Utility bills, taxes and permits, paid online, by link or at the counter.
Send each bill as an invoice or a payment link by email or text, with reminders, or let residents look it up by account or permit number. They pay by card, Apple Pay, Google Pay, ACH bank debit or crypto, online or at your counter, and each department gets its own daily reconciliation export.
Every way residents pay, one checkout
Debit and credit cards, Apple Pay, Google Pay
On every checkout, with 3D Secure above an amount you set.
Bank transfer
ACH bank debitOn payment links and invoices, for taxes and larger bills.
Crypto, received as US dollars
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At a locked price. Your agency never holds crypto.
Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay, USDC and USDT are trademarks of their respective owners, used here only to identify the ways residents can pay. Anytime Capital is not affiliated with or endorsed by them. Agencies, courts, people and amounts in product images are fictional demo data.
How residents pay
- 1
Send or publish the bill
An invoice or payment link by email or text, or a pay page residents search by reference.
- 2
Residents see the itemized bill
Every charge on its own line, the due date, and your department's contacts.
- 3
Pay the way they want
Card, Apple Pay, Google Pay, ACH bank debit or crypto, online or at the counter.
- 4
Reconciled by department
Utilities, taxes and permits each settle daily with their own export.
What your agency gets
Bills as invoices and links
Itemized invoices and payment links by email or text, with reminders before the due date.
Every department, one account
Utilities, tax, permits and licensing as separate departments with their own references and exports.
Apple Pay, Google Pay and bank transfer
Apple Pay and Google Pay on every checkout, and ACH bank debit on payment links and invoices.
At the counter, on any phone
Staff key in an amount and the payer scans and pays on their own phone. No terminal to buy or lease.
Crypto, received as dollars
Residents can pay in BTC, ETH, USDC or USDT at a locked price. Your agency receives US dollars and never holds crypto.
Settled and reconciled daily
Daily settlement, and a reconciliation export per department with every payment's reference. Move funds out by RTP, same-day wire or ACH.
The real product
What residents and your clerks actually see.
Every image here is the Anytime Capital product, rendered with demo data. Nothing is a mock-up.
Government: what a city department received today, reconciled daily, in US dollars. 
Look up a citation or case number: exact balance and fee, shown before anything is charged. 
A parking ticket paid with Apple Pay, receipt in the driver's inbox.
Anytime Capital product views, demo data.
Product Lanes
One core, five product lanes.
Every Enterprise program runs on the same Anytime Capital core: accounts, cards, payments, crypto and compliance. Each lane packages it for the people buying it, so a city, a check casher and a credit union each get a product built for them, not a settings page.
MerchantsAnytime Capital – PayCustomers pay by card, wallet, bank or crypto; the merchant receives US dollars.Payment Processing
Check cashers, MSBs, financial service centersAnytime Capital – RetailSell bitcoin and stablecoins at the counter, earn on every order, and leave the license to us.Check Cashers program
Companies and their finance teamsAnytime Capital – BusinessBanking, invoices, expense cards and crypto in one account, instead of five apps.Treasury & Banking
Banks, credit unions, fintechsAnytime Capital – InstitutionalOffer crypto to your own customers through our API, without building or licensing it yourself.Crypto & OTC- Cities, agencies, courtsThis pageAnytime Capital – GovernmentResidents pay fines, tickets, taxes and bills by card, bank or crypto; the agency receives US dollars.
- Book a live demo
See your lane in a live demo
Our team walks you through the lane you would run, with the same demo data you see here.
- The page your customers or residents pay on
- Your staff's side: the counter, the console, the reports
- The money arriving, settled and reconciled
Anytime Capital product views, demo data.
Start with one department, one payment type.
Tell us what your residents pay and how many payments a month. Our team sets up a hosted pilot for one department, your branding on the pay page and the receipts, and the reconciliation export your finance team already works from.
Talk to our enterprise team
Every enterprise program is set up with our team. Tell us what you need and we'll come back with a plan and pricing.
Frequently Asked Questions
Can residents pay a utility bill by bank transfer?
Yes. Bills sent as invoices or payment links take ACH bank debit as well as cards, Apple Pay and Google Pay, so a resident paying a larger bill can pay from their bank account.
Can we take payments at the counter without a card terminal?
Yes. Staff key the amount into the in-person keypad on any phone or tablet, and the resident scans a QR code and pays on their own phone. There is no terminal to buy, lease or maintain.
Can each department reconcile on its own?
Yes. Each department has its own payment types and references, and settlement comes with a reconciliation export per department, so utilities, tax and permits each close their own books.
Can residents pay with a debit or credit card?
Yes. Every GovPay checkout takes Visa, Mastercard, American Express and Discover debit and credit cards, plus Apple Pay and Google Pay. Card details are encrypted and the full card number is never shared with your agency.
Does our agency have to hold crypto to accept it?
No. A resident who pays in BTC, ETH, USDC or USDT pays at a locked price, and your agency receives US dollars. You never hold a wallet, keys or price exposure.
How do we start?
With one department and one payment type: a hosted pilot set up with our team, built to go through procurement rather than around it. Use Contact sales on this page and tell us what your residents pay.
More of GovPay
- Court paymentsFines, fees and case balances by citation or case number, in full or in part.See how it works
- Speeding and traffic ticketsSpeeding and moving violations paid from the notice, by card, wallet, bank or crypto.See how it works
- Parking ticketsParking citations paid from any phone, with Apple Pay, Google Pay or a card.See how it works
Anytime Capital is a fintech company, not a bank. Banking services are provided by our licensed banking partners. Stablecoins and other digital assets are not bank deposits, are not FDIC-insured and may lose value.