Answers Hub
Wires & transfers
How wires actually work: timing, cost, cutoffs, and when a different rail — ACH, RTP, FedNow, or stablecoins — is the better tool for the transfer in front of you.
Start here
Complete guide
Wire transfers: the complete guide
How wire transfers work in 2026: timing, costs, required details, how they compare to ACH and stablecoins, and how to avoid wire fraud.
Every question in this topic
How long does a wire transfer take?
Domestic wires typically arrive the same business day; international take 1–5 business days. Cutoffs, weekend rules, and what delays wires in 2026.
Wire transfer vs ACH: what's the difference?
Wires settle the same business day and cost $25–$50; ACH takes 1–3 business days and is usually free. The real differences — speed, cost, finality, limits.