Does CoinFlip have hidden fees?

Not hidden, but layered: a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars, plus the network fee to send coins to your own wallet, shown on the receipt. Read the confirmation screen, not the marketing page.

Which CoinFlip payment method costs the least?

Bank transfer: CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%. It is also the slowest, because the order completes when the transfer settles.

What does a $1,000 cash order cost at Anytime Capital?

From $40 all-in before the network fee, with the crypto you receive shown before you confirm. CoinFlip shows its own total in checkout; compare the amount of crypto that lands, not the headline rate.

Why are CoinFlip fees so high?

A kiosk operator pays for the machine, the store's rent share, cash collection, armored transport and compliance on every unit, and recovers it in the markup. That is why bitcoin ATM fees run several times higher than buying online or at a desk.

Can I switch from CoinFlip to Anytime Capital without moving my crypto?

Yes. Both send purchased crypto to a wallet address you control, so nothing needs to move. Create an Anytime Capital account, verify once with your ID and a selfie, and paste the same address at checkout.

How does Anytime Capital pricing compare with CoinFlip?

Anytime Capital quotes one all-in number: card, Apple Pay and Google Pay orders start from 4% with the spread included, and the amount you pay and the crypto you receive are both on screen before you confirm. CoinFlip prices a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars, roughly 21.9% on the headline, with the network fee to send coins to your own wallet, shown on the receipt. Blockchain network fees apply at both. Compare the crypto that lands on the same order size rather than the headline rate.

Is Anytime Capital regulated?

Anytime Capital is a U.S.-based money services business registered with FinCEN, serving customers worldwide, with a physical branch in Atlanta and an office in Miami. Identity verification is required before you can transact, the same as at every compliant platform.

Fees

CoinFlip

Our pick

CoinFlip fees, explained line by line

Every platform quotes one number and charges several. Here is what CoinFlip actually takes on a purchase, what it leaves out of the headline, and what the same order costs at Anytime Capital.

CoinFlip: a markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars
Bank transfer: CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%

CoinFlip vs Anytime Capital, row by row

A green check marks the platform with the edge on that row. Anytime Capital leads on 8 of 15.

Category	CoinFlip	Our pick
Cash purchase fee	A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars	From 4% with the spread included, quoted in full before you confirm
Bank transfer fee	CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%	ACH and wire priced per order; wires clear same day for larger amounts
Pay with cash	Cash at its kiosks	Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.
Domestic wire	Through CoinFlip Preferred, its OTC desk, not at the kiosk	Same-day domestic wire for larger orders through the OTC desk
Apple Pay & Google Pay	No	Yes
Talk to a human	24/7 phone line (877-757-2646) and email	Phone (470) 748-2530, email, and two walk-in offices
Physical locations	About 4,200 kiosks in U.S. stores (May 2026); no staffed branches	Atlanta branch and Miami office
Where it serves	CoinFlip runs about 4,200 kiosks in U.S. stores, by its own locations page in May 2026, with fees, daily limits and ID rules that differ by state; a growing number of states now cap kiosk fees and daily amounts.	Serves customers worldwide, with U.S. branches in Atlanta, Miami and Houston; eligibility confirmed during verification
Identity verification	A phone number and name for small purchases, a government photo ID above roughly $960 a day, and a Social Security number and a call with support above roughly $3,000, by CoinFlip's own guide; tiers and limits vary by state.	Government ID and selfie online, or in person at the Atlanta branch
Bank account & debit card	No FDIC-insured cash account	FDIC-insured cash account with a free virtual debit card
Large orders	CoinFlip Preferred OTC desk by wire or ACH; kiosk purchases capped by ID tier and state law	Dedicated OTC desk with a named contact
Custody of your coins	Your own wallet; you hold the keys	Your own wallet address, or the free non-custodial Anytime Capital wallet
Regulation	Registered with FinCEN as a money services business (31000291840717) and with NMLS (1975146), holding money transmitter licences where a state requires one; it faces pending actions from the Iowa and Missouri attorneys general and Washington's Department of Financial Institutions.	U.S.-based, FinCEN-registered money services business
Withdrawal fees	the network fee to send coins to your own wallet, shown on the receipt	Network fee only when sending to your own wallet
Fee display at checkout	Itemised lines	One total and one amount received, plus the network fee

Cash purchase fee

CoinFlip: A markup over the market price built into the kiosk's rate, listed in its U.S. terms at 21.9% on purchases (4.99% when you sell), varying by machine, plus a minimum network fee of a few dollars
Anytime: From 4% with the spread included, quoted in full before you confirm

Bank transfer fee

CoinFlip: CoinFlip Preferred, its OTC desk, takes wire and ACH for larger orders at a published 0.50% to 9.99%
Anytime: ACH and wire priced per order; wires clear same day for larger amounts

Pay with cash

CoinFlip: Cash at its kiosks
Anytime: Cash at the Atlanta branch, or cash by mail from anywhere in the U.S.

Domestic wire

CoinFlip: Through CoinFlip Preferred, its OTC desk, not at the kiosk
Anytime

CoinFlip fees, explained line by line

How much does CoinFlip charge?

What a cash purchase costs: CoinFlip vs Anytime Capital

What CoinFlip charges, in order

Network fees, spread, and the number that matters

A front door, not a chat window

The rails where the fee question barely applies

Leaving CoinFlip? Your wallet address works here too.

CoinFlip vs Anytime Capital, row by row

9 ways to pay here. 1 at CoinFlip.

Every major coin, one checkout

Three steps from CoinFlip to here

Verify once

Pay your way

Receive and keep going

Ready to leave CoinFlip behind?

CoinFlip fees, explained line by line: FAQ

Other questions people ask before switching

Compare other bitcoin ATM operators

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Important Disclosures