How long does MoonPay verification take?

Automated approval usually takes a few minutes; manual review can take a day or more.

Can I use MoonPay without KYC?

No. Government ID and a selfie on every account; proof of address for higher limits. Anytime Capital is the same: verification is required before you can transact, because it is the law for a registered U.S. money services business.

Can I verify with Anytime Capital in person?

Yes. Bring your government ID to the Atlanta branch at 2549 Piedmont Road NE, Suite 110, Atlanta, GA 30324 during business hours, or verify online and call (470) 748-2530 if anything stalls.

Can I switch from MoonPay to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with MoonPay?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. MoonPay prices a 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee, roughly 4.5% on the headline, with none; coins are delivered to your wallet with the network fee shown at checkout. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Verification

Our pick

MoonPay KYC: what it asks for, how long it takes, and why it stalls

Yes, MoonPay requires KYC, and so does every legitimate platform. The difference between platforms is not whether they verify you but what happens when the automated check says no.

Government ID and a selfie on every account; proof of address for higher limits.
Automated approval usually takes a few minutes; manual review can take a day or more.
Anytime Capital: verify online, or in person at the Atlanta branch

MoonPay vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 15.

Category		Our pick
Card purchase fee	A 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	about 1% with a minimum of about $3.99	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered as a U.S. rail; bank transfer is ACH	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	Yes	Yes
Talk to a human	In-app chat and support tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	MoonPay serves U.S. customers through MoonPay USA LLC, a FinCEN-registered money services business with state money transmitter licences; some assets are unavailable in a handful of states.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Government ID and a selfie on every account; proof of address for higher limits.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Self-serve limits by verification tier; no dedicated desk for retail	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business and licensed as a money transmitter in most U.S. states; also authorised in the UK and EU.	U.S.-based, FinCEN-registered money services business
Documents to start	Government ID and a selfie on every account; proof of address for higher limits.	Government ID and selfie
When verification stalls	Chat and ticket replies are generally quick, but an urgent problem still waits in a queue with no one to call.	Call the branch or verify in person

Card purchase fee

MoonPay: A 4.5% fee on card, Apple Pay and Google Pay purchases with a minimum of about $3.99, plus a network fee
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

MoonPay: about 1% with a minimum of about $3.99
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash

MoonPay: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

MoonPay: Not offered as a U.S. rail; bank transfer is ACH
Anytime

MoonPay KYC: what it asks for, how long it takes, and why it stalls

Does MoonPay require KYC?

What a card purchase costs: MoonPay vs Anytime Capital

What MoonPay verification involves

Why automated KYC fails good customers

A front door, not a chat window

What verification unlocks

Leaving MoonPay? Your wallet address works here too.

MoonPay vs Anytime Capital, row by row

9 ways to pay here. 5 at MoonPay.

Every major coin, one checkout

Three steps from MoonPay to here

Verify once

Pay your way

Receive and keep going

Ready to leave MoonPay behind?

MoonPay KYC: what it asks for, how long it takes, and why it stalls: FAQ

Other questions people ask before switching

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Important Disclosures