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Buy BTCBitcoin$79,405-1.40%.svg)
Buy ETHEthereum$2,506-0.56%.svg)
Buy USDTTether$1.00+0.01%.svg)
Buy USDCUSD Coin$1.00+0.00%.svg)
Buy SOLSolana$107.33+0.05%.svg)
Buy XRPXRP$1.43-2.04%.svg)
Buy LTCLitecoin$49.18-1.97%.svg)
Buy DOGEDogecoin$0.0873-2.12%.svg)
Buy TRXTRON$0.3406+0.87%.svg)
Buy ADACardano$0.2095-2.57%.svg)
Buy AVAXAvalanche$7.43-1.31%.svg)
Buy DOTPolkadot$0.8739-0.96%.svg)
Buy LINKChainlink$11.77-0.63%.svg)
Buy BCHBitcoin Cash$253.83-6.39%.svg)
Buy XLMStellar$0.1828-2.82%.svg)
Buy SHIBShiba Inu$0.000005-1.82%.svg)
Buy TONToncoin$1.40-1.44%.svg)
Buy SUISui$0.7662-2.86%
Bank crypto guide
Buy Crypto with a Acorns Card, Wire or ACH
Acorns invented round-up investing — sweeping spare change from card purchases into diversified portfolios — and its Mighty Oak debit card keeps the habit automatic. For crypto, the practical picture is simple: Anytime Capital accepts Acorns debit cards, credit cards, ACH transfers and wire transfers, and Acorns customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets with delivery to a wallet they control — then sell back for a wire or ACH to the same Acorns account.
Updated August 2026 · Reviewed by the Anytime Capital trading desk
Acorns debit and credit cards are accepted at Anytime Capital for crypto.
Wire transfers from Acorns are accepted for crypto — and we send wires back to your Acorns account when you sell.
- Acorns debit cards — buy crypto in minutes
- Acorns credit cards — accepted here, subject to your issuer
- Acorns wire transfers — in for buys, out for sells
- ACH, Apple Pay, Google Pay and branch cash also accepted
- Wire transfer
- Cash in person
The honest caveat: Acorns issues no traditional credit card, so the credit-card crypto question does not arise here. Anytime Capital still accepts credit cards from any other issuer you hold, alongside Acorns debit, ACH and wires.
About Acorns
- Founded
- 2012
- Headquarters
- Irvine, California (banking via Lincoln Savings Bank and NBKC)
- Size
- 10+ million all-time customers of round-up investing
- Footprint
- Digital nationwide
Cards issued: Visa debit
Acorns card policy for crypto purchases
Debit card
WorksAcorns Visa debit cards are accepted at Anytime Capital for crypto purchases — BTC, ETH, LTC, SOL, XRP, USDT, USDC and more.
Credit card
No traditional credit cardAcorns issues no traditional credit card, so the credit-card crypto question does not arise here. Anytime Capital still accepts credit cards from any other issuer you hold, alongside Acorns debit, ACH and wires.
Buying crypto with a Acorns wire transfer
Wire transfers are accepted at Anytime Capital for crypto — Acorns itself doesn't send them, so Acorns customers use the debit card or ACH.
Acorns Checking rides ACH and card rails; wires aren't offered.
The working rails from Acorns are the ones it does run: the debit card clears instantly at checkout, and ACH links the account directly. If you also keep a traditional bank account, its wires work here for larger OTC orders — no card ceiling, cleared dollars, and a price our desk quotes before you send.
Selling crypto and getting paid to your Acorns account
Anytime Capital buys crypto back and sends the dollars to your Acorns account by ACH — wire payouts go to any traditional bank account you verify.
Selling runs the same process in reverse: lock a price with the desk, send the crypto from your wallet, and we pay out in US dollars. Since Acorns handles ACH but not bank wires, the payout to Acorns rides ACH and typically lands in 1–3 business days; customers who want a same-day wire payout point it at a traditional bank account instead. Larger sells are handled by our OTC desk with a quoted price rather than a moving market rate.
You can sell BTC, ETH, LTC, SOL, XRP, USDT, USDC and 20+ other assets directly, or bring cash out in person at our Atlanta and Miami branches. Payout account names must match your verified identity — a rule that protects you as much as it satisfies our compliance obligations.
What you can buy with your Acorns account
Every asset below is available to Acorns customers by debit card, credit card, Apple Pay, Google Pay, ACH or wire transfer. Pick the coin, pick the delivery network, and it lands in a wallet you control.
