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Accepting payments
How businesses get paid by card and bank: what it takes to start accepting cards, where every cent of the fee goes, how disputes work, and how to cut costs or change providers without losing a sale — answered by the team behind Anytime Capital Payments.
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Complete guide
How to accept credit card payments
How a small business accepts credit cards online, in person and by invoice: setup steps, what verification needs, what it costs, and how payouts work.
Every question in this topic
What is interchange?
Interchange is the fee a card issuer earns on each card payment. What sets the rate, and how it shows up in flat-rate and interchange-plus pricing.
What is a chargeback?
A chargeback is a card payment reversed by the customer's bank. How disputes work, common reasons, what they cost, and how to prevent and win them.
Payment gateway vs payment processor: what's the difference?
A gateway captures and sends card details; a processor moves the payment through the card networks. How both fit with acquirers and merchant accounts.
How to lower credit card processing fees
Cut card processing costs: compare all-in cost per sale, drop plans you don't need, move big invoices to ACH, reduce disputes, and know surcharge rules.
ACH vs credit card payments: which should your business accept?
ACH vs credit card payments for a business: what each costs, how fast money settles, chargeback vs return risk, and when to offer bank payments.
PCI compliance for small business
PCI DSS for small businesses in plain English: merchant levels, which questionnaire applies, why hosted checkout shrinks the work, and PCI fees.
How to switch payment processors
A step-by-step plan to switch payment processors: run both in parallel, move links and invoices first, handle saved cards, and update webhooks.
What is 3D Secure?
3D Secure explained: how the issuer confirms it's really your customer, frictionless vs challenge flows, the fraud liability shift, and when to require it.
What is a merchant account?
What a merchant account is, how it differs from a payment facilitator, underwriting, reserves and payout holds, the MATCH list, and when you need your own.
How to invoice a client
How to invoice a client: what every invoice needs, payment terms like Net 30, deposits, partial payments, reminders, late fees, and getting paid faster.