Business Help Center
What is Anytime Capital for Business?
The short answer
Anytime Capital for Business is one account for everything your company does with money: a business checking account with US account and routing numbers, debit cards for your team, payment processing for your customers, global transfers to 71+ countries in local currency, and crypto and stablecoins, all on one balance and in one dashboard.
You sign up online in a few minutes, most complete applications are approved the same day, and there are no monthly fees. We think it is the best financial platform a business can run on, and we built it so you never need a second provider for cards, payments or crypto.
A little more detail
Here is what comes with the account, in plain terms:
- Anytime Capital Account: business checking with US account and routing numbers, ACH, wire, RTP and FedNow, and sub-accounts to separate your money.
- Cards: physical and virtual debit cards for every employee, each with its own limit, a privacy button and one-tap freeze, straight into Apple Pay and Google Pay.
- Anytime Capital Payments: accept cards, Apple Pay, Google Pay, bank transfers and stablecoins through payment links, invoices, your website or in person, at 2.75% + 30¢ per card payment with no monthly fees.
- Global Transfers: pay people in 71+ countries over the rails their banks already use, in their own currency, with the fee and exchange rate shown before you confirm.
- Business Crypto: receive USDC and USDT, buy and sell 38+ digital assets, trade size through our OTC desk, and settle back to dollars the same day.
Everything runs from one dashboard with team roles, QuickBooks and Xero exports, an API and an MCP server for AI agents. Anytime Capital is a fintech company, not a bank. Banking, card, payment processing and payout services are provided by our licensed partners.
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People also ask
Anytime Capital is a fintech company, not a bank. Banking, card, payment processing and payout services are provided by Anytime Capital's licensed partners. Stablecoins and other digital assets are not bank deposits, are not FDIC-insured and may lose value.