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Live DAI/USD market price
Free Dai Wallet with Built-In Banking
Dai is the original decentralized stablecoin, minted against crypto collateral in Sky (formerly MakerDAO) vaults and soft-pegged to the US dollar. Create your free Anytime wallet and buy BTC, LTC, USDT, DAI, and more using Apple Pay, card, bank transfer or another available method.
DAI Price
$0.999884
24h Change
-0.00%
24h Volume
$233.72M
Market Cap
$4.60B
Dai wallet
Your DAI — Fully Under Your Control
Dai is the original decentralized stablecoin, minted against crypto collateral in Sky (formerly MakerDAO) vaults and soft-pegged to the US dollar. With Anytime Capital, your Dai is secured by your own private keys — not held by any exchange or custodian.
- ✓Self-custody DAI storage (ERC-20)
- ✓Send & receive on Ethereum
- ✓Confirms in 15 seconds to a few minutes
- ✓Buy BTC, LTC, USDT, DAI, and more
- ✓Convert to USD cash account
DAI — All Networks Supported
Hold, send, and receive DAI across all supported networks from a single Anytime Capital wallet dashboard.
Ethereum
ERC-20DAI on Ethereum (ERC-20) — fully supported
Arbitrum One
ERC-20DAI on Arbitrum One (ERC-20) — fully supported
OP Mainnet
ERC-20DAI on OP Mainnet (ERC-20) — fully supported
Polygon PoS
ERC-20DAI on Polygon PoS (ERC-20) — fully supported
Base
ERC-20DAI on Base (ERC-20) — fully supported
What Is a Dai Wallet?
A Dai wallet is software that holds the private keys controlling your DAI on Ethereum and lets you send, receive and store it. Dai is the original decentralized stablecoin, minted against crypto collateral in Sky (formerly MakerDAO) vaults and soft-pegged to the US dollar. DAI is a dollar stablecoin issued as a ERC-20 on Ethereum, launched in 2017, so the wallet you use has to speak Ethereum — the address format, fees and confirmation times on this page are Ethereum's.
Anytime Capital gives you a free, non-custodial Dai wallet: your keys are generated on your device and never leave it, so no exchange, custodian or even Anytime Capital can freeze or move your DAI. There are no monthly fees; you pay only Ethereum's own network fee when you send.
The difference from a standalone DAI wallet is what surrounds it. You can buy BTC, LTC, USDT, DAI, and more into the same wallet using Apple Pay, a debit or credit card, or a bank transfer, convert to US dollars in your Anytime Capital cash account, and spend the balance with your Mastercard® — all from one dashboard.
Step by step
How to Use Your Free Dai Wallet
How to Create a Free Dai Wallet
- 1Sign up for a free Anytime Capital account and verify your email — it takes a couple of minutes.
- 2Set up passkey security (Face ID, Touch ID or your device PIN). Your DAI keys are generated on your device, not our servers.
- 3Open your wallet dashboard — your Ethereum address is ready to use straight away, with no monthly fees.
How to Receive DAI
- 1Open your wallet, choose Dai ERC-20 and tap Receive to show your Ethereum address and QR code.
- 2Share the address (Starts with 0x followed by 40 hex characters (e.g. 0x71C7…). The same address format works across every EVM chain, so always confirm the network as well as the address) or let the sender scan the QR code.
- 3Funds appear after the network confirms — about 15 seconds to a few minutes on Ethereum. DAI also circulates on Arbitrum One, OP Mainnet, Polygon PoS and Base, so always confirm the network with the sender before sharing an address — the same coin on the wrong network can be unrecoverable.
How to Send DAI
- 1Tap Send, choose DAI, and paste the recipient's Ethereum address or scan their QR code.
- 2Enter the amount and review the network fee before you confirm. Ethereum gas is paid in ETH and priced by network demand. Token transfers cost more gas than plain ETH sends, and fees fall sharply during quiet hours.
- 3Confirm to sign on your device and broadcast to Ethereum. On-chain transfers are final once confirmed, so double-check the address and the network.
