Involuntary churn
An expired or momentarily declined card ends a subscription the customer fully intended to keep.
Most subscription revenue leaks through failed cards, not cancellations. Smart routing retries a declined charge on another processor in real time, so the customer who meant to stay, stays.
$284,900.00
1,840 subscriptions billed
The problem
Churn dashboards focus on cancellations. A meaningful share of lost revenue is customers who never chose to leave at all.
An expired or momentarily declined card ends a subscription the customer fully intended to keep.
When your one processor declines or degrades, there is no second path and the charge simply fails.
Signups from outside your home market drop at checkout because the method they use isn't offered.
Proration, dunning, upgrades and refunds are a year of engineering that isn't your product.
Adding a payment type means touching charge code, webhook handlers and reconciliation again.
Your database and your processor disagree by a handful of records, and finding out which is right takes a day.
What you'd use
One integration that covers charging, retrying, paying out and reconciling — with a sandbox that behaves like production.
Identity & verification
The same identity checks that clear customers onto our own platform, opened up for yours. Send a link, and the customer proves who they are from their phone — no app, no account, no reader on your counter.
Free signups are cheap until one of them is testing stolen cards against your billing endpoint. Put a real identity check in front of the accounts that matter — enterprise plans, payout changes, anything that moves money — and leave the rest frictionless.
A selfie checked against the photo ID, with liveness in the flow — so it is the actual person, not a photo of one.
The customer shows the card they are paying with and it is verified on the spot, before you hand anything over.
Licenses, permits, insurance certificates and tax forms collected from the customer's phone camera, with expiry tracked.
The device behind the payment is recognised — including the ones that have failed you before, through cleared cookies and private browsing.
The verification step carries your name and palette, so it reads as part of your business rather than a hand-off to someone else's.
Push a high-value card payment through issuer authentication and move the chargeback liability off your books.
Verification session
LiveGetting started
No implementation project and no migration weekend. Open the account, connect what you already do, and start moving money.
A full parallel environment with test cards that reproduce real failure cases.
Drop-in component, or call the API directly if you want full control.
Verify signatures and update your own records from signed, retried events.
Nothing else about the integration changes when you go to production.
Businesses on the platform
US states supported
US-based support
Monthly platform fees
When a subscription charge is declined, it is automatically retried through another processor in real time rather than immediately failing. Customers whose card would have failed on a single-processor setup stay subscribed without ever being contacted.
Yes. Self-serve subscriptions, annual plans and invoiced enterprise deals with net terms all run through the same account, so finance is not reconciling two systems.
Enabling it in the dashboard. Methods are abstracted behind the same payment object, so your charge code and webhook handlers do not change when you add one.
Yes. Sandbox keys give you a parallel environment with test cards for declines, disputes, partial captures and payout failures, so you can build the unhappy paths before shipping.
Deliveries retry with backoff and every event stays queryable through the API, so a short outage on your side does not lose the record of a payment.
Pull sandbox keys, mount the checkout, and have retry routing recovering revenue on your next billing run.