins	Stablecoin Accounts since July 21, 2026: USDC and USDT, no conversion fee; no other crypto	USDC and USDT on Ethereum, Solana and Tron
Get paid in stablecoins	Into the stablecoin balance	Payment requests to your business wallet, emailed to the customer
Buy and sell bitcoin, ether and others	Not offered	38+ assets at desk-quoted rates, with sell support on 20+
Non-custodial wallet	No	Included with every business account; keys on your own device
Back to dollars	No conversion fee	Same day, by ACH, Fedwire or RTP

Ramp capabilities reflect publicly available information as of October 2026.

One platform

What you get with Anytime Capital instead of Ramp

A business bank account that pays 71 countries in local currency, employee expense cards, payment processing and crypto, on one balance.

Operating account

Available

$482,310.55

Account: •••• 4821
Routing: •••• 0371
Receive by: ACH · Wire · RTP · FedNow

Weber FeinmechanikSEPA Instant€8,420.00Sending
Textiles OrtizSPEIMX$184,300Sending
Mehta Spice TradersUPI₹695,000Sending

Receive by ACH, wire, RTP and FedNow in your business's own name

Pay suppliers and contractors in 71 countries over the rail their bank already uses

SEPA Instant, Faster Payments, PIX, SPEI, UPI, PayNow and mobile money, with SWIFT everywhere else

Card sales land in the same balance the minute they settle

See the bank account

Payment processing

A complete payments stack, from your website to your bank account

Checkout, 3D Secure, risk rules and instant payouts in one product, at 2.75% + 30¢ per card or wallet payment, 2.5% + 30¢ for your first 90 days. No gateway to bolt on and no separate merchant account.

Your website
A Pay button, the checkout inline, or a hosted checkout on pay.yourbusiness.com.
Checkout
Visa, Mastercard, Amex, Discover, Apple Pay, Google Pay and ACH, in your logo and colour.
- AMEX
- ACH
3D Secure
Customers confirm larger payments with their bank, which usually moves fraud liability to the issuer.
Risk rules
Block card countries, cap amounts and decline high-risk scores before the card is charged.
Instant payout
Settled sales land in your Anytime Capital bank account, nights and weekends included.

Harbor & Pine · Wholesale order #1182$384.00 paid out to your bank account ••4821Processing

3D Secure and risk rules, in the dashboard

Payment rules in the Anytime Capital dashboard: block card countries, require 3D Secure on payments of $500 or more, and a maximum amount per payment

Add checkout to any website

<a href="https://anytime-capital.com/pay/business/pl_8fK2mQ"   data-anytime-pay="pl_8fK2mQ">Pay $384.00</a><script async src="https://anytime-capital.com/embed/anytime-pay.js"></script>

Customers pay in a secure window over your page. Where a builder strips scripts, the same link opens your hosted checkout on your own domain.

See payment processing

Save and earn more

Keep more of every sale, and get it the same minute

Lower card rates than Stripe, no fee to be paid instantly, and suppliers paid on local rails instead of international wires.

Fee calculator

Monthly card volume

$50,000

Average sale

Paddle5% + 50¢Merchant of record, includes sales tax handling$2,794
Lemon Squeezy · US one-time card sales5% + 50¢Merchant of record, includes sales tax handling$2,794
PayPal · PayPal Checkout3.49% + 49¢$2,033
Square · Free plan3.3% + 30¢$1,826
Wave · Visa, Mastercard, Discover2.9% + 60¢$1,803
Stripe2.9% + 30¢$1,626
Shopify Payments · Basic plan2.9% + 30¢$1,626
Authorize.net · All-in-One plan2.9% + 30¢$1,626
Braintree2.89% + 29¢$1,616
Chase Payment Solutions · E-commerce gateway2.9% + 25¢$1,597
Anytime Capital2.75% + 30¢$1,551
QuickBooks Payments · Invoices and online2.99%$1,495

Saved per year

up to $5,781

vs the highest processor rate above

First 90 days at 2.5% + 30¢

$1,426 instead of $1,551

Claim the launch offer

Published standard US online card rates as of October 2026, rate on volume plus the fixed fee per payment. Excludes international, currency-conversion, dispute and instant-payout fees and any plan subscriptions, which vary by provider.

0.15 ptsUnder Stripe on every card payment2.75% + 30¢ against Stripe's published 2.9% + 30¢, with no monthly, setup or PCI fee.
2.5%For your first 90 daysNew businesses pay 2.5% + 30¢ for 90 days, then 2.75% + 30¢.
0%To get your money instantlySales settle into your Anytime Capital bank account, nights and weekends included. Stripe charges 1.5% of each Instant Payout.
71Countries paid on local railsPay suppliers in their own currency over SEPA Instant, PIX, SPEI, UPI and more, instead of an international wire.

Other processors' rates are their published US online card rates as of October 2026, before international, currency-conversion, dispute and plan fees.

There's no better place to bank than Anytime Capital.

A business bank account that pays 71 countries in local currency, employee expense cards, payment processing and crypto, on one balance.

