No. CoinFlip is a legitimate bitcoin ATM operator operating since 2015. Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.

Is CoinFlip regulated in the United States?

CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts. Anytime Capital is a FinCEN-registered U.S. money services business with a branch in Atlanta.

Does CoinFlip hold my crypto?

No. CoinFlip delivers to a wallet you control, the same way Anytime Capital does.

Can I switch from CoinFlip to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with CoinFlip?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. CoinFlip prices a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars, roughly 21.9% on the headline, with the network fee to send coins to your own wallet, shown on the receipt. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Trust & safety

CoinFlip

Our pick

Is CoinFlip legit? What that does and does not mean

CoinFlip is a real bitcoin ATM operator that has operated since 2015. The useful question is not whether it is a scam but what happens on the day something goes wrong, and that is where a kiosk in a store and a U.S. company with a front door part ways.

Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.
Delivers coins to a wallet you control

CoinFlip vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 9 of 14.

Category	CoinFlip	Our pick
Cash purchase fee	A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Cash at its kiosks	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Through CoinFlip Preferred, its OTC desk, not at the kiosk	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 phone line (877-757-2646) and email	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	About 4,200 kiosks in U.S. stores (May 2026); no staffed branches	Atlanta branch and Miami office
Where it serves	CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	A phone number and name for small purchases, a government photo ID above roughly $960 a day, and a Social Security number and a call with support above roughly $3,000, by CoinFlip's own guide; tiers and limits vary by state.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	CoinFlip Preferred OTC desk by wire or ACH; kiosk purchases capped by ID tier and state law	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.	U.S.-based, FinCEN-registered money services business
Way to escalate a problem	CoinFlip publishes a 24/7 phone line and email, and its better reviews thank agents by name; the complaints are about outcomes, such as accounts closed without explanation, rather than about reaching someone.	Phone, email, or in person at the Atlanta branch

Cash purchase fee

CoinFlip: A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

CoinFlip: CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash

CoinFlip: Cash at its kiosks
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

CoinFlip: Through CoinFlip Preferred, its OTC desk, not at the kiosk
Anytime

Is CoinFlip legit? What that does and does not mean

Is CoinFlip legit and safe to use?

What a cash purchase costs: CoinFlip vs Anytime Capital

The checklist: does CoinFlip pass?

What "safe" looks like when a trade goes sideways

A front door, not a chat window

How to protect yourself on any platform

Leaving CoinFlip? Your wallet address works here too.

CoinFlip vs Anytime Capital, row by row

9 ways to pay here. 1 at CoinFlip.

Every major coin, one checkout

Three steps from CoinFlip to here

Verify once

Pay your way

Receive and keep going

Ready to leave CoinFlip behind?