No. BingX is a legitimate exchange operating since 2018. Registered with AUSTRAC in Australia as a digital currency exchange and with Lithuania's FCIS as a virtual asset service provider, which are anti-money-laundering registrations rather than market-conduct licenses; holds no U.S. federal or state licenses and no MiCA authorization.

Is BingX regulated in the United States?

BingX's restricted list names the United States and all its territories alongside Canada, the U.K., Singapore, Hong Kong and mainland China; U.S. residents cannot register or verify, and there is no U.S. affiliate. Anytime Capital is a FinCEN-registered U.S. money services business with a branch in Atlanta.

Does BingX hold my crypto?

Yes, until you withdraw it to your own wallet. Anytime Capital delivers to a wallet you control or to its free non-custodial wallet.

Can I switch from BingX to Anytime Capital without moving my crypto?

Yes. Withdraw from BingX to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with BingX?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. BingX prices card purchases routed to third-party processors whose fee and spread appear only inside the partner's checkout; not available to a U.S. customer, with a per-coin network fee set by BingX; crypto deposits are free. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Trust & safety

BingX

Our pick

Is BingX legit? What that does and does not mean

BingX is a real exchange that has operated since 2018. The useful question is not whether it is a scam but what happens on the day something goes wrong, and that is where an online-only platform and a U.S. company with a front door part ways.

Registered with AUSTRAC in Australia as a digital currency exchange and with Lithuania's FCIS as a virtual asset service provider, which are anti-money-laundering registrations rather than market-conduct licenses; holds no U.S. federal or state licenses and no MiCA authorization.
Holds your coins until you withdraw

BingX vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 11 of 14.

Category	BingX	Our pick
Card purchase fee	Card purchases routed to third-party processors whose fee and spread appear only inside the partner's checkout; not available to a U.S. customer	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.1% spot maker and taker at the base tier, falling with volume	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered to U.S. customers; BingX does not accept U.S. residents	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat in the app and tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	BingX's restricted list names the United States and all its territories alongside Canada, the U.K., Singapore, Hong Kong and mainland China; U.S. residents cannot register or verify, and there is no U.S. affiliate.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	Government ID and a selfie for basic and advanced tiers; higher limits and P2P need the advanced tier.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	VIP tiers for non-U.S. accounts; nothing for a U.S. buyer	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with AUSTRAC in Australia as a digital currency exchange and with Lithuania's FCIS as a virtual asset service provider, which are anti-money-laundering registrations rather than market-conduct licenses; holds no U.S. federal or state licenses and no MiCA authorization.	U.S.-based, FinCEN-registered money services business
Way to escalate a problem	BingX advertises a 30-second average chat response and replies to most public complaints within a week, but a restricted account still lives in a ticket.	Phone, email, or in person at the Atlanta branch

Card purchase fee

BingX: Card purchases routed to third-party processors whose fee and spread appear only inside the partner's checkout; not available to a U.S. customer
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

BingX: 0.1% spot maker and taker at the base tier, falling with volume
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash