Bank crypto guide

Buy Crypto with a Live Oak Bank Card, Wire or ACH

Live Oak built a top-tier national bank out of one Wilmington campus by dominating a single niche: SBA small-business lending, done digitally, industry by industry. For crypto, the practical picture is simple: Anytime Capital accepts Live Oak Bank debit cards, credit cards, ACH transfers and wire transfers, and Live Oak Bank customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Live Oak Bank account.

Updated August 2026 · Reviewed by the Anytime Capital trading desk

Live Oak Bank debit and credit cards are accepted at Anytime Capital for crypto.

Wire transfers from Live Oak Bank are accepted for crypto — and we send wires back to your Live Oak Bank account when you sell.

Live Oak Bank debit cards — buy crypto in minutes
Live Oak Bank credit cards — accepted here, subject to your issuer

Live Oak Bank crypto questions, answered

Can I buy Bitcoin with my Live Oak Bank debit card?

Yes. Live Oak Bank debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Live Oak Bank — approve it and retry, and later orders run clean.

Does Live Oak Bank allow crypto purchases on credit cards?

Anytime Capital accepts Live Oak Bank credit cards. Live Oak Bank issues no traditional credit card, so use its debit card, ACH or a wire.

Can I wire money from Live Oak Bank to buy crypto?

Yes — wire transfers from Live Oak Bank are accepted at Anytime Capital for crypto purchases, and they are the standard rail once an order outgrows a daily card limit. Live Oak sends same-day domestic wires on banking days before the cutoff, initiated from digital banking — its business-heavy operations desk handles them routinely. Send from an account in your own name; third-party wires cannot be accepted.

Can I sell crypto and get a wire to my Live Oak Bank account?

Yes. Anytime Capital buys crypto back and pays out in US dollars by wire transfer or ACH to the Live Oak Bank account verified on your profile. Wires are the fastest payout — same business day when the sale settles before the cutoff — and ACH is the free, slower option. You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets.

Can an SBA-funded business buy crypto?

SBA loan proceeds carry use restrictions — spend them on the business purposes in your agreement, not speculative assets. Operating profits are yours: businesses banking at Live Oak clear KYB at Anytime Capital and fund purchases by ACH or wire from ordinary operating funds.

What is the fastest way for a Live Oak Bank customer to buy crypto?

A Live Oak Bank debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, a Live Oak Bank wire to our OTC desk is the cleaner rail.