Buy BTC — BitcoinBuy BTC / buy BitcoinBuy ETH — EthereumBuy ETH / buy EtherBuy USDT — TetherBuy USDT (TRC-20, ERC-20, SPL)Buy USDC — USD CoinBuy USDC stablecoinBuy SOL — SolanaBuy SOL / buy SolanaBuy XRP — XRPBuy XRP / buy RippleBuy LTC — LitecoinBuy LTC / buy LitecoinBuy DOGE — DogecoinBuy DOGE / buy DogecoinBuy TRX — TRONBuy TRX / buy TRONBuy ADA — CardanoBuy ADA / buy CardanoBuy AVAX — AvalancheBuy AVAX / buy AvalancheBuy LINK — ChainlinkBuy LINK / buy ChainlinkPlus 38+ assets in total, including BNB, DOT, XLM, SHIB, TON, SUI, APT, NEAR, BCH, ETC, HBAR, ICP, ATOM, INJ, SEI, STX, POL, ARB, OP and KAS. See the full buy menu.
Every way a Acorns customer can pay
Debit card
Every major US bank's debit card. Fastest route for most buyers — minutes end to end.
Credit card
Visa, Mastercard, American Express and Discover accepted here, subject to your issuer's own policy.
Apple Pay & Google Pay
Tokenized checkout with the card already in your wallet — trips fewer bank fraud screens.
Wire transfer
Domestic wires in for larger buys, and wires out to your bank when you sell.
ACH bank transfer
Pull straight from checking — the low-cost lane for repeat buying.
Cash in person
Atlanta and Miami branches for cash buys and sells with a human across the counter.
Cash by mail
A structured, tracked option for clients without branch access.
How Acorns customers buy at Anytime Capital
- 1
Create your free Anytime Capital account and verify your identity — a routine, legally required step that takes minutes for most customers.
- 2
Choose your coin and the delivery network — BTC, ETH, LTC, SOL, XRP, USDT (TRC-20, ERC-20 or SPL), USDC and 38+ more — with pricing shown before you commit.
- 3
Pay with your card, the same card inside Apple Pay or Google Pay, an ACH transfer, or a wire for larger amounts. First-time card purchases may need a one-tap fraud approval from your bank.
- 4
Receive the crypto in the wallet address you chose, typically within minutes of the payment clearing. Your keys, your coins.
US-based and licensed
A registered money services business with real branches, not an offshore app.
Thousands of customers
Individuals and businesses buying and selling every day since 2018.
Your keys, your coins
Delivery to a free non-custodial wallet, or any address you already control.
Your Acorns card, wire and ACH all work here
Anytime Capital is the #1 place to buy crypto with a debit card, wire transfer, Apple Pay & more. Acorns customers buy BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets, with delivery to a wallet you control — and sell back for a wire to the same Acorns account.
- Wire transfer
- Cash in person
Digital assets are not FDIC-insured, are not bank deposits, and may lose value. Availability and limits subject to identity verification and compliance review.
Acorns crypto questions, answered
Can I buy Bitcoin with my Acorns debit card?
Yes. Acorns Visa debit cards are accepted at Anytime Capital for BTC, ETH, LTC, SOL, XRP, USDT, USDC and 38+ other assets. The purchase spends your checking balance like any card payment; a first crypto order may trigger a one-time fraud check from Acorns — approve it and retry, and later orders run clean.
Does Acorns allow crypto purchases on credit cards?
Anytime Capital accepts Acorns credit cards. Acorns issues no traditional credit card, so use its debit card, ACH or a wire.
Can I wire money from Acorns to buy crypto?
Anytime Capital accepts wire transfers for crypto, but Acorns itself does not send outgoing wires. Acorns Checking rides ACH and card rails; wires aren't offered. Most Acorns customers fund with the debit card or an ACH transfer instead — both accepted here — or wire from a traditional bank account they also hold.
Can I sell crypto and get a wire to my Acorns account?
Yes — by ACH. Anytime Capital buys crypto back and pays out in US dollars; since Acorns does not process incoming wire transfers like a traditional bank, the payout to a Acorns account rides ACH, which typically lands in 1–3 business days. Wire payouts are available to any traditional bank account you verify instead.
Can I 'round up' into Bitcoin?
Acorns rounds into its own ETF portfolios (some include a small BTC-ETF slice at higher tiers). For direct coin ownership, set your own cadence at Anytime Capital — say a $25 weekly BTC buy on your Acorns Visa debit — and the coins accumulate in a wallet you control instead of a portfolio wrapper.
What is the fastest way for a Acorns customer to buy crypto?
A Acorns debit card — or that same card inside Apple Pay or Google Pay — at Anytime Capital. Verification takes minutes for most customers and delivery follows the payment, straight to a wallet you control. For larger amounts, link the account for ACH or wire from a traditional bank you also use.
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Important Disclosures
- Anytime Capital accepts Acorns debit cards, credit cards, ACH transfers and wire transfers. Whether a specific card authorizes a given purchase is Acorns's decision, not ours; issuer policies summarized here are public positions that can change.
- Credit-card crypto purchases may be treated as cash advances by some issuers — your cardholder agreement controls.
- Digital assets are not FDIC-insured, are not bank deposits, and may lose value.
- All purchases and sales are subject to identity verification and compliance review. See fees and limits for pricing.