Is there a fee to use the Cardano wallet?

No. Your Anytime Capital Cardano wallet has no monthly fees, no setup fees and no hidden charges. Cardano network fees apply when you send ADA on-chain: Cardano fees are set by a formula based on transaction size and are usually around 0.17 ADA regardless of network load.

What does a ADA address look like?

Starts with addr1 (Shelley era) and is over 50 characters long.

How long does a ADA transfer take?

About 20 seconds to 2 minutes on Cardano. Your wallet shows the transaction as pending until the network confirms it.

Can I buy ADA directly into this wallet?

Yes. Create your free Anytime Capital wallet and buy BTC, LTC, USDT, ADA, and more using Apple Pay, a debit or credit card, a bank transfer or another available payment method. Purchases are delivered to your Anytime Capital wallet.

Can I convert ADA to USD in my cash account?

Yes. Anytime Capital connects your Cardano wallet to your FDIC-insured cash account. Convert ADA to US dollars and spend the balance with your Mastercard® or transfer it out.

Is the Anytime Capital wallet free?

Yes. There are no monthly fees, no setup fees, and no hidden charges for using your Anytime Capital crypto wallet. You only pay standard network transaction fees when sending crypto on-chain.

Is this a custodial or non-custodial wallet?

Anytime Capital offers a non-custodial wallet — meaning you hold your own private keys. We never have access to your funds. Your keys, your coins.

Can I import my existing wallet using a seed phrase?

Yes. You can import any existing BIP-39 compatible wallet using your 12 or 24-word seed phrase. This works for Bitcoin, Ethereum, Solana, Litecoin, and TRON wallets.

What cryptocurrencies does Anytime Capital support?

Your Anytime Capital wallet covers the major assets: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Litecoin (LTC), TRON (TRX), XRP, BNB, Dogecoin (DOGE), Cardano (ADA), USDT (ERC-20, SPL, TRC-20), USDC (ERC-20, SPL) and the rest of the top coins by market cap. Each has its own wallet page under /wallet, and you can buy BTC, LTC, USDT and more into the same wallet with Apple Pay, card or bank transfer.

Can I use my crypto wallet to fund my Anytime Capital cash account?

Yes. Anytime Capital uniquely connects your crypto wallet to your FDIC-insured cash account. Convert crypto to USD and have it available in your account instantly — then spend it with your Mastercard®.

Is my crypto FDIC insured?

Cryptocurrency itself is not FDIC insured. Funds loaded to your Anytime Capital cash account are FDIC-insured up to applicable limits through our partner bank, Pathward N.A., Member FDIC.

Free Cardano (ADA) Wallet — Built-In Banking

Anytime Capital WalletYour non-custodial cryptocurrency wallet

WalletCurrent wallet

BTC — Bitcoin

BTC

BalanceRecover from seed phrase

$23,243.80 USD

0.28416093 BTC

Recent activityView all

Received+0.05 BTC2h ago$4,089.90
Sent−0.013 BTC5h ago$1,063.37
Received+0.021 BTC1d ago$1,717.76
Sent−0.0085 BTC2d ago$695.28

BalanceAllocation

24H7D30D90D1Y

Portfolio value

$0.00

-$934.85 (-1.58%)Past 24H

Your Assets

Hide $0

AssetPrice24h Volume7d ChartBalanceValue

BTCBitcoin

39.9% of portfolio

$81,798.00

-1.87%

$37.89B

24h vol

0.28416093

BTC

$23,243.80

Copy address

ETHEthereum

20.1% of portfolio · 4 networks

$2,400.38

-2.40%

$13.58B

24h vol

4.87310562

ETH

$11,697.31

Copy address

USDTTether

15.8% of portfolio · 3 networks

$0.999235

+0.03%

$60.4B

24h vol

9,215.47

USDT

$9,208.41

Copy address

SOLSolana

11.1% of portfolio

$104.46

-2.08%

$2.91B

24h vol

61.84720375

SOL

$6,460.56

Copy address

XRPXRP

5.3% of portfolio

$1.33

-2.09%

$1.87B

24h vol

2,316.804

XRP

$3,081.35

Copy address

TRXTRON

4.5% of portfolio

$0.330395

-0.11%

$374.44M

24h vol

7,905.412

TRX

$2,611.91

Copy address

USDCUSDC

3.3% of portfolio · 3 networks

$0.999661

+0.03%

$14.61B

24h vol

1,925.106

USDC

$1,924.45

Copy address

Your ADA — Fully Under Your Control

Cardano is a proof-of-stake blockchain built on peer-reviewed research, with ADA used for fees, staking and on-chain governance. With Anytime Capital, your Cardano is secured by your own private keys — not held by any exchange or custodian.

✓Self-custody ADA storage

✓Send & receive on Cardano

✓Confirms in 20 seconds to 2 minutes

✓Buy BTC, LTC, USDT, ADA, and more

✓Convert to USD cash account

What Is a Cardano Wallet?

A Cardano wallet is software that holds the private keys controlling your ADA on Cardano and lets you send, receive and store it. Cardano is a proof-of-stake blockchain built on peer-reviewed research, with ADA used for fees, staking and on-chain governance. ADA is the native coin of its own blockchain, launched in 2017, so the wallet you use has to speak Cardano — the address format, fees and confirmation times on this page are Cardano's.

Anytime Capital gives you a free, non-custodial Cardano wallet: your keys are generated on your device and never leave it, so no exchange, custodian or even Anytime Capital can freeze or move your ADA. There are no monthly fees; you pay only Cardano's own network fee when you send.

The difference from a standalone ADA wallet is what surrounds it. You can buy BTC, LTC, USDT, ADA, and more into the same wallet using Apple Pay, a debit or credit card, or a bank transfer, convert to US dollars in your Anytime Capital cash account, and spend the balance with your Mastercard® — all from one dashboard.

Convert ADA to Cash in Your Anytime Capital Account

Most wallets leave your crypto stranded. Anytime Capital bridges your Cardano wallet to your FDIC-insured cash account — convert, spend with your Mastercard®, or receive direct deposits.

✓Convert ADA → USD instantly

✓No-fee internal transfers

✓Spend with your Mastercard®

✓FDIC-insured up to $250K

Open Cash Account + ADA Wallet

Free Cardano Wallet with Built-In Banking

Your Whole Portfolio, On Every Screen

Receive with one scan

Send in a few taps

Pay only the network fee

Your ADA — Fully Under Your Control

What Is a Cardano Wallet?

How to Use Your Free Cardano Wallet

How to Create a Free Cardano Wallet

Buy BTC, LTC, USDT, ADA, and more — straight into your wallet

Looking for Free ADA? Start Here

1. Create a free ADA wallet

2. Buy ADA with a payment method you already have

Buy Cardano Directly Into Your Wallet

Everything Your Cardano Wallet Can Do

Non-Custodial

Send & Receive

Swap Assets

Convert ADA to Cash in Your Anytime Capital Account

Explore Cardano on Anytime Capital

Other Supported Wallets

Trusted (Trust & Compliance)

Cardano Wallet FAQ

How to Receive ADA

How to Send ADA

Cardano Network Fees, Explained

How Your ADA Stays Safe

Comparing Cardano wallets?

3. Know where free ADA really comes from

Legitimate ways people get ADA without buying it

How "free ADA" scams work

QR Code Payments

Import Wallet

Export Wallet

Fund Your Cash Account

Buy with Card

Live Market Data

Ready to open your free Cardano wallet?