Accounts for every dollar your organization moves.
Accounts for the money your organization holds and moves, provided through our licensed banking partners.
- Operating accounts and sub-accounts
- ACH, wire and RTP transfers
- Approvals and a full audit trail
Anytime Capital EnterpriseTreasury & BankingOperating balance
Northwind Holdings · 4 accounts$86,412,903.55
+$1,789,995.55 net today
Accounts and sub-accounts
OperatingChecking · ••4821$61,204,118.40- PayrollSub-account · ••0937$12,912,540.00
- Tax reserveSub-account · ••2290$8,240,000.00
- Vendor paymentsSub-account · ••5512$4,056,245.15
Vendor payments
0 of 4
Jordan Lee$240,000.00WireSending
Lukas Weber€128,400.00SEPA InstantSending
Oliver Bennett£86,150.00Faster PaymentsSending
Valeria OrtizMX$2,184,300SPEISending
Product illustration with demo data.
What's included
Operating accounts and sub-accounts
Create sub-accounts to separate payroll, vendors and the rest, and set rules for transfers between them.
Instant and same-day transfers
RTP and FedNow in seconds on any day, same-day wire, and same-day or next-day ACH to any US bank account.
Pay vendors on a schedule
Queue vendor and contractor payments, approve them, and keep a full audit trail of who sent what.
Shared access with roles
Give your team access with role-based permissions and multi-step approvals on what leaves the account.
ACH fraud protection
Block unauthorized ACH debits from specific vendors or accounts, and preauthorize the payees you trust.
Security on every login
Two-factor authentication, data encryption and text alerts.
The real product
What your team and your customers actually see.
Every image here is the Anytime Capital product, rendered with demo data. Nothing is a mock-up.
- anytime-capital.com/dashboard/business/home
The business home: revenue, open invoices, customers and balances on one screen.
- anytime-capital.com/dashboard/business/reports
Reports formatted for QuickBooks Online and Xero, and a payouts file.
Business: the operating account, with invoices, cards and crypto in one ledger.
Anytime Capital product views, demo data.
Product Lanes
One core, five product lanes.
Every Enterprise program runs on the same Anytime Capital core: accounts, cards, payments, crypto and compliance. Each lane packages it for the people buying it, so a city, a check casher and a credit union each get a product built for them, not a settings page.
MerchantsAnytime Capital – PayCustomers pay by card, wallet, bank or crypto; the merchant receives US dollars.Payment Processing
Check cashers, MSBs, financial service centersAnytime Capital – RetailSell bitcoin and stablecoins at the counter, earn on every order, and leave the license to us.Check Cashers program- Companies and their finance teamsThis pageAnytime Capital – BusinessBanking, invoices, expense cards and crypto in one account, instead of five apps.
Banks, credit unions, fintechsAnytime Capital – InstitutionalOffer crypto to your own customers through our API, without building or licensing it yourself.Crypto & OTC
Cities, agencies, courtsAnytime Capital – GovernmentResidents pay fines, tickets, taxes and bills by card, bank or crypto; the agency receives US dollars.GovPay- Book a live demo
See your lane in a live demo
Our team walks you through the lane you would run, with the same demo data you see here.
- The page your customers or residents pay on
- Your staff's side: the counter, the console, the reports
- The money arriving, settled and reconciled
Anytime Capital product views, demo data.
How it works
- 1
Tell us what you need
Use Contact sales with your volumes, timelines and the products you're looking at. A person reads every one.
- 2
We design your program
Pricing, payout schedules, limits and onboarding are set with our team — custom terms for programs at volume.
- 3
Go live with our team
Verify your organization once, switch on what you need, and keep a direct line to the people who set it up.
Go deeper
Businesses processing $1M+ a year
A dedicated payments team, not a ticket queue.
- Shared Slack channel with our payments and risk team
- Named account manager and quarterly pricing review
- Custom pricing, payout schedules and reserve terms
Talk to our enterprise team
Every enterprise program is set up with our team. Tell us what you need and we'll come back with a plan and pricing.
Frequently Asked Questions
How fast can we move money?
RTP and FedNow transfers land in seconds, any day. Domestic wires go the same day, ACH the same day or next day, and USDC or USDT transfers in minutes, weekends included.
How do we get started?
Use Contact sales on this page. Every enterprise program is set up with our team, so there is no self-serve sign-up — tell us your volumes and timelines and we'll come back with a plan and pricing.
Is Anytime Capital a bank?
No. Anytime Capital is a fintech company, not a bank. Banking services are provided by our licensed banking partners.
More enterprise products
- Anytime Capital × Check CashersSell Bitcoin and stablecoins at your counter. We hold the license.
- Employee Expense CardsA card for every employee, with limits set by finance.
- Payment ProcessingCards, wallets, bank transfers and stablecoins at volume, plus global payouts.
- Agentic PaymentsLet AI agents take payments and send invoices, settled in stablecoins.
- Crypto & OTCLarge orders through our OTC desk, and digital assets on your books.
- GovPayTaxes, fees, fines, permits and utility bills for government agencies.
Anytime Capital is a fintech company, not a bank. Banking services are provided by our licensed banking partners. Stablecoins and other digital assets are not bank deposits, are not FDIC-insured and may lose value.