Does LBank have hidden fees?

Not hidden, but layered: third-party card purchases through partner processors at whatever rate the partner quotes, and none of them serve U.S. residents; LBank itself charges no card fee because it runs no card rail, plus a per-coin network fee set by LBank, which reviewers note runs above the on-chain cost on some networks. Read the confirmation screen, not the marketing page.

Which LBank payment method costs the least?

Bank transfer: no bank deposits; fiat arrives only through third-party card processors or peer-to-peer trades. It is also the slowest, because the order completes when the transfer settles.

What does a $1,000 card order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. LBank routes card purchases elsewhere, so its total is whatever that partner shows in checkout.

Why are LBank's withdrawal fees higher than the network fee?

Because LBank sets a fixed per-coin withdrawal fee rather than passing through the live network cost, and on some chains that fixed fee is well above what the transaction actually costs. Check the fee for your coin before depositing a small balance.

Can I switch from LBank to Anytime Capital without moving my crypto?

Yes. Withdraw from LBank to a wallet you control (or leave it there), create an Anytime Capital account, verify once, and paste any wallet address at checkout. Nothing you already hold needs to move.

How does Anytime Capital pricing compare with LBank?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. LBank prices third-party card purchases through partner processors at whatever rate the partner quotes, and none of them serve U.S. residents; LBank itself charges no card fee because it runs no card rail, with a per-coin network fee set by LBank, which reviewers note runs above the on-chain cost on some networks. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

LBank

Our pick

LBank fees, explained line by line

Every platform quotes one number and charges several. Here is what LBank actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

LBank: third-party card purchases through partner processors at whatever rate the partner quotes, and none of them serve U.S. residents; LBank itself charges no card fee because it runs no card rail
Trading: 0.1% maker and taker on spot at the base tier, 0.02% maker and 0.06% taker on futures
Anytime Capital cards from 4%, shown in full before you pay

LBank vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 10 of 15.

Category	LBank	Our pick
Card purchase fee	Third-party card purchases through partner processors at whatever rate the partner quotes, and none of them serve U.S. residents; LBank itself charges no card fee because it runs no card rail	From 4% with the spread included, quoted in full before you confirm
Trading fees	0.1% maker and taker on spot at the base tier, 0.02% maker and 0.06% taker on futures	One all-in price per order with the spread included, plus an OTC desk for size
Pay with cash	Not offered	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Not offered; no fiat rails for U.S. customers	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 live chat and support tickets; no phone line	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	None for customers	Atlanta branch and Miami office
Where it serves	LBank does not serve U.S. customers. Its user agreement excludes residents of the United States, it holds no U.S. license, and there is no separate U.S. entity.	Serves customers worldwide, with U.S. offices in Atlanta and Miami; eligibility confirmed during verification
Identity verification	Basic trading and crypto deposits without identity verification, with a daily withdrawal cap; verified accounts submit a government ID and a selfie for higher limits, and compliance reviews can demand more at any point.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	Deep books on a few majors, thin on most of its 900-plus listings; no U.S. OTC desk	Dedicated OTC desk with a named contact
Custody of your coins	Held in your account until you withdraw	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered in the British Virgin Islands and claims registrations in several other jurisdictions; not licensed by FinCEN, any U.S. state, or a major national regulator, and not verifiable beyond its own statements.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	a per-coin network fee set by LBank, which reviewers note runs above the on-chain cost on some networks	Network fee only when sending to your own wallet
Fee display at checkout	Trading, deposit and withdrawal lines shown separately	One total and one amount received, plus the network fee

Card purchase fee

LBank: Third-party card purchases through partner processors at whatever rate the partner quotes, and none of them serve U.S. residents; LBank itself charges no card fee because it runs no card rail
Anytime: From 4% with the spread included, quoted in full before you confirm

Trading fees

LBank: 0.1% maker and taker on spot at the base tier, 0.02% maker and 0.06% taker on futures
Anytime: One all-in price per order with the spread included, plus an OTC desk for size

Pay with cash

LBank: Not offered
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

LBank: Not offered; no fiat rails for U.S. customers

LBank fees, explained line by line

How much does LBank charge?

Card pricing at Anytime Capital, where LBank has no card rail

What LBank charges, in order

Network fees, spread, and the number that matters

A front door, not a chat window

The rails where the fee question barely applies

Leaving LBank? Your wallet address works here too.

LBank vs Anytime Capital, row by row

9 ways to pay here. 0 at LBank.

Every major coin, one checkout

Three steps from LBank to here

Verify once

Pay your way

Receive and keep going

Ready to leave LBank behind?

LBank fees, explained line by line: FAQ

Other questions people ask before switching

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Important Disclosures