Dai Network Fees, Explained
Your Anytime Capital Dai wallet has no monthly fees, no setup fees and no charge to receive DAI. The only unavoidable cost is Ethereum's own transaction fee when you send on-chain, which is set by the network — not by us. Ethereum gas is paid in ETH and priced by network demand. Token transfers cost more gas than plain ETH sends, and fees fall sharply during quiet hours.
Dai is over-collateralised: every DAI is backed by more than a dollar of ETH, stablecoins or real-world assets locked in Sky vaults. Your wallet shows the exact network fee before you confirm any send, so there are never surprises, and you can buy BTC, LTC, USDT, DAI, and more with Apple Pay, card or bank transfer whenever you want to add to your balance.
See our fees & limits and processing times pages for platform-wide details.
How Your DAI Stays Safe
Every transaction is signed locally on your device — your private keys are never transmitted to our servers. Your wallet is protected by passkey authentication (biometrics, not passwords), encrypted backups and 256-bit encryption. Holding DAI in the Dai Savings Rate module earns yield set by Sky governance, paid directly on-chain.
Anytime Capital is a FinCEN-registered Money Services Business operating under US compliance obligations, with OFAC screening on platform activity. Self-custody means you can export your keys and take your DAI anywhere, anytime — they're yours. DAI is an ERC-20 with bridged versions on Arbitrum, Optimism, Polygon and Base, so the network must match on both ends of a transfer.
Comparing Dai wallets?
See how Anytime Capital stacks up against MetaMask on custody, banking, and cash-out options.
One wallet, every major asset
Buy BTC, LTC, USDT, DAI, and more — straight into your wallet
Create your free Anytime wallet once and buy DAI or any of these with Apple Pay, a debit or credit card, a bank transfer or another available payment method.
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Free DAI
Looking for Free DAI? Start Here
The wallet is free. Getting DAI into it takes one of three routes — pick the one that matches what you came for.
1. Create a free DAI wallet
A non-custodial Dai wallet with no monthly fees, no setup fees and no minimum balance. Your keys stay on your device.
Open free wallet2. Buy DAI with a payment method you already have
Buy BTC, LTC, USDT, DAI, and more with Apple Pay, a debit or credit card, a bank transfer or another available method — delivered to your Anytime Capital wallet.
Buy DAI now3. Know where free DAI really comes from
Legitimate free tokens exist — and so do giveaway scams built to empty the wallet you just opened. The short version is below.
Read the guideLegitimate ways people get DAI without buying it
- Getting paid in it. Freelancers, remote workers and merchants increasingly invoice in crypto. Your Dai wallet address is what you give a client or customer to receive DAI.
- Airdrops from projects you already use. Protocols occasionally distribute tokens to existing users. Real airdrops never ask you to send funds first or to enter a seed phrase.
- Exchange and card rewards. Some platforms pay sign-up bonuses or cashback in crypto. Read the terms — most require a verified account and a first purchase.
- Staking or holding rewards. Where a network pays holders for securing it, rewards arrive as more of the coin. They are earned on coins you already hold, not given to new wallets.
How "free DAI" scams work
- "Send 1, get 2 back." A giveaway that asks you to send DAI first is theft. Nothing comes back.
- "Claim your airdrop — enter your seed phrase." Your 12 or 24 words are your wallet. Anyone who has them owns your DAI. No legitimate service ever asks for them.
- "Connect your wallet to claim." A malicious site can ask your wallet to approve a transaction that drains it. Read every approval before you sign.
- "Free DAI mining app." Apps that "mine" DAI on your phone and then charge a withdrawal fee never pay out.
If something has already gone wrong, our fraud notice explains what to do next.
Ready to load your wallet?
Buy Dai Directly Into Your Wallet
Purchase DAI instantly using Apple Pay, your debit or credit card, a bank transfer or another available method — all within the Anytime Capital app.
Everything Your Dai Wallet Can Do
Non-Custodial
Your keys, your coins. We never hold your assets.
Send & Receive
Instant transfers to any wallet address worldwide.
Swap Assets
Exchange between supported assets at live market rates.
QR Code Payments
Scan to send or receive. Works at any compatible wallet.
Import Wallet
Already have a wallet? Import via seed phrase — 12 or 24 words.
Export Wallet
Your keys are portable. Export anytime, own forever.