Open a business account Read the docs Visit a branch

In detail

Does Ramp support crypto, in detail

Ramp's position on crypto, in its own words

On July 21, 2026 Ramp introduced Stablecoin Accounts: USDC and USDT on Base, Ethereum, Polygon, Arbitrum, Optimism, Solana and Tempo, converted to and from dollars with no fee and usable for bills, card statements and reimbursements. Rewards of up to 3.25%, which Ramp says are not interest, go to companies that deposit $5,000 in a month and make five qualifying payments. The accounts are not available in New York, are not FDIC insured, and there is no trading in other crypto assets.

Ramp is a spend-management and accounts-payable platform: corporate cards, bill pay, procurement and receipt matching, with banking through First Internet Bank of Indiana, and its digital-asset product is built around that: holding or moving digital dollars beside outgoing spend.

What a business crypto account needs to do

Take a customer's USDC or USDT without a separate exchange login, hold it in a wallet whose keys the business controls, pay a supplier or contractor on-chain the same day, and turn any of it back into dollars in the business bank account when the books need it.

Anytime Capital does each step from one balance: payment requests to your wallet on Ethereum, Solana or Tron, a free non-custodial business wallet, same-day stablecoin transfers, 38+ assets bought and sold at desk-quoted rates, and same-day settlement by ACH, Fedwire or RTP.

Dollars, cards and payments beside it

The crypto side sits next to everything else the account does: Anytime Capital Payments at 2.75% + 30¢, employee expense cards and payouts on local rails in 71+ countries. Companies with heavy AP workflows often keep Ramp for approvals and procurement and use Anytime Capital for getting paid, paying abroad and crypto.

Try Anytime Capital Payments: 2.5% + 30¢ for your first 90 days

Then 2.75% + 30¢ per card or wallet payment, with no monthly, setup or PCI fees. Links, invoices and in-person payments from day one, payouts to your bank (instant where eligible), and QuickBooks Online or Xero sync.

Claim 2.5% + 30¢See pricing

2.75% + 30¢ online, 2.5% + 30¢ for 90 days
No monthly, setup or PCI fees
Payouts to your bank, instant where eligible
Live US business team

Crypto and stablecoins: Ramp FAQ

Can I buy bitcoin with Ramp?

No. Ramp does not offer trading in bitcoin, ether or other crypto assets. Anytime Capital buys and sells 38+ assets for businesses at desk-quoted rates.

Does Ramp support USDC?

Is crypto in a business account FDIC insured?

No. Cryptocurrency and stablecoin balances are not FDIC insured and are not bank deposits, at any provider. Their value can fall as well as rise.

How do customers pay a business in USDC or USDT?

The business sends a payment request with its wallet address on Ethereum, Solana or Tron; the customer pays it from their own wallet, and the business can hold the coins, send them on or convert them to dollars.

Is Anytime Capital a bank?

No. Anytime Capital is a fintech company, not a bank. Banking, card, payment processing and payout services are provided by Anytime Capital's licensed partners.

The same question about other platforms

Ramp vs Anytime Capital by company type

Explore More

Important Disclosures

Information about Ramp is based on publicly available data as of October 2026. Features, policies and product availability may have changed since.
This comparison is provided for informational purposes and does not constitute financial, investment, tax, or legal advice.
Anytime Capital and Ramp are independent companies. This page is not endorsed by, affiliated with, or sponsored by Ramp. All third-party names, logos and trademarks are the property of their respective owners and are used here only to identify the company being compared or the services we work with.
Cryptocurrency is not FDIC insured and its value can fall as well as rise. Digital assets are not deposits.
Identity and business verification are required to open an account. Additional review may be required for certain transaction types or volumes.
Dashboard screenshots show a demonstration business with sample data.
Banking, card, payment processing and payout services are provided by Anytime Capital's licensed partners; Anytime Capital is a fintech company, not a bank. Card and account features are subject to approval and to the terms shown at sign-up.
Anytime Capital is a fintech company, not a bank. Payment processing, banking and payout services are provided by Anytime Capital's licensed partners. Rates shown are for US card payments; international cards, currency conversion and disputes may carry additional fees shown in your dashboard before you accept a payment.

Does Ramp support crypto?

Ramp

Stablecoins only

Anytime Capital

Yes: stablecoins and 38+ assets

Crypto and stablecoins: Ramp and Anytime Capital, side by side

Row by row, from Ramp's own published pages and ours.

Category	Ramp	Anytime Capital
Hold stablecoins	Stablecoin Accounts since July 21, 2026: USDC and USDT, no conversion fee; no other crypto	USDC and USDT on Ethereum, Solana and Tron
Get paid in stablecoins	Into the stablecoin balance	Payment requests to your business wallet, emailed to the customer
Buy and sell bitcoin, ether and others	Not offered	38+ assets at desk-quoted rates, with sell support on 20+
Non-custodial wallet	No	Included with every business account; keys on your own device
Back to dollars	No conversion fee	Same day, by ACH, Fedwire or RTP

Ramp capabilities reflect publicly available information as of October 2026.

Does Ramp support crypto, in detail

Ramp's position on crypto, in its own words