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    Anytime Capital
    Marketplaces

    Take the payment, split it, and pay everyone out

    A marketplace is two payment problems wearing one coat. Collect from buyers, verify and onboard sellers, hold funds until delivery, and pay out globally — through a single integration.

    Get startedTalk to our team
    • Split payments
    • Seller onboarding & KYB
    • Payouts worldwide
    Marketplace · Today

    $212,400.00

    Gross volume · 486 transactions

    • Platform fee$18,900.00
    • Seller payouts queued142 sellers
    • Sellers pending verification9
    Split at captureKYB onboardingGlobal payoutsHeld funds

    The problem

    Why marketplace payments are their own problem

    You are not just charging a customer. You are onboarding a counterparty, holding money you don't own, and paying strangers in other countries.

    Splitting at capture

    Platform fee, seller share and taxes have to separate at the moment of payment, not in a spreadsheet later.

    Onboarding sellers you've never met

    Identity, business details and payout information all have to be collected and verified before money moves.

    Holding funds until delivery

    Releasing a seller's money too early leaves you carrying the refund when the buyer complains.

    Paying out across borders

    Sellers are everywhere, want different methods, and international transfers are slow and expensive.

    Fraud from both sides

    A marketplace can be defrauded by a buyer, a seller, or the two of them working together.

    One integration or four

    Collecting, verifying, holding and paying out often means stitching several vendors together.

    What you'd use

    Both sides of the transaction, one integration

    Collection, verification, holding and payout on the same platform, so the pieces already know about each other.

    Payments

    Collect from buyers on every rail, with the platform fee separated at the point of capture.

    Bill pay

    Pay every seller in one run, each by their own preferred method and currency.

    Onboarding & verification

    Verify sellers with identity, business documents and tax forms before their first payout.

    Stablecoins

    Pay overseas sellers in minutes rather than losing days and fees to correspondent banks.

    Embedded payments

    Put our checkout inside your own site or app with one integration.

    Fraud protection

    Every charge screened before it settles, with chargeback evidence pre-built.

    Identity & verification

    Know exactly who you are dealing with

    The same identity checks that clear customers onto our own platform, opened up for yours. Send a link, and the customer proves who they are from their phone — no app, no account, no reader on your counter.

    You are paying out to sellers you have never met, which makes seller onboarding the place your marketplace is most exposed. Verify a seller once, under your own branding, and you can pay them for years without wondering who they are.

    • Face match with liveness

      A selfie checked against the photo ID, with liveness in the flow — so it is the actual person, not a photo of one.

    • Cards checked in real time

      The customer shows the card they are paying with and it is verified on the spot, before you hand anything over.

    • ID and document capture

      Licenses, permits, insurance certificates and tax forms collected from the customer's phone camera, with expiry tracked.

    • Device intelligence

      The device behind the payment is recognised — including the ones that have failed you before, through cleared cookies and private browsing.

    • Your branding, your coloursRolling out

      The verification step carries your name and palette, so it reads as part of your business rather than a hand-off to someone else's.

    • 3-D Secure step-upRolling out

      Push a high-value card payment through issuer authentication and move the chargeback liability off your books.

    Verification session

    Live
    • Face match & livenessWaiting
    • Card checked · ending 4242Waiting
    Checking who this actually is…

    Getting started

    Up and running in an afternoon

    No implementation project and no migration weekend. Open the account, connect what you already do, and start moving money.

    1. 1

      Integrate the checkout

      Embed it or call the API, with the platform fee split configured at capture.

    2. 2

      Onboard your sellers

      One verification link collects identity, business details and payout information.

    3. 3

      Hold until you're ready

      Release a seller's share on your own conditions rather than automatically at capture.

    4. 4

      Pay out in one run

      The whole seller roster paid together, by bank transfer or stablecoin.

    Businesses on the platform
    1,000+

    Businesses on the platform

    US states supported
    43+

    US states supported

    US-based support
    24/7

    US-based support

    Monthly platform fees
    $0

    Monthly platform fees

    Frequently Asked Questions

    Can the platform fee be taken automatically?

    Yes. The split is applied at the point of capture, so your fee and the seller's share separate as the payment is taken rather than being reconciled afterwards.

    How do I verify sellers before paying them?

    Send a verification request that collects identity, business formation documents, tax forms and payout details. Payouts can be gated until verification is complete.

    Can I hold funds until an order is delivered?

    Yes. A seller's share can be held and released on your own conditions, which protects the platform from carrying refunds after money has already gone out.

    How do I pay sellers in other countries?

    By international bank transfer, or in USDC or USDT where speed matters. Stablecoin payouts typically settle in minutes instead of the days a cross-border wire takes.

    Do I need separate vendors for payments and payouts?

    No. Collection, verification, held funds and payouts run through the same account and the same API, which is what removes most of the reconciliation work marketplaces usually carry.

    Run both sides of your marketplace in one place

    Integrate once to collect from buyers, verify sellers and pay them out — without stitching four vendors together.

    Get startedBrowse all solutions
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