Fund Your Cash Account
Transfer crypto to your Anytime Capital cash account instantly.
Buy with Card
Fund your wallet with debit card, Apple Pay, ACH, or wire.
Live Market Data
Real-time prices and charts on all supported assets.
Convert DAI to Cash in Your Anytime Capital Account
Most wallets leave your crypto stranded. Anytime Capital bridges your Dai wallet to your FDIC-insured cash account — convert, spend with your Mastercard®, or receive direct deposits.
- ✓Convert DAI → USD instantly
- ✓No-fee internal transfers
- ✓Spend with your Mastercard®
- ✓FDIC-insured up to $250K
Convert DAI
You send
1.0 DAICash account receives
USD (instant)
Explore Dai on Anytime Capital
View live DAI price charts, market data, and crypto news in our explorer.
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Trusted (Trust & Compliance)
Anytime Capital meets rigorous regulatory and compliance obligations to help ensure secure, transparent cryptocurrency transactions.
MSB Registration Number: 31000321862986
Dai Wallet FAQ
Is there a fee to use the Dai wallet?
No. Your Anytime Capital Dai wallet has no monthly fees, no setup fees and no hidden charges. Ethereum network fees apply when you send DAI on-chain: Ethereum gas is paid in ETH and priced by network demand. Token transfers cost more gas than plain ETH sends, and fees fall sharply during quiet hours.
What does a DAI address look like?
Starts with 0x followed by 40 hex characters (e.g. 0x71C7…). The same address format works across every EVM chain, so always confirm the network as well as the address.
How long does a DAI transfer take?
About 15 seconds to a few minutes on Ethereum. Your wallet shows the transaction as pending until the network confirms it.
Can I buy DAI directly into this wallet?
Yes. Create your free Anytime Capital wallet and buy BTC, LTC, USDT, DAI, and more using Apple Pay, a debit or credit card, a bank transfer or another available payment method. Purchases are delivered to your Anytime Capital wallet.
Can I convert DAI to USD in my cash account?
Yes. Anytime Capital connects your Dai wallet to your FDIC-insured cash account. Convert DAI to US dollars and spend the balance with your Mastercard® or transfer it out.
Which network should I use for DAI?
DAI also circulates on Arbitrum One, OP Mainnet, Polygon PoS and Base, so always confirm the network with the sender before sharing an address — the same coin on the wrong network can be unrecoverable.
Is the Anytime Capital wallet free?
Yes. There are no monthly fees, no setup fees, and no hidden charges for using your Anytime Capital crypto wallet. You only pay standard network transaction fees when sending crypto on-chain.
Is this a custodial or non-custodial wallet?
Anytime Capital offers a non-custodial wallet — meaning you hold your own private keys. We never have access to your funds. Your keys, your coins.
Can I import my existing wallet using a seed phrase?
Yes. You can import any existing BIP-39 compatible wallet using your 12 or 24-word seed phrase. This works for Bitcoin, Ethereum, Solana, Litecoin, and TRON wallets.
What cryptocurrencies does Anytime Capital support?
Your Anytime Capital wallet covers the major assets: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), TRON (TRX), XRP, BNB, Dogecoin (DOGE), Cardano (ADA), USDT (ERC-20, SPL, TRC-20), USDC (ERC-20, SPL) and the rest of the top coins by market cap. Each has its own wallet page under /wallet, and you can buy BTC, LTC, USDT and more into the same wallet with Apple Pay, card or bank transfer.
Can I use my crypto wallet to fund my Anytime Capital cash account?
Yes. Anytime Capital uniquely connects your crypto wallet to your FDIC-insured cash account. Convert crypto to USD and have it available in your account instantly — then spend it with your Mastercard®.
Is my crypto FDIC insured?
Cryptocurrency itself is not FDIC insured. Funds loaded to your Anytime Capital cash account are FDIC-insured up to applicable limits through our partner bank, Pathward N.A., Member FDIC.
Ready to open your free Dai wallet?
Non-custodial. No fees. Built-in banking. Buy BTC, LTC, USDT, DAI, and more in minutes.
Get Free DAI WalletAs of September 2026. Information may have changed since this date. Please verify current details with the respective platforms.