UNITED STATES · USD
Sell crypto, get dollars in your bank account
Routing number and account number, and the dollars are on their way: instantly when your bank is on RTP or FedNow, otherwise by ACH in one to two business days.
- Instant payouts by ACH, RTP & FedNow
- Paid in USD
- Any wallet, or your Anytime Capital wallet
Wallet
$24,318.40
Assets
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Bitcoin$18,042.11.svg){kind=small}
Ethereum$4,107.66.svg){kind=small}
Tether$2,168.63Sell BitcoinYou get
$2,480.00USD
- Bitcoin sent
- Arrived00:00:05
In short
How do I sell crypto and get the money in my US bank account?
Open a sell order on Anytime Capital, choose ACH / RTP, and enter your bank's routing number and your account number. Send the crypto to the order's deposit address, or sell from your Anytime Capital wallet in one tap. Once confirmed, the dollars go to your account: instantly over RTP or FedNow when your bank receives them, otherwise by ACH in one to two business days.
- On RTP and FedNow banks
- Instant
- Country
- United States
- Paid in
- USD
- Rails
- RTP · FedNow · ACH · Fedwire
Your payout
From your wallet to your account
Bitcoinfrom any wallet
$$2,480.00USDChecking •••• 4821RTPExample payout · illustrative amount
Coverage
Paid in United States
- United StatesUSD
In the app
ACH, RTP & FedNow on the Sell page
Choose ACH / RTP under Get paid by and enter your bank's details. The routing number is checked as you type, so a wrong digit shows up before the order opens.
How it works
Three steps, from any wallet
- 01
Choose what you sell and how you're paid
Pick the coin and amount, then your country and the account or wallet the money goes to. The details are checked as you type.
- 02
Send the crypto
Send to the deposit address made for your order, from any wallet, or sell in one tap from your Anytime Capital wallet.
- 03
Get paid
Once the deposit confirms, dollars go to your bank: in seconds over RTP or FedNow, otherwise by ACH.
Before you start
What you need
- 01Your bank's nine-digit routing number (ABA).
- 02Your account number and whether it is checking or savings.
- 03The name on the account and your address.
- 04A verified Anytime Capital account.
Three rails, one set of details
The same routing and account number reach your bank over three different rails. RTP, The Clearing House's real-time network, and FedNow, the Federal Reserve's instant service launched in 2023, credit an account within seconds, around the clock. ACH, the network behind direct deposit, is the fallback every US bank receives.
You don't choose the rail. The payout goes out the fastest way your bank accepts, and the routing number decides which that is.
- RTP: seconds, 24/7, at participating banks
- FedNow: seconds, 24/7, at participating banks
- ACH: 1–2 business days at every US bank
The routing number is checked as you type
Routing numbers carry a check digit, and the form validates it and shows your bank's name and logo before you continue. A wrong digit shows up as the wrong bank on screen, not as a returned payment a week later. Save the bank and your next sell is a single tap.
For larger amounts
For a large sale you may prefer a domestic wire, which settles the same business day through Fedwire. Choose Wire on the sell page; see wire transfer payouts for how it works.
Credit unions and online banks
Credit unions, online banks and app-based accounts with a US routing number all receive ACH, and many receive RTP or FedNow too. The routing number printed on your statement, or shown in the app, is the one to use.
Prepaid cards and some app wallets show a routing and account number but limit incoming transfers. If yours does, use a regular checking or savings account instead.
ACH, RTP & FedNow payouts: questions
Is the payout instant?
It is when your bank receives RTP or FedNow payments: the money arrives within seconds, any day. Other banks receive by ACH in one to two business days.
How do I know if my bank is on RTP or FedNow?
Many large banks and credit unions are, and the number grows every month. If yours isn't yet, the payout simply arrives by ACH instead.
Can I be paid to a savings account?
Yes. Choose checking or savings in the form.
Can I sell from my Anytime Capital wallet?
Yes. Choose "My Anytime wallet" when selling: you confirm once and the transfer is sent for you, with no deposit address to copy.
Do I have to report crypto sales to the IRS?
Sales of crypto are generally taxable events in the US. This is general information, not tax advice; your order history is in your dashboard for your records.
Can I be paid to a credit union account?
Yes. Credit unions have routing numbers and receive ACH, and many also receive RTP or FedNow payments.
More ways to get paid
Reviewed October 2026
Important Disclosures
- Anytime Capital is a fintech company, not a bank. Digital assets are not FDIC-insured deposits and are not protected by SIPC.
- Anytime Capital is a licensed money services business. All transactions are subject to our terms of service and applicable regulations.
- Transfer times are those of each payment rail once a payout is sent. Receiving banks, mobile money providers and intermediary banks may apply their own limits, holds or charges.
- Payouts are made only to an account or wallet held in the verified seller's own name. Identity verification is required before any payout.
- Cryptocurrency transactions are irreversible. Send only the coin and network your order shows.
- Pricing and order limits are published on the fees and limits page. Information on this page is general information, not financial or tax advice.